HSBC Bank Credit Cards
HSBC - Global Benefits & High Reward Rates
8
₹16,062
HSBC Live+ Credit Card
Cashback, Reward Points
About This Bank
HSBC Bank Credit Cards in India - 2026
HSBC India's card portfolio is deliberately small but high-quality, spanning an everyday cashback card to an ultra-premium invitation-based product. Rather than competing across all segments, HSBC focuses on delivering superior benefits for cosmopolitan, internationally active customers.
HSBC Live+ leads on everyday value with its 10% dining cashback rate (capped at ₹3,000/month) plus 1.5% on all other spends - among India's highest dining cashback rates for a sub-₹1,000 annual fee.
HSBC TravelOne suits frequent travellers who want flexibility across 40+ airline loyalty programmes rather than being locked into one co-branded airline card.
HSBC Premier Metal and Taj sit at the premium and ultra-premium ends respectively - Premier Metal for regular high-spend travel and dining, Taj for a largely invitation-based, Taj Hotels-linked lifestyle product.
HSBC Global Concierge
HSBC's premium cards (Premier Metal, TravelOne, Taj) include access to HSBC's global concierge service for travel bookings, restaurant reservations, and lifestyle assistance - a benefit typically reserved for ultra-premium cards from Indian issuers.
Featured HSBC Bank Cards
HSBC Live+ Credit Card
Joining Fee:
₹999 + GST
Renewal Fee:
₹999 + GST
Reward Type:
Cashback
HSBC TravelOne Credit Card
Joining Fee:
₹4,999 + GST
Renewal Fee:
₹4,999 + GST
Reward Type:
Reward Points
HSBC Premier Metal Credit Card
Joining Fee:
₹12,000 + GST
Renewal Fee:
₹20,000 + GST
Reward Type:
Reward Points
HSBC Visa Platinum Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Reward Points
HSBC Taj Credit Card
Joining Fee:
₹1,10,000 + GST
Renewal Fee:
₹1,10,000 + GST
Reward Type:
Reward Points
HSBC Cards Compared
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| HSBC Visa Platinum Credit Card | Lifetime Free | Reward Points | No-fee entry into HSBC's ecosystem |
| HSBC Live+ Credit Card | ₹999 + GST | Cashback | 10% dining cashback (capped) |
| HSBC TravelOne Credit Card | ₹4,999 + GST | Reward Points | Multi-airline travel miles |
| HSBC Premier Metal Credit Card | ₹12,000 + GST | Reward Points | Premium metal card, travel & dining |
| HSBC Taj Credit Card | ₹1,10,000 + GST | Reward Points | Ultra-premium, Taj Hotels privileges |
Eligibility Guide
₹4 lakh p.a.
720+
18-65 years
Eligibility for HSBC Credit Cards in India
General Criteria
- Age: 18-65 years
- Income: ₹4 lakh p.a. (Visa Platinum); ₹6 lakh+ (Live+ / TravelOne); significantly higher for Premier Metal and Taj
- Credit Score: 720+ recommended
- Employment: Salaried or self-employed
Key Documents
- PAN card
- Aadhaar or passport (address proof)
- Salary slips or bank statements (income proof)
- ITR for last 2 years (self-employed applicants)
HSBC Bank processes applications at bank branches in select cities (Mumbai, Delhi, Bengaluru, Chennai, Pune, Kolkata, Hyderabad). Online applications are available at hsbc.co.in. As a foreign bank, HSBC has a limited branch network - urban customers are the primary target segment.
All HSBC Bank Credit Cards
Browse & filter all HSBC Bank cards →HSBC Live+ Credit Card
Joining Fee:
₹999 + GST
Renewal Fee:
₹999 + GST
Reward Type:
Cashback
HSBC Premier Metal Credit Card
Joining Fee:
₹12,000 + GST
Renewal Fee:
₹20,000 + GST
Reward Type:
Reward Points
HSBC RuPay Cashback Credit Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Cashback
HSBC RuPay Platinum Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Reward Points
HSBC Smart Value Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Reward Points
HSBC Taj Credit Card
Joining Fee:
₹1,10,000 + GST
Renewal Fee:
₹1,10,000 + GST
Reward Type:
Reward Points
HSBC TravelOne Credit Card
Joining Fee:
₹4,999 + GST
Renewal Fee:
₹4,999 + GST
Reward Type:
Reward Points
HSBC Visa Platinum Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Reward Points