Best Patanjali Co-Branded Credit Cards
शीर्ष कार्ड खोजें जैसे पतंजलि आरबीएल बैंक स्वर्ण क्रेडिट कार्ड, पतंजलि आरबीएल बैंक विशिष्ट क्रेडिट कार्ड, पीएनबी रुपए प्लेटिनम पतंजलि क्रेडिट कार्ड, पीएनबी रुपए सेलेक्ट पतंजलि क्रेडिट कार्ड.
4 कार्ड मिले
पतंजलि आरबीएल बैंक स्वर्ण क्रेडिट कार्ड
जॉइनिंग फीस:
₹1,499 + GST
रिन्यूअल फीस:
₹1,499 + GST
रिवॉर्ड प्रकार:
Reward Points, Cashback
पतंजलि आरबीएल बैंक विशिष्ट क्रेडिट कार्ड
जॉइनिंग फीस:
₹499 + GST
रिन्यूअल फीस:
₹499 + GST
रिवॉर्ड प्रकार:
Reward Points, Cashback
पीएनबी रुपए प्लेटिनम पतंजलि क्रेडिट कार्ड
जॉइनिंग फीस:
Free (1st year)
रिन्यूअल फीस:
₹590 + GST
रिवॉर्ड प्रकार:
Reward Points, Cashback
पीएनबी रुपए सेलेक्ट पतंजलि क्रेडिट कार्ड
जॉइनिंग फीस:
₹500 + GST
रिन्यूअल फीस:
₹750 + GST
रिवॉर्ड प्रकार:
Reward Points
Patanjali Credit Cards - RBL Bank vs Punjab National Bank
Patanjali's co-branded lineup comes from RBL Bank (Vishisht and Swarn tiers) and Punjab National Bank (RuPay Platinum and Select variants).
Lowest Fee, With a Catch
The PNB RuPay Platinum Patanjali Credit Card waives the joining fee entirely, though it charges ₹590 from the second year. RBL Bank's Vishisht card, at ₹499 joining/renewal, is a close alternative that also earns Cashback alongside Reward Points.
Reward Points Only vs Reward Points Plus Cashback
Not every card here earns the same way - PNB's RuPay Select variant earns Reward Points only, while PNB's RuPay Platinum and both RBL Bank cards add Cashback on top. Check this detail if cashback specifically matters to you.
Patanjali Credit Cards Compared
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| पीएनबी रुपए प्लेटिनम पतंजलि क्रेडिट कार्ड | Free (1st year) | Reward Points, Cashback | No joining fee, Reward Points + Cashback |
| पतंजलि आरबीएल बैंक विशिष्ट क्रेडिट कार्ड | ₹499 + GST | Reward Points, Cashback | ₹499, Reward Points + Cashback |
| पीएनबी रुपए सेलेक्ट पतंजलि क्रेडिट कार्ड | ₹500 + GST | Reward Points | ₹500, Reward Points only |
| पतंजलि आरबीएल बैंक स्वर्ण क्रेडिट कार्ड | ₹1,499 + GST | Reward Points, Cashback | Higher tier, ₹1,499 |
कैसे चुनें
PNB's RuPay Platinum variant has no joining fee
The PNB RuPay Platinum Patanjali Credit Card charges zero joining fee, with a ₹590 renewal from year two - the lowest-cost entry point in this lineup, though it earns standard Reward Points and Cashback like the others.
RBL Bank's two tiers both add cashback
The RBL Bank Patanjali Vishisht Credit Card (₹499) and Patanjali Swarn Credit Card (₹1,499) both earn Reward Points plus Cashback, with Swarn positioned as the higher tier for bigger Patanjali and general spend.
PNB's Select variant skips cashback
Unlike PNB's RuPay Platinum card, the PNB RuPay Select Patanjali Credit Card (₹500 joining) earns only standard Reward Points without the Cashback component - worth checking if cashback specifically is what you're after.