What are the joining and renewal fees for the InterMiles HDFC Bank Platinum Credit Card?

The joining fee and renewal fee for the InterMiles HDFC Bank Platinum Credit Card are both ₹1,000 + GST.

How can I get a waiver on the renewal fee for the InterMiles HDFC Bank Platinum Credit Card?

You can get a waiver on the renewal fee by spending ₹2.5 Lakhs or more within 12 months of your InterMiles HDFC Bank Platinum Credit Card setup or renewal date.

What are the welcome benefits offered with the InterMiles HDFC Bank Platinum Credit Card?

The InterMiles HDFC Bank Platinum Credit Card offers up to 3,000 bonus InterMiles and discount vouchers worth ₹1,500 for flights and hotels in the first year.

How do I earn InterMiles with the InterMiles HDFC Bank Platinum Credit Card?

You earn 4 InterMiles per ₹150 on retail spends and 8 InterMiles per ₹150 on flight/hotel bookings via intermiles.com with this card.

Can I get complimentary lounge access with the InterMiles HDFC Bank Platinum Credit Card?

Yes, the InterMiles HDFC Bank Platinum Credit Card provides 8 complimentary domestic lounge visits per year (2 per quarter).

What is the foreign currency markup on the InterMiles HDFC Bank Platinum Credit Card?

The foreign currency markup on the InterMiles HDFC Bank Platinum Credit Card is 3.5% plus applicable taxes.

How can I redeem the InterMiles earned with my InterMiles HDFC Bank Platinum Credit Card?

InterMiles earned with the InterMiles HDFC Bank Platinum Credit Card can be redeemed via www.InterMiles.com for flight and hotel bookings.

Are there any dining benefits with the InterMiles HDFC Bank Platinum Credit Card?

Yes, you can save up to 20% on dining bills paid via Dineout Pay with your InterMiles HDFC Bank Platinum Credit Card.

What are the eligibility criteria for the InterMiles HDFC Bank Platinum Credit Card?

Salaried individuals need a net monthly income > ₹30,000 and self-employed an ITR > ₹6 Lakhs p.a. for the InterMiles HDFC Bank Platinum Credit Card.

Are there any charges for cash advances on the InterMiles HDFC Bank Platinum Credit Card?

Yes, cash advance charges are 2.5% of the amount or ₹500, whichever is higher, for the InterMiles HDFC Bank Platinum Credit Card.

HDFC Bank

InterMiles HDFC Bank Platinum Credit Card

TravelDining

Last updated: 27 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Up to 3,000 Bonus InterMiles + ₹500 Flight Discount voucher + ₹1,000 Hotel Discount voucher.

Rewards Rate

Earn 4 InterMiles on every ₹150 retail spend; 8 InterMiles on ₹150 for flights/hotels via intermiles.com.

Reward Type

Reward Points

Reward Redemption

InterMiles are redeemable via www.InterMiles.com, primarily for flight and hotel bookings.

Domestic Lounge Access

8 complimentary visits per year (2 per quarter) to select lounges at Indian airports via VISA/MasterCard program.

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie

Not Applicable

Dining

Save up to 20% on dining bills via Dineout Pay (15% Dineout + 5% HDFC Bank discount, capped at ₹1,000).

Travel Benefits

Avail 5% discount on Etihad Airways Economy tickets and earn 2.5X InterMiles on bookings via flights.intermiles.com.

What matters, explained clearly

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Frequently Asked Questions

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