What are the main benefits of the ICICI Bank Emeralde Credit Card?

The ICICI Bank Emeralde Credit Card offers unlimited lounge access, golf privileges, movie & dining discounts, and travel insurance.

How much is the joining fee for the ICICI Bank Emeralde Credit Card?

The joining fee for the ICICI Bank Emeralde Credit Card is ₹12,000 + GST for the annual plan or ₹1,000 + GST for the monthly plan.

Does the ICICI Bank Emeralde Credit Card offer lounge access?

Yes, the ICICI Bank Emeralde Credit Card provides unlimited complimentary domestic and international airport lounge access for the primary cardholder.

What are the movie benefits with the ICICI Bank Emeralde Credit Card?

With the ICICI Bank Emeralde Credit Card, get "Buy One Get One" movie/event tickets (up to ₹750 off, 4 times monthly) via BookMyShow.

How can I waive the annual fee for my ICICI Bank Emeralde Credit Card?

The annual fee for the ICICI Bank Emeralde Credit Card can be waived on annual spends exceeding ₹10-15 lakh in the previous year.

What is the foreign currency markup on the ICICI Bank Emeralde Credit Card?

The ICICI Bank Emeralde Credit Card has a foreign currency markup of 2% (some sources indicate 1.5%) on international transactions.

How do I redeem reward points earned on the ICICI Bank Emeralde Credit Card?

You can redeem ICICI Bank Emeralde Credit Card reward points via Internet Banking or the iMobile app for various categories like travel and shopping.

Is there an income requirement to apply for the ICICI Bank Emeralde Credit Card?

Yes, applicants for the ICICI Bank Emeralde Credit Card need a high minimum monthly income (e.g., ₹1.5-3 lakh for salaried) or high annual ITR.

ICICI Bank

ICICI Bank Emeralde Credit Card

Q: What are the golf privileges offered by the ICICI Bank Emeralde Credit Card?

The ICICI Bank Emeralde Credit Card offers up to 4 complimentary golf rounds or lessons monthly, based on eligible previous month's spends.

Q: What insurance benefits does the ICICI Bank Emeralde Credit Card provide?

The ICICI Bank Emeralde Credit Card provides ₹3 Crore air accident insurance, ₹50,000 credit shield cover, and international travel insurance.

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Last updated: 27 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

American Express Cardholders receive a shopping voucher from TATA CLiQ worth ₹5,000 on their birthday.

Rewards Rate

Earn 4 Reward Points on every ₹100 domestic/international spend; 1 RP on Utility/Insurance.

Reward Type

Reward Points

Reward Redemption

Redeem via Internet Banking/iMobile app across multiple categories; 1 RP = Re. 0.25 value.

Domestic Lounge Access

Unlimited complimentary domestic airport lounge access for the primary Cardholder.

International Lounge Access

Unlimited complimentary international airport lounge access for the primary Cardholder.

Premium Benefits

Up to 4 complimentary golf rounds or lessons monthly, based on eligible previous month's spends.

Insurance Coverage

₹3 Crore Air Accident Insurance, ₹50,000 Credit Shield, and comprehensive international travel insurance.

Movie

Buy one get one up to ₹750 off on movie/event tickets via BookMyShow, up to 4 times monthly.

Dining

Minimum 15% discount on dining bills at partnered restaurants through the Culinary Treats Programme.

Travel Benefits

Unlimited complimentary international and domestic airport lounge access; travel cancellation protection.

What matters, explained clearly

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Frequently Asked Questions

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