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SpiceJet Axis Bank Voyage Black Credit Card VS SpiceJet Axis Bank Voyage Credit Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.
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Last updated: 18 July 2026
SpiceJet Axis Bank Voyage Black Credit Card
SpiceJet Axis Bank Voyage Black Credit Card
SpiceJet Axis Bank Voyage Credit Card
SpiceJet Axis Bank Voyage Credit Card

Fees & Charges

Joining Fee₹2,000 + GST
Joining Fee₹750 + GST
Renewal Fee₹2,000 + GST
Renewal Fee₹750 + GST
Spend Based WaiverNot applicable for annual fee waiver.
Spend Based Waiver
Foreign Transaction Fees3.5% of the total transaction amount.
Foreign Transaction Fees3.50% of the transaction value.
Interest Rate (APR)3.75% per month (55.55% annually) on retail purchases and cash.
Interest Rate (APR)3.75% per month (55.55% per annum) on retail purchases & cash.

Rewards & Benefits

Welcome BonusGet a SpiceJet flight voucher worth ₹4,000 and complimentary SpiceClub Gold membership.
Welcome Bonus₹1,500 SpiceJet flight voucher & complimentary SpiceClub Silver Membership on card approval.
Rewards RateEarn up to 28 Spiceclub Points on every ₹200 spent on SpiceJet platforms.
Rewards RateUp to 18 Spiceclub points per ₹200 on SpiceJet; 6 points on online bill pay/food/entertainment.
Reward TypeReward Points
Reward TypeReward Points
Reward Redemption FeeNil
Reward Redemption FeeNil.

Travel & Lifestyle

Domestic Lounge Access8 complimentary domestic airport lounge accesses annually, capped at 2 per quarter.
Domestic Lounge Access4 complimentary domestic lounge visits per year, subject to ₹50,000 spend in previous quarter.
International Lounge AccessNo complimentary international lounge access.
International Lounge Access
Travel BenefitsComplimentary domestic lounge access, high rewards on SpiceJet bookings, and flight vouchers.
Travel Benefits4 complimentary domestic lounge visits (conditional); complimentary SpiceClub Silver Tier Membership.
Movie Benefits
Movie Benefits
Dining BenefitsUp to 20% discount on dining at participating restaurants via Axis Bank Dining Delights.
Dining BenefitsUp to 15% off (max ₹500) at 4000+ partner restaurants via Axis Bank Dining Delights.
Golf Benefits
Golf Benefits
Fuel Surcharge Waiver1% waiver on fuel transactions (₹400-₹4,000), capped at ₹400/month.
Fuel Surcharge Waiver1% waiver on fuel (₹400-₹4,000 transactions), max ₹400/month.

Security & Other

Insurance Benefits
Insurance BenefitsZero Credit Card Lost Liability, provided bank is informed immediately.
Cash Advance Charges2.5% of amount withdrawn, minimum ₹500.
Cash Advance Charges2.5% of amount withdrawn, min ₹500.
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Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

SpiceJet Axis Bank Voyage Black Credit Card

SpiceJet Axis Bank Voyage Credit Card

Who is it for?

The SpiceJet Axis Bank Voyage Black Credit Card is a premium co-branded travel card, ideal for frequent SpiceJet flyers. It offers a substantial flight voucher, complimentary SpiceClub Gold membership, high reward rates on SpiceJet spends, and domestic lounge access. This card provides significant value through its extensive reward structure, making it a strong option for loyal SpiceJet customers and domestic travelers.

Who is it for?

The SpiceJet Axis Bank Voyage Credit Card is a co-branded travel card designed for domestic flyers, especially those loyal to SpiceJet. It offers a compelling welcome benefit of a ₹1,500 flight voucher and complimentary SpiceClub Silver Membership. Cardholders earn high Spiceclub points on SpiceJet spends and enjoy perks like domestic lounge access and dining discounts. This card provides significant value through flight-related benefits and travel perks, making it ideal for frequent domestic travelers.

Pros

Key benefits and features.

Significant welcome benefits including a ₹4,000 flight voucher and SpiceClub Gold membership.

High reward rate of up to 28 Spiceclub Points on every ₹200 spent on SpiceJet.

Complimentary domestic airport lounge access enhances travel comfort for cardholders.

Attractive milestone bonuses and renewal benefits provide long-term value for users.

Dining discounts and fuel surcharge waiver add value beyond core travel benefits.

Pros

Key benefits and features.

Attractive welcome benefit with a SpiceJet flight voucher.

Complimentary SpiceClub Silver Membership enhances travel perks.

High reward rate on SpiceJet website and mobile app spends.

Valuable milestone benefits for annual spends provide extra points.

Complimentary domestic airport lounge access for comfortable travel.

Cons

Key drawbacks and limitations.

Lacks international lounge access, limiting benefits for global travelers.

Annual fee of ₹2,000 + GST is not waived based on spending, unlike many cards.

High foreign currency markup of 3.5% makes international spends expensive.

Reward exclusions on common transactions like fuel, education, and wallet loads.

Lounge access is conditional on minimum spends in the previous quarter.

Cons

Key drawbacks and limitations.

Rewards are not earned on fuel, EMI, and wallet transactions.

High annual interest rate of 55.55% can be a significant drawback.

Lounge access is conditional on quarterly spend, limiting flexibility.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.
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