HSBC Bank Credit Cards
HSBC – Global Benefits & High Reward Rates
6
₹21,333
HSBC Visa Platinum Credit Card
Reward Points, Reward Points & Cashback, Cashback
About This Bank
HSBC Bank Credit Cards in India — 2026
HSBC India's card portfolio is deliberately small but high-quality. Rather than competing across all segments, HSBC focuses on delivering superior benefits for cosmopolitan, internationally active customers.
Portfolio Highlights
Cashback Card: 1.5% cashback on all spends (best-in-class flat rate), no category restrictions, online or offline. Annual fee ₹750, effectively zero with modest monthly spend.
Live+ Credit Card: 10% cashback on dining (capped at ₹3,000/month) + 1.5% on all other spends. Among India's highest dining cashback rates.
TravelOne: Multi-airline miles card. Earn Reward Points redeemable for flights and hotels on 40+ airlines directly from HSBC's portal. Strong for frequent travellers who want flexibility across airline programmes.
HSBC Global Concierge
All HSBC premium cards include access to HSBC's global concierge service for travel bookings, restaurant reservations, and lifestyle assistance — a benefit typically reserved for ultra-premium cards from Indian issuers.
Featured HSBC Bank Cards
HSBC Live+ Credit Card
Joining Fee:
₹999 + GST
Renewal Fee:
₹999 + GST
Rewards Type:
Cashback
HSBC TravelOne Credit Card
Joining Fee:
₹4,999 + GST
Renewal Fee:
₹4,999 + GST
Rewards Type:
Reward Points
HSBC Premier Metal Credit Card
Joining Fee:
₹12,000 + GST
Renewal Fee:
₹20,000 + GST
Rewards Type:
Reward Points
HSBC Visa Platinum Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Rewards Type:
Reward Points
HSBC Smart Value Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Rewards Type:
Reward Points & Cashback
HSBC Taj Credit Card
Joining Fee:
₹1,10,000 + GST
Renewal Fee:
₹1,10,000 + GST
Rewards Type:
Reward Points
Eligibility Guide
₹4 lakh p.a.
720+
18–65 years
Eligibility for HSBC Credit Cards in India
- Age: 18–65 years
- Income: ₹4 lakh p.a. (Cashback); ₹6 lakh+ (TravelOne / Live+)
- Credit Score: 720+ recommended
- Employment: Salaried or self-employed
HSBC Bank processes applications at bank branches in select cities (Mumbai, Delhi, Bengaluru, Chennai, Pune, Kolkata, Hyderabad). Online applications are available at hsbc.co.in. As a foreign bank, HSBC has a limited branch network — urban customers are the primary target segment.
All HSBC Bank Credit Cards
HSBC Visa Platinum Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Rewards Type:
Reward Points
HSBC Smart Value Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Rewards Type:
Reward Points & Cashback
HSBC TravelOne Credit Card
Joining Fee:
₹4,999 + GST
Renewal Fee:
₹4,999 + GST
Rewards Type:
Reward Points
HSBC Premier Metal Credit Card
Joining Fee:
₹12,000 + GST
Renewal Fee:
₹20,000 + GST
Rewards Type:
Reward Points
HSBC Taj Credit Card
Joining Fee:
₹1,10,000 + GST
Renewal Fee:
₹1,10,000 + GST
Rewards Type:
Reward Points
HSBC Live+ Credit Card
Joining Fee:
₹999 + GST
Renewal Fee:
₹999 + GST
Rewards Type:
Cashback