Question 1

What is the American Express Gold Card?

Accepted Answer

The American Express Gold Card is a premium Charge Card in India offering flexible spending and rewards for travel, dining, and shopping.

Question 2

Is the American Express Gold Card a credit card or a charge card?

Accepted Answer

The American Express Gold Card is a Charge Card, meaning all transactions must be paid in full by the due date.

Question 3

What are the welcome benefits for the American Express Gold Card?

Accepted Answer

You receive 4,000 Bonus Membership Rewards Points on spending INR 10,000 within 90 days in the first year.

Question 4

What are the joining and renewal fees for the American Express Gold Card?

Accepted Answer

The joining fee is ₹1,000 + GST, and the renewal fee is ₹4,500 + GST from the second year onwards.

Question 5

How do I earn rewards with the American Express Gold Card?

Accepted Answer

Earn 1 Membership Rewards Point for every ₹50 spent, with 5X points on Reward Multiplier and bonus points on monthly milestones.

Question 6

Does the American Express Gold Card offer lounge access?

Accepted Answer

No, the American Express Gold Card does not currently provide complimentary domestic or international airport lounge access.

Question 7

Can I convert American Express Gold Card transactions into EMIs?

Accepted Answer

No, as a Charge Card, the American Express Gold Card does not allow transactions to be converted into EMIs.

Question 8

What are the travel benefits of the American Express Gold Card?

Accepted Answer

Enjoy benefits like room upgrades and a US$100 hotel credit at over 400 hotels worldwide through The Hotel Collection.

Question 9

Do the Membership Rewards Points from the American Express Gold Card expire?

Accepted Answer

No, the Membership Rewards Points earned with the American Express Gold Card are valid for a lifetime and never expire.

Question 10

What is the foreign currency markup on the American Express Gold Card?

Accepted Answer

The foreign currency markup on the American Express Gold Card is 3.5% of the transaction amount.

American Express Gold Charge Card

Benefits & Features