City Union Bank Credit Cards

About City Union Bank

City Union Bank is a private-sector bank founded in 1906 and headquartered in Kumbakonam, Tamil Nadu, with a strong retail presence across Tamil Nadu and South India. It reaches the credit card market entirely through a co-branded partnership with SBI Card, offering the entry-level SimplySAVE for everyday cashback and the stronger-rewarding PRIME tier.

City Union Bank's Card Lineup Compared

Card-by-Card Breakdown

City Union Bank SimplySAVE SBI is the accessible entry option, well-suited to modest monthly spend where a large fee gap isn't worth taking on.

City Union Bank SBI Card PRIME costs considerably more but delivers stronger rewards - the fee difference needs to be recovered through higher monthly spend before PRIME becomes the better value pick.

Applying for a City Union Bank Credit Card

SBI Card is the actual issuer for both tiers, so approval follows SBI Card's standard underwriting - a minimum income around ₹3 lakh p.a. and CIBIL score of 700+. NRI customers from Tamil Nadu's expatriate community are a specific group City Union Bank serves well, alongside its broader South India retail customer base.

How City Union Bank Compares to Other SBI Co-Branded Issuers

City Union Bank is one of several smaller Tamil Nadu and South India-focused banks - alongside Karnataka Bank, Central Bank of India, and KVB - that reach the credit card market through the same SimplySAVE/PRIME/ELITE structure rather than building their own card program. The fee tiers are identical across these partnerships, so the practical difference between choosing City Union Bank versus one of the others usually comes down to which bank you already hold a savings or salary account with, rather than any meaningful difference in the card benefits themselves.

Explore the full card portfolio below to find the right card for your spending profile.