Name: HDFC Bank Freedom Credit Card
Brand: hdfc
SKU: hdfc-bank-freedom-credit-card
Price: 500 INR
Availability: InStock

Question 1

What is the HDFC Bank Freedom Credit Card?

Accepted Answer

The HDFC Bank Freedom Credit Card is an entry-level card designed for first-time users, offering a Reward Points-based system and low annual fees.

Question 2

What are the joining and renewal fees for the HDFC Bank Freedom Credit Card?

Accepted Answer

The HDFC Bank Freedom Credit Card has a joining fee and renewal fee of ₹500 + applicable taxes each.

Question 3

How can I get the annual fee waived for the HDFC Bank Freedom Credit Card?

Accepted Answer

The annual renewal fee for the HDFC Bank Freedom Credit Card is waived if you spend ₹50,000 or more in the previous anniversary year.

Question 4

What are the main reward benefits of the HDFC Bank Freedom Credit Card?

Accepted Answer

The HDFC Bank Freedom Credit Card offers 10X CashPoints on merchants like BigBasket, BookMyShow, OYO, Swiggy, and Uber, and 1 CashPoint per ₹150 on other spends.

Question 5

How do I redeem CashPoints earned with my HDFC Bank Freedom Credit Card?

Accepted Answer

CashPoints from the HDFC Bank Freedom Credit Card can be redeemed against statement balance, travel, rewards catalogue, cashback, or Airmiles, with 1 CashPoint equalling ₹0.15.

Question 6

Does the HDFC Bank Freedom Credit Card offer lounge access or travel benefits?

Accepted Answer

The HDFC Bank Freedom Credit Card does not offer specific lounge access or dedicated travel benefits, though CashPoints can be used for flight and hotel bookings.

Question 7

Are there any dining offers with the HDFC Bank Freedom Credit Card?

Accepted Answer

Yes, the HDFC Bank Freedom Credit Card provides up to 20% savings on dining via Swiggy Dineout, including a 10% discount and ₹200 off twice monthly.

Question 8

What is the foreign currency markup on the HDFC Bank Freedom Credit Card?

Accepted Answer

The HDFC Bank Freedom Credit Card applies a 3.5% foreign currency markup on the conversion amount, plus applicable taxes.

Question 9

What are the eligibility criteria for the HDFC Bank Freedom Credit Card?

Accepted Answer

Salaried applicants for the HDFC Bank Freedom Credit Card need a net monthly income of ₹12,000+ (age 21-60), while self-employed require an annual ITR of ₹6 Lakhs+ (age 21-65).

Question 10

Does the HDFC Bank Freedom Credit Card have any insurance benefits?

Accepted Answer

No specific insurance benefits are mentioned or provided with the HDFC Bank Freedom Credit Card.

HDFC Bank Freedom Credit Card

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