अमेरिकन एक्सप्रेस Credit Cards

Amex India has no lifetime-free card - all nine carry a fee

Unlike many other issuers, every American Express card in India charges a joining and/or renewal fee - from ₹1,000 + GST entry cards up to the ₹66,000 + GST Platinum Charge Card. There's no zero-cost entry point into the Amex ecosystem.

Charge cards vs credit cards work differently

American Express Gold Charge Card and Platinum Charge Card are charge cards, meaning the balance is typically due in full each cycle rather than carrying a revolving credit line like a standard credit card - check this distinction before applying if you expect to carry a balance.

Corporate cards are a separate track from personal cards

American Express Corporate Green Card, Gold Corporate Card, and Platinum Corporate Card are business-purpose products, typically issued through a company's relationship with Amex rather than a direct individual retail application.