RBL Bank Paisabazaar Duet Credit Card VS RBL Bank Purchase Procure Plus Credit Card
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
RBL Bank Paisabazaar Duet Credit Card
RBL Bank Purchase Procure Plus Credit Card
Who is it for?
Who is it for?
Pros
Key benefits and features.
Earn 1% cashback on all eligible retail and online purchases with the Duet Card.
The RBL Bank Paisabazaar Duet Credit Card is lifetime free for new cardholders.
Access instant loans from your credit limit via the convenient Xpress Cash facility.
Enjoy hassle-free cashback redemption as it's directly credited to your account.
Pros
Key benefits and features.
Up to 50 days of interest-free credit for enhanced liquidity.
Robust Fraud Liability Coverage of INR 20,00,000.
Exclusive discounts on SaaS tools through the Nuclei platform.
Access to XOXO Day platform for purchasing gift cards at discounted prices.
NIL Joining and Annual fee, making it a cost-effective business solution.
Cons
Key drawbacks and limitations.
Cashback earnings on the RBL Bank Paisabazaar Duet Card are subject to monthly caps.
The standard Duet Card offers limited lifestyle benefits beyond basic cashback.
Several specific spending categories are excluded from earning cashback benefits.
Cons
Key drawbacks and limitations.
Milestone rewards exclude low interchange MCC categories like fuel and insurance.
Card use can be restricted based on transaction limits and merchant categories.
A 3% foreign currency markup applies to all international transactions.
Late Payment Fee of 2% on total outstanding amount (minimum INR 300).