InterMiles HDFC Bank Diners Club Credit Card VS InterMiles HDFC Bank Platinum Credit Card VS InterMiles ICICI Bank Coral Credit Card VS InterMiles ICICI Bank Rubyx Credit Card
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
InterMiles HDFC Bank Diners Club Credit Card
InterMiles HDFC Bank Platinum Credit Card
InterMiles ICICI Bank Coral Credit Card
InterMiles ICICI Bank Rubyx Credit Card
Who is it for?
Who is it for?
Who is it for?
Who is it for?
Pros
Key benefits and features.
Unlimited global lounge access enhances travel experience significantly.
Complimentary golf games and coaching offer premium lifestyle benefits.
Low foreign currency markup of 2% makes international spends economical.
Comprehensive insurance coverage provides financial security and peace of mind.
Accelerated InterMiles on travel bookings are ideal for frequent flyers.
Pros
Key benefits and features.
Excellent for frequent travelers with InterMiles earnings on flights and hotels.
Complimentary domestic lounge access enhances travel comfort and experience.
Annual fee waiver on achieving a reasonable spend threshold makes it cost-effective.
Attractive welcome benefits including InterMiles and discount vouchers for initial value.
Special discounts and bonus InterMiles on Etihad Airways bookings are a great perk.
Pros
Key benefits and features.
Excellent for frequent travelers, offering high InterMiles on travel bookings.
Provides valuable welcome and renewal bonus InterMiles for continued benefits.
Enjoy complimentary domestic airport lounge access, enhancing travel comfort.
Attractive discounts on movie tickets and dining add lifestyle benefits.
Flexible InterMiles redemption options for flights, hotels, and vouchers.
Pros
Key benefits and features.
Generous InterMiles earning, especially on travel and intermiles.com bookings.
Valuable welcome and renewal benefits including bonus InterMiles and vouchers.
Complimentary domestic airport lounge access enhances travel convenience.
Significant discounts on dining and movie tickets add lifestyle benefits.
Comprehensive 24x7 concierge service provides extensive assistance.
Cons
Key drawbacks and limitations.
The card program has been phased out, limiting new applications.
Reward earnings are capped on rental, DCC, and grocery transactions.
High joining and annual fees of Rs. 5,000 + GST may deter some users.
Welcome benefits are tied to specific spend thresholds within initial months.
No flight/hotel vouchers received if the annual fee is waived.
Cons
Key drawbacks and limitations.
InterMiles are not accrued on fuel transactions, limiting rewards in this category.
High foreign currency markup of 3.5% makes international spending less attractive.
The maximum discount on dining is capped, potentially limiting benefits for high spenders.
Renewal benefits are not applicable if the annual fee is waived, which is a trade-off.
Cash advance charges are relatively high, making cash withdrawals expensive.
Cons
Key drawbacks and limitations.
The card has been discontinued, limiting new applications and future use.
An annual InterMiles earning cap of 40,000 may restrict high spenders.
A fee of Rs. 7,500 is charged to uncap InterMiles earning beyond the limit.
No international lounge access or significant insurance benefits are provided.
A rewards redemption fee of Rs. 99 plus taxes applies to each request.
Cons
Key drawbacks and limitations.
Annual InterMiles earning is capped at 40,000, requiring a fee to exceed.
Lounge access is conditional on a minimum spend in the previous quarter.
A redemption fee of Rs. 99 plus taxes applies to each InterMiles redemption.
High foreign currency markup of 3.5% makes international spends costly.
No InterMiles are earned on fuel purchases, limiting rewards in that category.