City Union Bank Credit Cards
City Union Bank - Credit Cards
2
₹1,749
City Union Bank SBI Card PRIME
Reward Points
About This Bank
About City Union Bank
City Union Bank is a private-sector bank founded in 1906 and headquartered in Kumbakonam, Tamil Nadu, with a strong retail presence across Tamil Nadu and South India. It reaches the credit card market entirely through a co-branded partnership with SBI Card, offering the entry-level SimplySAVE for everyday cashback and the stronger-rewarding PRIME tier.
Card-by-Card Breakdown
City Union Bank SimplySAVE SBI is the accessible entry option, well-suited to modest monthly spend where a large fee gap isn't worth taking on.
City Union Bank SBI Card PRIME costs considerably more but delivers stronger rewards - the fee difference needs to be recovered through higher monthly spend before PRIME becomes the better value pick.
Applying for a City Union Bank Credit Card
SBI Card is the actual issuer for both tiers, so approval follows SBI Card's standard underwriting - a minimum income around ₹3 lakh p.a. and CIBIL score of 700+. NRI customers from Tamil Nadu's expatriate community are a specific group City Union Bank serves well, alongside its broader South India retail customer base.
How City Union Bank Compares to Other SBI Co-Branded Issuers
City Union Bank is one of several smaller Tamil Nadu and South India-focused banks - alongside Karnataka Bank, Central Bank of India, and KVB - that reach the credit card market through the same SimplySAVE/PRIME/ELITE structure rather than building their own card program. The fee tiers are identical across these partnerships, so the practical difference between choosing City Union Bank versus one of the others usually comes down to which bank you already hold a savings or salary account with, rather than any meaningful difference in the card benefits themselves.
PRIME earns 20 reward points per ₹100 on utility bill payments and 10 RP per ₹100 on dining, groceries, departmental stores, and movies (2 RP per ₹100 on other retail spends); SimplySAVE earns 10 RP per ₹150 on dining, movies, departmental stores, and groceries, with 1 RP per ₹150 on other spends.
Explore the full card portfolio below to find the right card for your spending profile.
Featured City Union Bank Cards
City Union Bank SBI Card PRIME
Joining Fee:
₹2,999 + GST
Renewal Fee:
₹2,999 + GST
Reward Type:
Reward Points
City Union Bank SimplySAVE SBI Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points
City Union Bank's Card Lineup Compared
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| City Union Bank SimplySAVE SBI Card | ₹499 + GST | Reward Points | Entry-level everyday cashback |
| City Union Bank SBI Card PRIME | ₹2,999 + GST | Reward Points | Higher earn rate for regular spenders |
Eligibility Guide
₹3 lakh p.a.
700+
21-60 years
Eligibility
General Criteria
- Age: 21-60 years
- Income: ₹3 lakh p.a. (SimplySAVE); higher for PRIME per SBI Card's standard tiering
- Credit Score: 700+ recommended
- Residency: Indian resident, including eligible NRI account holders
Key Documents
- PAN card
- Aadhaar or passport (address proof)
- Salary slips or bank statements (income proof)
Check individual card pages for precise eligibility criteria.
All City Union Bank Credit Cards
Browse & filter all City Union Bank cards →City Union Bank SBI Card PRIME
Joining Fee:
₹2,999 + GST
Renewal Fee:
₹2,999 + GST
Reward Type:
Reward Points
City Union Bank SimplySAVE SBI Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points