IndianOil RBL Bank Credit Card vs IndianOil RBL Bank XTRA Credit Card
A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.
Fees & Charges
Joining Fee
₹500 + GST
₹1,500 + GST
Renewal Fee
₹500 + GST
₹1,500 + GST
Spend Based Waiver
Annual Fee waived on spends of ₹1.75 Lakh in a year.
Annual Fee Waiver on Spends of ₹2.75 Lakh.
Foreign Transaction Fees
3.5% markup on international spends.
3.5%
Interest Rate (APR)
2.5% to 3.99% Per Month on outstanding balances.
2.5% to 3.99% Per Month
Rewards & Benefits
Welcome Bonus
1,000 Fuel Points
Get 3,000 Fuel Points (worth ₹1,500) on spending ₹500+ within 30 days of card issuance.
Rewards Rate
Earn 10 Fuel Points/₹100 on IndianOil fuel, 1 Fuel Point/₹100 on other spends.
Earn 15 Fuel Points for every ₹100 spent at IndianOil fuel stations (7.5% reward rate).
Reward Type
Reward Points
Reward Points
Reward Redemption Fee
₹99 + GST applies for redemption of reward points.
₹99 + GST
Travel & Lifestyle
Domestic Lounge Access
Not Applicable
Not applicable
International Lounge Access
Not Applicable
Not applicable
Travel Benefits
Not Applicable
Not applicable
Movie Benefits
Not Applicable
Not applicable
Dining Benefits
Not Applicable
Not applicable
Golf Benefits
Not Applicable
Not applicable
Fuel Surcharge Waiver
1% fuel surcharge waiver.
1% Fuel Surcharge Waiver up to ₹200 Each Month.
Security & Other
Insurance Benefits
Not Applicable
Not applicable
Cash Advance Charges
2.5% or a Minimum of ₹500 for cash withdrawals.
2.5% of the Cash Amount or a Minimum of ₹500.