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RBL Bank World Safari Lite Credit Card VS Standard Chartered EaseMyTrip Credit Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.

Features

RBL Bank World Safari Lite Credit Card
RBL Bank World Safari Lite Credit Card
Standard Chartered EaseMyTrip Credit Card
Standard Chartered EaseMyTrip Credit Card

Fees & Charges

Joining Fee
₹1,000 + GST
₹350 + GST
Renewal Fee
₹1,000 + GST
₹350 + GST
Spend Based Waiver
Annual renewal fee waived on spends of ₹50,000 or more in the preceding year.
Foreign Transaction Fees
0% on all international transactions, saving significantly compared to other credit cards.
3.5% of the transaction amount
Interest Rate (APR)
3.75% per month

Rewards & Benefits

Welcome Bonus
Get gift vouchers worth INR 1,000+ upon making your first transaction within 30 days of card issuance. Includes Ixigo, Swiggy One, OTT Play vouchers.
Rewards Rate
Earn 1 RP per INR 100 on domestic travel; 5 RP per INR 100 on flights/hotels via RBL portal.
Earn 10x points on travel bookings, 2x on other retail spends.
Reward Type
Reward Points
Reward Points
Reward Redemption Fee
INR 99 + GST per redemption instance. A one-time fee is charged for redemptions made in a single day.
₹99

Travel & Lifestyle

Domestic Lounge Access
1 complimentary lounge visit every calendar quarter in India, activated on INR 50,000 spend in previous quarter.
2 complimentary domestic lounge accesses per calendar year.
International Lounge Access
1 complimentary lounge visit every calendar quarter abroad, activated on INR 50,000 spend in previous quarter.
Travel Benefits
5X Reward Points on flights and hotel bookings via RBL Bank Rewards Portal. Complimentary lounge access.
Significant discounts on hotel/flight bookings & accelerated rewards on travel spends.
Movie Benefits
Access to OTT Play for curated streaming experiences and exclusive benefits.
Dining Benefits
Swiggy One benefits for food delivery and other services.
Golf Benefits
Fuel Surcharge Waiver
1% fuel surcharge applicable on all authorized fuel purchases (no waiver).

Security & Other

Insurance Benefits
Zero Liability Protection against a lost or stolen card.
Cash Advance Charges
3% of withdrawn cash or ₹300, whichever is higher.
Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

RBL Bank World Safari Lite Credit Card

Standard Chartered EaseMyTrip Credit Card

Who is it for?

The RBL Bank World Safari Lite Credit Card is tailored for frequent international travelers, offering a significant 0% foreign exchange markup. Cardholders benefit from accelerated 5X Reward Points on travel bookings made through the RBL Bank Rewards Portal and complimentary domestic and international lounge access. This card enhances global travel experiences by providing substantial savings and exclusive perks, making it an ideal choice for those seeking value on their journeys.

Who is it for?

The Standard Chartered EaseMyTrip Credit Card is a co-branded travel credit card designed for individuals who frequently book travel, particularly through the EaseMyTrip platform. It offers significant discounts on hotel and flight bookings, accelerated rewards on travel-related spends, and complimentary domestic lounge access. This card is ideal for frequent domestic travelers seeking substantial savings on travel expenses and a low annual fee that can be easily waived.

Pros

Key benefits and features.

Enjoy 0% foreign exchange markup, offering significant savings on all international transactions.

Earn accelerated 5X Reward Points on flights and hotels booked via the RBL Bank portal.

Benefit from complimentary domestic and international airport lounge access quarterly.

High spenders are rewarded with up to 15,000 bonus Reward Points on annual spends.

Pros

Key benefits and features.

High instant discounts on domestic and international hotel and flight bookings via EaseMyTrip.

Excellent accelerated reward rate of 10x on standalone hotel and airline spends.

Complimentary domestic airport lounge access (2 per year).

The annual fee is easily waivable with a reasonable spend of ₹50,000 in the previous year.

Decent base reward rate of 2x on all other retail purchases.

Cons

Key drawbacks and limitations.

Lounge access requires a minimum spend of INR 50,000 in the previous quarter to activate.

A redemption fee of INR 99 + GST is charged for each instance of reward point redemption.

Reward points have a significantly lower value for non-travel redemptions (INR 0.05/point).

Reward points can only be redeemed through the RBL Bank Rewards Portal, limiting flexibility.

Cons

Key drawbacks and limitations.

International lounge access has been discontinued from October 15, 2024.

The card does not offer any waiver on fuel surcharge transactions.

A rewards redemption fee of ₹99 is applicable.

A foreign currency markup of 3.5% applies to international transactions.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.