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ICICI Bank Coral Credit Card VS RBL Bank Popcorn Credit Card VS BookMyShow RBL Bank Play Credit Card VS HDFC Bank Freedom Credit Card

A detailed, side-by-side look at 4 leading credit cards. Analyze the features that matter most to you and make an informed choice.

Features

ICICI Bank Coral Credit Card
ICICI Bank Coral Credit Card
RBL Bank Popcorn Credit Card
RBL Bank Popcorn Credit Card
BookMyShow RBL Bank Play Credit Card
BookMyShow RBL Bank Play Credit Card
HDFC Bank Freedom Credit Card
HDFC Bank Freedom Credit Card

Fees & Charges

Joining Fee
₹500 + GST
₹1,000 + GST
₹500 + GST
₹500 + GST
Renewal Fee
₹500 + GST
₹1,000 + GST
₹500 + GST
₹500 + GST
Spend Based Waiver
Annual fee waiver on spending ₹1.5 lakh in the preceding year.
Not Applicable
Annual fee waived on spending Rs. 1.5 lakhs or more in the preceding year.
Annual renewal fee waived on spending ₹50,000 or more in an annual year.
Foreign Transaction Fees
3.5% of the transaction amount.
Up to 3.5% on all foreign currency transactions.
A 3.5% markup is applied on all international currency transactions.
3.5% on conversion amount + applicable taxes.
Interest Rate (APR)
3.75% per month (45% p.a.) on outstanding balance and cash advances.
Up to 3.99% per month on the outstanding amount.
Applicable interest rate of 3.99% per month on outstanding balances.
Monthly 3.75% (Annual 45%); 0.99% for first 90 days.

Rewards & Benefits

Welcome Bonus
No specific welcome benefits are offered with the paid Coral variant.
Receive 4 free movie tickets, up to a maximum discount of Rs. 1,000, for bookings made on Bookmyshow.
Receive Rs. 500 discount on BookMyShow for movie/event tickets after first transaction within 30 days.
500 CashPoints upon joining fee payment; 500 bonus CashPoints annually on renewal.
Rewards Rate
Earn 2 RP/₹100 on retail, 1 RP/₹100 on utilities/insurance. Up to 12x RP on iShop.
Earn 2 free movie tickets monthly on Rs. 5,000 spend. Get Rs. 25 weekly cashback on Rs. 2,500 spend.
Earn 2 complimentary movie/non-movie tickets (up to Rs. 250 each) on monthly spends of Rs. 5,000.
10X CashPoints on select merchants (Big Basket, Swiggy, Uber, etc.); 1 CashPoint per ₹150 on other spends.
Reward Type
Reward Points
Reward Points
Movie Tickets
Reward Points
Reward Redemption Fee
₹99 + GST per redemption.
Rs. 99 + GST
A charge of ₹99 + taxes applies for redeeming reward points/benefits.
₹99 per redemption request + applicable taxes.

Travel & Lifestyle

Domestic Lounge Access
1 complimentary domestic airport lounge access per quarter on ₹75,000 spend in preceding quarter.
Not Applicable
Not Applicable
Not Applicable
International Lounge Access
Not Applicable
Not Applicable
Not Applicable
Not Applicable
Travel Benefits
Complimentary domestic airport lounge access (spend-based) & railway lounge access every quarter.
Not Applicable
Not Applicable
Not Applicable
Movie Benefits
25% discount, up to ₹100, on movie tickets via BookMyShow and INOX (twice a month, min 2 tickets).
Earn 2 free movie tickets monthly on Rs. 5,000 spend. Welcome offer of 4 free tickets (up to Rs. 1,000).
Get 2 complimentary movie/non-movie tickets (up to Rs. 250 each) monthly on spending Rs. 5,000.
10X CashPoints on BookMyShow spends, up to 2,500 points/month in accelerated categories.
Dining Benefits
Up to 15% discount on dining at 2,500+ restaurants via ICICI Bank Culinary Treats Programme.
Not Applicable
Enjoy Rs. 100 off on food and beverage items when booking movie/event tickets via BookMyShow.
Up to 20% savings on Swiggy Dineout + ₹200 off twice monthly; 10X CashPoints on Swiggy spends.
Golf Benefits
Not Applicable
Not Applicable
Not Applicable
Not Applicable
Fuel Surcharge Waiver
1% fuel surcharge waiver on HPCL (₹400-₹4,000) using ICICI swipe machine.
1% fuel surcharge waiver for transactions between Rs. 500 and Rs. 4,000 (max Rs. 100/month).
1% waiver on fuel spends (₹500-₹4,000 per trans.), capped at ₹100 monthly.
1% waiver on fuel (₹400-₹5,000 transactions), max ₹250 waiver per statement cycle.

