What is the Patanjali RBL Bank Swarn Credit Card?

The Patanjali RBL Bank Swarn Credit Card is a RuPay card for Patanjali shoppers, offering cashback and rewards.

What are the joining and renewal fees for this Patanjali RBL card?

The Patanjali RBL Bank Swarn Credit Card has a joining fee of ₹1,499 + GST and a renewal fee of ₹1,499 + GST.

Does the Patanjali RBL Bank Swarn Credit Card offer welcome benefits?

Yes, earn 6,000 Reward Points (worth ₹1,500) on your first transaction of ₹1,000 or more within 30 days.

What cashback can I get with the Patanjali RBL Bank Swarn Credit Card at Patanjali stores?

You get 10% cashback up to ₹750 monthly on Patanjali purchases of ₹500 or more with this card.

Are there any movie benefits with the Patanjali RBL Bank Swarn Credit Card?

Yes, enjoy a monthly Buy-One-Get-One movie ticket offer (up to ₹200 discount) on BookMyShow on weekends.

Does the Patanjali RBL Bank Swarn Credit Card provide lounge access?

You get 4 complimentary domestic airport lounge accesses annually, subject to spending ₹50,000 per quarter.

What is the foreign currency markup on the Patanjali RBL Bank Swarn Credit Card?

The Patanjali RBL Bank Swarn Credit Card has a foreign currency markup of 3.5% on international transactions.

Can the Patanjali RBL Bank Swarn Credit Card be linked to UPI?

Yes, the Patanjali RBL Bank Swarn Credit Card can be linked with UPI apps for convenient daily transactions.

What are the milestone benefits on the Patanjali RBL Bank Swarn Credit Card?

Achieve Patanjali vouchers or a complimentary wellness stay on annual spends of ₹3 lakhs or ₹5 lakhs respectively.

Is the Patanjali RBL Bank Swarn Credit Card part of the NCMC program?

Yes, this credit card is NCMC compatible, allowing use in public transportation.

RBL Bank

Patanjali RBL Bank Swarn Credit Card

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Last updated: 30 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Earn 6,000 Reward Points worth ₹1,500 on first transaction of ₹1,000+ within 30 days.

Rewards Rate

10% cashback up to ₹750 monthly on Patanjali spends; 1 RP per ₹100 on other transactions.

Reward Type

Cashback and Reward Points

Reward Redemption

Redeem RBL Reward Points for products, vouchers, hotels & flights on RBL Rewards portal (1 RP = ₹0.25).

Domestic Lounge Access

4 complimentary domestic airport lounge accesses annually (1/quarter), with ₹50k spend/quarter.

International Lounge Access

Not available.

Premium Benefits

Not available.

Insurance Coverage

Not available.

Movie

BOGO movie tickets via BookMyShow (up to ₹200 off) monthly on weekends.

Dining

Not Applicable

Travel Benefits

4 complimentary domestic airport lounge accesses annually (1/quarter), with ₹50k spend/quarter.

What matters, explained clearly

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Frequently Asked Questions

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