IndianOil RBL Bank Credit Card vs IndianOil HDFC Bank Credit Card
A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.
Fees & Charges
Joining Fee
₹500 + GST
Rs. 500 + GST
Renewal Fee
₹500 + GST
Rs. 500 + GST
Spend Based Waiver
Annual Fee Waived on Spends of ₹1.75 Lakh
The renewal fee will be waived on spends of Rs. 50,000
Foreign Transaction Fees
3.50%
3.5% of the amount transacted
Interest Rate (APR)
2.5% to 3.99% Per Month
3.6% per month (or 43.2% per annum)
Rewards & Benefits
Welcome Bonus
1,000 Fuel Points
Not Applicable
Rewards Rate
10 Fuel Points/₹100 Spent at IndianOil Fuel Stations. 1 Fuel Point/₹100 on Other Eligible Purchases
5% of spends as Fuel Points at IndianOil outlets, groceries, and bill payments, 1 Fuel Point on every Rs. 150 spent on all other purchases, reward rate of up to 4.8%
Reward Type
Reward Points
Reward Points
Reward Redemption Fee
₹99 + GST
Rs 99 per redemption request
Travel & Lifestyle
Domestic Lounge Access
Not Applicable
Not Applicable
International Lounge Access
Not Applicable
Not Applicable
Travel Benefits
Not Applicable
Not Applicable
Dining & Movie Benefits
Not Applicable
Not Applicable
Golf Benefits
Not Applicable
Not Applicable
Fuel Surcharge Waiver
1% Waiver
On a minimum fuel transaction of Rs. 400, you will get a fuel surcharge waiver of 1%.
Security & Other
Insurance Benefits
Not Applicable
Not Applicable
Cash Advance Charges
2.5% or a Minimum of ₹500
2.5% of the amount withdrawn subject to a minimum charge of Rs 500.
Ready to Choose?
Based on your comparison, select the credit card that best matches your spending habits and financial goals.