Security & Other

Insurance Benefits
₹2 lakh Personal Accident Insurance (RuPay), Counterfeit Card Liability, and Account Takeover Cover.
Not Applicable
Not Applicable
Not Applicable
Cash Advance Charges
2.5% of transaction amount or ₹500 minimum (whichever is higher).
2.5% of amount withdrawn or Rs. 300, whichever is higher.
2.5% of the cash amount withdrawn, subject to a minimum charge of ₹500.
2.50% of withdrawn amount, minimum ₹500.
Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

ICICI Bank Coral Credit Card

RBL Bank Popcorn Credit Card

BookMyShow RBL Bank Play Credit Card

HDFC Bank Freedom Credit Card

Who is it for?

The ICICI Bank Coral Credit Card is a versatile card offering exclusive rewards on dining, entertainment, and travel. It provides complimentary domestic and railway lounge access, along with attractive discounts on movie tickets and dining bills. With robust insurance benefits for the RuPay variant, milestone rewards, and a manageable annual fee waiver, it's an excellent choice for everyday and on-the-go spends, ensuring a rewarding experience.

Who is it for?

The RBL Bank Popcorn Credit Card is tailored for movie lovers, offering significant savings through free movie tickets and weekly cashback. It also includes a beneficial fuel surcharge waiver, making it a versatile tool for daily expenses. With a manageable annual fee, it empowers users to reduce expenditures on entertainment and everyday purchases effectively.

Who is it for?

The BookMyShow RBL Bank Play Credit Card is ideal for movie and event lovers, offering two complimentary movie or non-movie tickets monthly on eligible spends. It provides additional discounts on food and beverages via BookMyShow, a nominal fee waiver on annual spending, and is lifetime free for Super Star members. This card ensures significant savings on entertainment expenses, making it a valuable choice for regular BookMyShow users.

Who is it for?

The HDFC Bank Freedom Credit Card is an entry-level credit card, ideal for first-time cardholders seeking affordable rewards. It offers 10X CashPoints on popular brands like Swiggy, Big Basket, and BookMyShow, alongside significant dining discounts. With easy eligibility and flexible redemption, it's a solid choice for managing daily expenses and building credit, despite no lounge access.

Pros

Key benefits and features.

Enjoy complimentary railway lounge access every quarter without spend criteria.

RuPay variant offers seamless UPI linking for convenient everyday payments.

Access complimentary domestic airport lounges with a reasonable quarterly spend.

Significant discounts available on movie tickets and dining bills.

Benefit from milestone reward points, increasing overall card value.

Pros

Key benefits and features.

Significant savings on movie tickets, ideal for frequent cinema-goers via Bookmyshow.

Assured weekly cashback provides consistent savings on regular everyday spending.

Valuable 1% fuel surcharge waiver helps reduce costs on necessary fuel transactions.

Offers a balanced approach to savings across entertainment and daily essential purchases.

Pros

Key benefits and features.

Helps significantly save on entertainment expenses, especially for movies and events.

Offers two complimentary movie or non-movie tickets every month upon reaching spend.

Provides an additional discount of Rs. 100 on food and beverages on BookMyShow.

The nominal annual membership fee can be easily waived with annual spending.

A more affordable option compared to other RBL Bank entertainment credit cards.

Pros

Key benefits and features.

Suitable option for first-time cardholders due to accessible eligibility.

Low membership fee makes it an affordable choice for new credit users.

Strong 10X CashPoints on popular everyday spending categories like Swiggy.

Enjoy easy redemption options for CashPoints against cashback or travel.

Significant discounts and savings available on dining via Swiggy Dineout.

Cons

Key drawbacks and limitations.

No specific welcome benefits are provided with the paid Coral variant.

A rewards redemption fee of ₹99 + GST is charged for point redemptions.

High foreign currency markup of 3.5% applies to international transactions.

Monthly interest rate of 3.75% (45% p.a.) can be high if not paid fully.

Cons

Key drawbacks and limitations.

Movie benefits are tied to Bookmyshow only, limiting choices to a single platform.

No explicit travel or lounge access benefits, unlike premium credit card offerings.

High foreign currency markup of 3.5% makes international spends quite expensive.

A rewards redemption fee of Rs. 99 plus GST applies to cashback redemptions.

Monthly free movie tickets require a specific minimum spend threshold of Rs. 5,000.

Cons

Key drawbacks and limitations.

Spending threshold for monthly tickets excludes common categories like fuel and utilities.

Complimentary movie tickets are only valid for one month, requiring quick redemption.

Rewards redemption incurs a separate fee of Rs. 99 plus applicable taxes.

High foreign currency markup of 3.5% makes international spends rather expensive.

Cash advance charges are relatively high at 2.5% of the amount, with a minimum of Rs. 500.

Cons

Key drawbacks and limitations.

CashPoints earned on this card expire after two years from transaction date.

The card provides no complimentary domestic or international lounge access.

It offers no specific benefits related to golf or general entertainment.

Reward points earning is capped for grocery and UPI transactions monthly.

Certain third-party education and wallet transactions will not earn points.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.