RBL Bank World Safari Lite Credit Card VS Standard Chartered EaseMyTrip Credit Card
Both RBL Bank World Safari Lite Credit Card and Standard Chartered EaseMyTrip Credit Card suit travel-focused spenders, but they earn and cost differently. RBL Bank World Safari Lite Credit Card costs ₹1,000 + GST and earns 1 RP per INR 100 on domestic travel; 5 RP per INR 100 on flights/hotels via RBL portal. Standard Chartered EaseMyTrip Credit Card costs ₹350 + GST and earns 10x points on travel bookings, 2x on other retail spends. RBL Bank World Safari Lite Credit Card also brings 1 complimentary lounge visit every calendar quarter in India, activated on INR 50,000 spend in previous quarter, while Standard Chartered EaseMyTrip Credit Card counters with 2 complimentary domestic lounge accesses per calendar year. Weigh the fee against the reward rate above to see which fits your spending pattern better.
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
RBL Bank World Safari Lite Credit Card
Standard Chartered EaseMyTrip Credit Card
Who is it for?
Who is it for?
Pros
Key benefits and features.
Enjoy 0% foreign exchange markup, offering significant savings on all international transactions.
Earn accelerated 5X Reward Points on flights and hotels booked via the RBL Bank portal.
Benefit from complimentary domestic and international airport lounge access quarterly.
High spenders are rewarded with up to 15,000 bonus Reward Points on annual spends.
Pros
Key benefits and features.
High instant discounts on domestic and international hotel and flight bookings via EaseMyTrip.
Excellent accelerated reward rate of 10x on standalone hotel and airline spends.
Complimentary domestic airport lounge access (2 per year).
The annual fee is easily waivable with a reasonable spend of ₹50,000 in the previous year.
Decent base reward rate of 2x on all other retail purchases.
Cons
Key drawbacks and limitations.
Lounge access requires a minimum spend of INR 50,000 in the previous quarter to activate.
A redemption fee of INR 99 + GST is charged for each instance of reward point redemption.
Reward points have a significantly lower value for non-travel redemptions (INR 0.05/point).
Reward points can only be redeemed through the RBL Bank Rewards Portal, limiting flexibility.
Cons
Key drawbacks and limitations.
International lounge access has been discontinued from October 15, 2024.
The card does not offer any waiver on fuel surcharge transactions.
A rewards redemption fee of ₹99 is applicable.
A foreign currency markup of 3.5% applies to international transactions.