SpiceJet Axis Bank Voyage Black Credit Card – Benefits, Fees & Eligibility

SpiceJet Axis Bank Voyage Black Credit Card

Introduction

The SpiceJet Axis Bank Voyage Black Credit Card is a co-branded travel credit card designed for frequent travelers, particularly those loyal to SpiceJet airlines. It offers a premium lifestyle experience with extensive travel rewards, including SpiceClub Points on various spends and complimentary domestic airport lounge access. Cardholders receive significant value back, starting with a welcome benefit that exceeds the annual fee, making it an attractive option for maximizing savings on travel and online transactions. The terms and conditions for this card will be updated effective June 20, 2025.

Welcome Benefits

• Receive a SpiceJet flight voucher worth Rs. 4,000 upon completing 2 transactions within 30 days of card issuance.
• Get complimentary SpiceClub Gold membership on card approval and issuance.
• Enjoy complimentary SpiceJet add-on vouchers worth Rs. 7,500 as part of the SpiceClub Gold membership.

Fees

• Joining Fee: ₹2,000 + GST
• Renewal Fee: ₹2,000 + GST
• Spend-Based Waiver: Not applicable (N/A)
• Rewards Redemption Fee: Nil
• Foreign Currency Markup: 3.5% of the total transaction amount
• Interest Rates: 3.75% per month (55.55% annually)
• Fuel Surcharge: 1% fuel surcharge waiver on fuel purchases at all fuel stations across India.
  • Valid on transactions between Rs. 400 to Rs. 4,000.
  • Maximum monthly benefit up to Rs. 400.
  • GST on fuel surcharge is non-refundable.
• Cash Advance Charges: 2.5% of the amount withdrawn, subject to a minimum charge of ₹500.

Rewards

Earning SpiceClub Points

• Earn up to 28 SpiceClub Points (16 SpiceClub Points as a SpiceClub Gold Member and 12 SpiceClub Points on card spends) for every Rs. 200 spent on the SpiceJet mobile application and website.
• Earn 12 SpiceClub Points for every Rs. 200 spent on online food orders, online bill payments, and online entertainment.
• Earn 6 SpiceClub Points for every Rs. 200 spent on all other domestic retail and international transactions.
• Exclusions for SpiceClub Points: Fuel purchases, education, insurance, government payments, rent, purchase of gift cards, wallet loads, EMI transactions, and cash withdrawals are not eligible for SpiceClub points.

Milestone Benefits

• Earn 4,000 bonus SpiceClub Points on achieving annual spends of Rs. 2 lakh in a card membership year.
• Earn 6,000 bonus SpiceClub Points on achieving annual spends of Rs. 4 lakh in a card membership year.
• Earn up to 8,000 bonus Reward Points every year based on achieving milestone spends.

Renewal Benefits

• Earn 2,000 bonus SpiceClub Points on every successful renewal of the credit card.

Travel Benefits

• Domestic Airport Lounge Access: Experience 8 complimentary domestic lounge visits every year.
  • Access is subject to a minimum spend of Rs. 50,000 in the previous calendar quarter.
  • Complimentary visits are capped at a maximum of 2 visits per quarter.
• International Lounge Access: Not applicable (N/A).

Dining Benefits

• Enjoy exceptional dining experiences at top restaurants across India with the Axis Bank Dining Delights Program, offering up to a 20% discount on dining.

Fuel Benefits

• Receive a 1% fuel surcharge waiver on fuel purchases for transactions between Rs. 400 and Rs. 4,000, with a maximum monthly benefit of Rs. 400. GST on fuel surcharge is non-refundable.

Wednesday Delight Offers

• Instant savings of up to 15% on flights and hotels via MakeMyTrip.
• 10% off on orders via Swiggy.
• 10% off up to Rs. 1,000 on Tira.

Other Benefits

• Insurance Benefits: Not applicable (N/A).
• Golf Benefits: Not applicable (N/A).

Rewards Redemption Guide

• The earned SpiceClub Points can be redeemed against SpiceJet flight tickets, meal vouchers, and other options.
• Redemption can be done via the SpiceJet mobile app and website.
• The monetary value of 1 SpiceClub Point is equivalent to Re. 0.50.

Card Eligibility Criteria

• The applicant’s age should be between 18 and 70 years.
• The applicant should have a stable source of income.
• The applicant should be a resident of India.

Card Review

The SpiceJet Axis Bank Voyage Black Credit Card is an excellent choice for individuals who frequently travel, particularly with SpiceJet airlines, and seek to maximize rewards on their spending. The card offers a robust reward structure, especially for travel-related purchases, making it highly beneficial for loyal SpiceJet customers. It also provides decent reward rates on select online transactions, catering to modern digital payment preferences. While the annual fee of Rs. 2,000 might appear high to some, the welcome benefits alone offset this cost, and the ongoing travel and milestone benefits make it a worthwhile investment for those who can leverage its features effectively. This card is best suited for those who understand how to maximize their credit card benefits to get significant savings on travel and other purchases.

Important Product Details

• Welcome benefit of a SpiceJet flight voucher worth Rs. 4,000.
• Complimentary SpiceClub Gold membership upon card approval, including Rs. 7,500 worth of add-on vouchers.
• High reward rate of up to 28 SpiceClub Points for every Rs. 200 spent on SpiceJet channels.
• Bonus SpiceClub Points (up to 8,000) on achieving annual milestone spends (Rs. 2 lakh and Rs. 4 lakh).
• 2,000 bonus SpiceClub Points upon successful card renewal each year.
• 8 complimentary domestic airport lounge accesses annually, subject to spending criteria.
• 1% fuel surcharge waiver (capped at Rs. 400 per month).
• Up to 20% discount on dining via Axis Bank Dining Delights.
• Special Wednesday offers on MakeMyTrip, Swiggy, and Tira.
• Rewards redemption fee is Nil.
• High foreign currency markup of 3.5%.
• Transactions like fuel, education, insurance, government payments, rent, gift card purchases, wallet loads, EMIs, and cash withdrawals are excluded from earning SpiceClub Points.

Other Details

• The card is best suited for travel and offers Air Miles as its reward type.
• Purchases of Rs. 2,500 or more can be converted into easy EMIs by contacting the bank.
• Terms and conditions for the SpiceJet Axis Bank Voyage Black Credit Card will be updated effective June 20, 2025.