City Union Bank SimplySAVE SBI Card – Benefits, Fees & Eligibility

City Union Bank SimplySAVE SBI Card

Introduction

The City Union Bank SimplySAVE SBI Card offers a range of privileges and features designed to provide value on everyday spending. This card is tailored to reward users for common expenses like dining, movies, departmental store, and grocery purchases, while also providing essential benefits such as fuel surcharge waivers and flexible payment options.

Welcome Benefits

• Spend Rs. 2,000 or more within the first 60 days of card issuance to receive 2,000 bonus Reward Points.

Fees

• Annual Fee (one-time): Rs. 499 + Taxes
• Renewal Fee (per annum): Rs. 499 + Taxes, applicable from the second year onwards.
• Spend-Based Waiver: The renewal fee is reversed if annual spends in the previous year are Rs. 1,00,000 or more.
• Add-on Fee: NIL
• Fuel Surcharge: 1% fuel surcharge waiver at any petrol pump for transactions between Rs. 500 and Rs. 3,000.
  • Maximum surcharge waiver is up to Rs. 100 per statement cycle.
• For comprehensive information regarding fees and other applicable charges, refer to the Most Important Terms & Conditions.
• All taxes would be charged as applicable on all fees, interest, and charges.

Rewards

• Accelerated Rewards: Earn 10 Reward Points for every Rs. 150 spent on Dining, Movies, Departmental Stores, and Grocery purchases.
• Standard Rewards: Earn 1 Reward Point for every Rs. 150 spent on all other categories.
• Reward Point Value: 4 Reward Points are equivalent to Rs. 1.

Rewards Redemption Guide

• Reward Points can be used to pay the outstanding balance on your Credit Card.
• Reward Points can also be redeemed against a wide array of gifts available in the Rewards Catalogue.

Important Product Details

• Contactless Payments: Enjoy fast, convenient, and secure daily purchases by simply waving your card at a secure reader. The card never leaves your hand, reducing the risk of loss or skimming, and a unique security key ensures only one transaction goes through even if waved multiple times.
• Worldwide Acceptance: The card is accepted at over 24 million outlets globally, including 3,25,000 outlets in India, wherever VISA/RuPay Cards are accepted.
• Add-on Cards: Provide add-on cards for family members including parents, spouse, children, or siblings who are above 18 years of age.
• Cash on the Go: Access cash withdrawals from over 1 million VISA/RuPay ATMs worldwide.
• Utility Bill Payment Facility: Conveniently pay electricity, telephone, mobile, and other utility bills using the Easy Bill Pay facility.
• Flexipay: Convert transactions of Rs. 2,500 or more into easy monthly installments (EMIs). This service can be availed by logging onto sbicard.com within 30 days of the purchase.
• Balance Transfer on EMI: Transfer outstanding balances from other banks’ credit cards to your City Union Bank SimplySAVE SBI Card to benefit from a lower interest rate and pay in EMIs. This service is available by logging onto sbicard.com.

Other Details

• Order of Payment Settlement: All payments made for a cardholder account will be settled in a specific order, details of which are available via a provided link.
• Cheque Payments: Submit account payee cheques following CTS 2010 standards for timely processing.
• Co-brand Product: This is a co-brand product, and there may be fee and revenue sharing between SBI Card and the co-brand partner.
• Terms and Conditions: Continued use of the card will be deemed acceptance of any amendments in the Terms and Conditions. The Most Important Terms and Conditions are available on www.sbicard.com.
• Customer Assistance: For assistance, call the SBI Card helpline at 1860 180 1290 or 39 02 02 02 (prefix local STD code).
• Information Accuracy: All information provided is correct as on date and is subject to change at the discretion of SBICPSL.
• Contact Information:
  • SBI Cards and Payment Services Limited
  • Unit 401 & 402, 04th Floor, Aggarwal Millennium Tower, E-1,2,3 Netaji Subhash Place, Wazirpur, New Delhi 110034
  • CIN: L65999DL1998PLC093849
• Locator Services: Locate a Drop box, ATM, or Pay Cash outlet.
• Application Tracking: Track the status of your SBI Card application.
• Simply SMS: Get instant information by sending an SMS to 5676791 from your registered mobile number.