Klick RuPay Credit Card VS YES Bank POP CLUB Credit Card VS Yes Bank RuPay Credit Card
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
Klick RuPay Credit Card
YES Bank POP CLUB Credit Card
Yes Bank RuPay Credit Card
Who is it for?
Who is it for?
Who is it for?
Pros
Key benefits and features.
No joining or renewal fees make the Klick RuPay Credit Card highly economical.
Enjoy guaranteed cashback on every transaction made with the Klick RuPay Credit Card.
Benefit from a 1% fuel surcharge waiver, significantly reducing fuel expenses.
The Klick RuPay Credit Card is 100% virtual, offering instant access and secure digital payments.
Seamlessly make UPI payments directly from your Klick RuPay Credit Card for daily needs.
Pros
Key benefits and features.
Enjoy zero joining and annual fees until March 31, 2027, making it highly accessible.
Receive substantial welcome benefits valued at ₹5,000, providing a rewarding start.
High reward rates with 10 POPcoins per ₹100 online and 5% instant POPcoins on UPI spends.
Access exclusive lifestyle benefits including Zomato Gold, Cleartrip, and PharmEasy Plus.
Seamlessly link with UPI apps for convenient and secure payments on the RuPay network.
Pros
Key benefits and features.
This Yes Bank RuPay Credit Card is lifetime free with no joining or annual fees.
Enjoy the convenience of linking this card to UPI apps for seamless payments.
Earn accelerated reward points on UPI transactions, maximizing your digital spends.
Benefit from a lower than market standard foreign currency markup fee of 2.75%.
Get a 1% fuel surcharge waiver, making your fuel transactions more economical.
Cons
Key drawbacks and limitations.
The reward rate of 2 points per ₹200 on the Klick RuPay Credit Card is relatively low.
Klick RuPay Credit Card lacks premium benefits like lounge access or travel discounts.
A foreign currency markup of 3.5% on the Klick RuPay Credit Card is quite high.
The Klick RuPay Credit Card does not offer any specific welcome or milestone benefits.
Cons
Key drawbacks and limitations.
The card does not offer any complimentary domestic or international airport lounge access.
Existing YES BANK Credit Cardholders are explicitly not eligible to apply for this card.
Lifetime free offer is only valid until March 31, 2027, after which fees may apply.
Lacks comprehensive insurance benefits, which might be a drawback for some users.
A foreign currency markup of 3.4% makes international spending less attractive.
Cons
Key drawbacks and limitations.
The Yes Bank RuPay Credit Card is only available in a virtual format, no physical card.
Its credit limit is shared with your primary Yes Bank credit card, limiting independent use.
This card does not offer a cash advance facility, restricting emergency cash access.
It cannot be used for peer-to-peer UPI transactions, only for merchant payments.