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Zomato Edition Classic Credit Card VS Axis Bank SELECT Credit Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.
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Last updated: 18 July 2026

Both Zomato Edition Classic Credit Card and Axis Bank SELECT Credit Card suit dining-focused spenders, but they earn and cost differently. Zomato Edition Classic Credit Card costs ₹500 + GST and earns 5 Edition Cash for every ₹100 on Zomato/Blinkit; 1 Edition Cash for every ₹100 on other spends. Axis Bank SELECT Credit Card costs ₹3,000 + GST and earns 10 EDGE points per ₹200 spent; 20 points per ₹200 on retail shopping up to ₹20,000 monthly. Zomato Edition Classic Credit Card also brings 500 Edition Cash & complimentary annual Zomato Pro membership upon joining, while Axis Bank SELECT Credit Card counters with 2 complimentary domestic lounge visits per quarter on ₹50,000+ spends in previous 3 months (Max 8/year). If dining spending matters more, go with Zomato Edition Classic Credit Card; if shopping is the priority, Axis Bank SELECT Credit Card fits better.

Zomato Edition Classic Credit Card
Zomato Edition Classic Credit Card
Axis Bank SELECT Credit Card
Axis Bank SELECT Credit Card

Fees & Charges

Joining Fee₹500 + GST
Joining Fee₹3,000 + GST
Renewal Fee₹500 + GST
Renewal Fee₹3,000 + GST
Spend Based Waiver
Spend Based WaiverAnnual fee waived on spends of ₹8 lakh or more in a card anniversary year.
Foreign Transaction FeesUp to 3.5% (plus applicable taxes)
Foreign Transaction Fees3.5% of the transaction value.
Interest Rate (APR)3.99% per month (equivalent to 47.88% annually)
Interest Rate (APR)3.75% per month (55.55% annually) for retail purchases and cash.

Rewards & Benefits

Welcome Bonus500 Edition Cash & complimentary annual Zomato Pro membership.
Welcome BonusGet 10,000 EDGE Reward Points worth ₹2,000 on your first card transaction within 30 days.
Rewards RateEarn 5 Edition Cash per Rs. 100 on Zomato/Blinkit (capped daily); 1 Edition Cash per Rs. 100 on others.
Rewards RateEarn 20 EDGE Points/₹200 on retail shopping (up to ₹20k/month), then 10 EDGE Points/₹200.
Reward TypeReward Points
Reward TypeReward Points
Reward Redemption FeeNil
Reward Redemption Fee₹99 per redemption.

Travel & Lifestyle

Domestic Lounge Access
Domestic Lounge Access2 complimentary domestic airport lounge accesses every quarter on ₹50k spend in previous 3 months.
International Lounge Access
International Lounge Access12 complimentary international airport lounge accesses annually with Priority Pass membership.
Travel Benefits
Travel Benefits12 complimentary international lounge accesses, 2 domestic lounge accesses/quarter, MakeMyTrip savings.
Movie Benefits
Movie Benefits100% discount on 2nd movie ticket (up to ₹250, twice/month) via District app.
Dining BenefitsComplimentary Zomato Pro membership & accelerated rewards on Zomato/Blinkit.
Dining BenefitsFlat ₹200 off on Swiggy (twice/month) & up to 25% off (up to ₹800) at partner restaurants.
Golf Benefits
Golf Benefits6 complimentary golf rounds annually, plus 6 more on ₹3 lakh annual spend.
Fuel Surcharge Waiver1% fuel surcharge waived for transactions between Rs. 500 and Rs. 4,000.
Fuel Surcharge Waiver1% waiver for fuel transactions between ₹400-₹4,000, max ₹400 waiver per cycle.

Security & Other

Insurance Benefits
Insurance BenefitsPurchase Protection up to ₹1 lakh, travel document & baggage delay/loss cover up to USD 500.
Cash Advance Charges2.5% of withdrawn amount, with a minimum charge of Rs. 500.
Cash Advance Charges2.5% of cash amount, minimum ₹500.
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Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

Zomato Edition Classic Credit Card

Axis Bank SELECT Credit Card

Who is it for?

The Zomato Edition Classic Credit Card, issued by RBL Bank, was designed for Zomato users and food enthusiasts, offering exclusive dining benefits. It provided a complimentary annual Zomato Pro membership and accelerated Edition Cash on Zomato and Blinkit purchases. While it offered value for dedicated foodies, the card has recently undergone significant devaluations and is now discontinued, limiting its appeal and availability.

Who is it for?

The Axis Bank SELECT Credit Card is a versatile sub-premium lifestyle card offering extensive benefits across travel, shopping, dining, and golf. Cardholders enjoy complimentary domestic and international lounge access, accelerated reward points on retail shopping, and exclusive discounts on Swiggy and BigBasket. This card is ideal for individuals seeking a balanced rewards rate alongside premium lifestyle privileges.

Pros

Key benefits and features.

Offers significant value for frequent Zomato users with dining-focused benefits.

Includes a complimentary annual Zomato Pro membership, enhancing food ordering experience.

Accelerated rewards of 5 Edition Cash per Rs. 100 on Zomato and Blinkit spends.

Edition Cash is flexible, redeemable for Zomato purchases or against statement balance.

Pros

Key benefits and features.

Offers extensive lifestyle benefits across dining, shopping, travel, and golf categories.

Provides significant savings with discounts on popular platforms like Swiggy and BigBasket.

Includes valuable complimentary international and domestic airport lounge access.

Generous reward points on retail shopping, maximizing benefits for everyday spends.

Comprehensive insurance benefits provide added security for purchases and travel.

Cons

Key drawbacks and limitations.

The card has been discontinued, limiting new applications and future benefits.

Significant devaluation of benefits, including removal of 5% cashback at dining outlets.

Lacks benefits in other popular categories like travel, movies, and lounge access.

A cap of 1% on all other transactions limits overall reward earning potential.

Cons

Key drawbacks and limitations.

The joining and annual fees are relatively high for a sub-premium card.

Welcome benefits are less than the joining fee, reducing initial value for some users.

Reward points are not earned on essential categories like fuel, insurance, and utilities.

Domestic lounge access requires a minimum spend threshold in the preceding quarter.

High foreign currency markup of 3.5% makes international transactions expensive.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.
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