Punjab National Bank Lifetime Free Credit Cards
शीर्ष कार्ड खोजें जैसे पीएनबी रक्षक रुपए प्लेटिनम कार्ड, पीएनबी रक्षक रुपए सेलेक्ट कार्ड, पीएनबी रुपए प्लेटिनम क्रेडिट कार्ड.
3 कार्ड मिले
पीएनबी रक्षक रुपए प्लेटिनम कार्ड
जॉइनिंग फीस:
Lifetime Free
रिन्यूअल फीस:
Lifetime Free
रिवॉर्ड प्रकार:
Reward Points, Cashback
पीएनबी रक्षक रुपए सेलेक्ट कार्ड
जॉइनिंग फीस:
Lifetime Free
रिन्यूअल फीस:
Lifetime Free
रिवॉर्ड प्रकार:
Reward Points, Cashback
पीएनबी रुपए प्लेटिनम क्रेडिट कार्ड
जॉइनिंग फीस:
Lifetime Free
रिन्यूअल फीस:
Lifetime Free
रिवॉर्ड प्रकार:
Reward Points
Punjab National Bank's Lifetime-Free Credit Cards
All three PNB credit cards covered here - two Rakshak-branded and one standard - charge zero joining and zero renewal fee.
General vs Defense-Affinity Cards
If you don't qualify for the Rakshak affinity programme, PNB RuPay Platinum Credit Card is the standard zero-fee option open to general applicants.
PNB's Zero-Fee Cards
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| पीएनबी रुपए प्लेटिनम क्रेडिट कार्ड | Lifetime Free | Reward Points | Travel, shopping (general applicant) |
| पीएनबी रक्षक रुपए प्लेटिनम कार्ड | Lifetime Free | Reward Points, Cashback | Utilities, dining, premium (defense affinity) |
| पीएनबी रक्षक रुपए सेलेक्ट कार्ड | Lifetime Free | Reward Points, Cashback | Travel, shopping, dining (defense affinity) |
कैसे चुनें
All three PNB credit cards are zero fee
PNB Rakshak RuPay Platinum, PNB Rakshak RuPay Select, and PNB RuPay Platinum Credit Card all charge zero joining and zero renewal fee - the choice is about reward type and whether the Rakshak (defense-affinity) branding applies to you.
Rakshak cards are positioned for defense/paramilitary personnel
PNB Rakshak RuPay Platinum and Rakshak RuPay Select carry the "Rakshak" branding typically associated with defense or paramilitary personnel accounts - check eligibility if you're not part of that group; PNB RuPay Platinum Credit Card is the general-purpose alternative.
Rakshak cards earn combined points and cashback
Both Rakshak variants earn Reward Points & Cashback, while the standard PNB RuPay Platinum Credit Card earns straightforward Reward Points.