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KVB Corporate Credit Card VS Karur Vysya Bank - SBI Gold Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.
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Last updated: 28 June 2026
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CheQ AU Credit Card

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CheQ AU Credit Card

Fees & Charges

Joining FeeLifetime Free
Joining Fee₹499 + GST
Renewal FeeLifetime Free
Renewal Fee₹499 + GST
Spend Based Waiver
Spend Based WaiverAnnual membership fee waived from 2nd year if Rs. 100,000+ spent in previous year.
Foreign Transaction Fees
Foreign Transaction FeesNot Applicable
Interest Rate (APR)2.95% per month (35.40% per annum)
Interest Rate (APR)Not Applicable

Rewards & Benefits

Welcome Bonus
Welcome BonusSpend Rs. 2,000 or more within 60 days to earn 2,000 bonus Reward points.
Rewards Rate2 reward points for every Rs. 100 spent
Rewards Rate10X RP for Rs. 150 at Dept./Grocery stores; 1 RP for Rs. 150 on others. 4 RP = Re. 1.
Reward TypeReward Points, Cashback
Reward TypeReward Points
Reward Redemption FeeNil
Reward Redemption FeeNot Applicable

Travel & Lifestyle

Domestic Lounge Access2 complimentary visits to domestic lounges in India.
Domestic Lounge AccessNot Applicable
International Lounge Access
International Lounge AccessNot Applicable
Travel Benefits2 domestic lounge accesses, discounts on Hotels.com, Treebo, redBus, Yatra, and Taj Hotels.
Travel BenefitsNot Applicable
Movie Benefits
Movie BenefitsNot Applicable
Dining Benefits
Dining BenefitsNot Applicable
Golf Benefits
Golf BenefitsNot Applicable
Fuel Surcharge Waiver2% waiver on fuel spends (Rs 400-4000), max Rs 300 per billing cycle.
Fuel Surcharge Waiver1% waiver on transactions Rs. 500-3,000, max Rs. 100 per statement cycle.

Security & Other

Insurance Benefits
Insurance BenefitsNot Applicable
Cash Advance Charges2% of withdrawal amount or Rs 100, whichever is higher.
Cash Advance ChargesNot Applicable
Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

KVB Corporate Credit Card

Karur Vysya Bank - SBI Gold Card

Who is it for?

Who is it for?

Pros

Key benefits and features.

Enjoy zero joining and annual fees, making the KVB Corporate Card highly cost-effective for businesses.

Benefit from 2 complimentary domestic lounge accesses, enhancing business travel comfort.

Gain better control and visibility over business expenditures with detailed e-statements.

Receive a 2% fuel surcharge waiver, saving on essential business transportation costs.

Earn reward points on every Rs. 100 spent, plus attractive cashback offers.

Pros

Key benefits and features.

High reward points for spending at departmental and grocery stores make shopping highly rewarding.

Opportunity to waive renewal fee by achieving a reasonable annual spending target of Rs. 100,000.

Enjoy relief from fuel surcharges on transactions, providing savings on regular fuel expenses.

Receive 2,000 bonus Reward points as a welcome benefit upon initial spending threshold.

Cons

Key drawbacks and limitations.

The KVB Corporate Credit Card does not offer accelerated reward rates for specific categories.

There are no explicit milestone benefits or rewards for reaching spend thresholds.

Redemption options for accumulated reward points might be limited to cashback.

Foreign currency markup details are not provided, potentially leading to higher international spend costs.

Cons

Key drawbacks and limitations.

The card lacks specific benefits for categories like dining, movies, or travel experiences.

Cash advance charges are not explicitly mentioned in the provided details, leading to uncertainty.

The reward point value is relatively low, as 4 reward points equate to only Re. 1.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.