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ICICI Bank Coral Credit Card VS BookMyShow RBL Bank Play Credit Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.

Features

ICICI Bank Coral Credit Card
ICICI Bank Coral Credit Card
BookMyShow RBL Bank Play Credit Card
BookMyShow RBL Bank Play Credit Card

Fees & Charges

Joining Fee
₹500 + GST
₹500 + GST
Renewal Fee
₹500 + GST
₹500 + GST
Spend Based Waiver
Annual fee waiver on spending ₹1.5 lakh in the preceding year.
Annual fee waived on spending Rs. 1.5 lakhs or more in the preceding year.
Foreign Transaction Fees
3.5% of the transaction amount.
A 3.5% markup is applied on all international currency transactions.
Interest Rate (APR)
3.75% per month (45% p.a.) on outstanding balance and cash advances.
Applicable interest rate of 3.99% per month on outstanding balances.

Rewards & Benefits

Welcome Bonus
No specific welcome benefits are offered with the paid Coral variant.
Receive Rs. 500 discount on BookMyShow for movie/event tickets after first transaction within 30 days.
Rewards Rate
Earn 2 RP/₹100 on retail, 1 RP/₹100 on utilities/insurance. Up to 12x RP on iShop.
Earn 2 complimentary movie/non-movie tickets (up to Rs. 250 each) on monthly spends of Rs. 5,000.
Reward Type
Reward Points
Movie Tickets
Reward Redemption Fee
₹99 + GST per redemption.
A charge of ₹99 + taxes applies for redeeming reward points/benefits.

Travel & Lifestyle

Domestic Lounge Access
1 complimentary domestic airport lounge access per quarter on ₹75,000 spend in preceding quarter.
Not Applicable
International Lounge Access
Not Applicable
Not Applicable
Travel Benefits
Complimentary domestic airport lounge access (spend-based) & railway lounge access every quarter.
Not Applicable
Movie Benefits
25% discount, up to ₹100, on movie tickets via BookMyShow and INOX (twice a month, min 2 tickets).
Get 2 complimentary movie/non-movie tickets (up to Rs. 250 each) monthly on spending Rs. 5,000.
Dining Benefits
Up to 15% discount on dining at 2,500+ restaurants via ICICI Bank Culinary Treats Programme.
Enjoy Rs. 100 off on food and beverage items when booking movie/event tickets via BookMyShow.
Golf Benefits
Not Applicable
Not Applicable
Fuel Surcharge Waiver
1% fuel surcharge waiver on HPCL (₹400-₹4,000) using ICICI swipe machine.
1% waiver on fuel spends (₹500-₹4,000 per trans.), capped at ₹100 monthly.

Security & Other

Insurance Benefits
₹2 lakh Personal Accident Insurance (RuPay), Counterfeit Card Liability, and Account Takeover Cover.
Not Applicable
Cash Advance Charges
2.5% of transaction amount or ₹500 minimum (whichever is higher).
2.5% of the cash amount withdrawn, subject to a minimum charge of ₹500.
Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

ICICI Bank Coral Credit Card

BookMyShow RBL Bank Play Credit Card

Who is it for?

The ICICI Bank Coral Credit Card is a versatile card offering exclusive rewards on dining, entertainment, and travel. It provides complimentary domestic and railway lounge access, along with attractive discounts on movie tickets and dining bills. With robust insurance benefits for the RuPay variant, milestone rewards, and a manageable annual fee waiver, it's an excellent choice for everyday and on-the-go spends, ensuring a rewarding experience.

Who is it for?

The BookMyShow RBL Bank Play Credit Card is ideal for movie and event lovers, offering two complimentary movie or non-movie tickets monthly on eligible spends. It provides additional discounts on food and beverages via BookMyShow, a nominal fee waiver on annual spending, and is lifetime free for Super Star members. This card ensures significant savings on entertainment expenses, making it a valuable choice for regular BookMyShow users.

Pros

Key benefits and features.

Enjoy complimentary railway lounge access every quarter without spend criteria.

RuPay variant offers seamless UPI linking for convenient everyday payments.

Access complimentary domestic airport lounges with a reasonable quarterly spend.

Significant discounts available on movie tickets and dining bills.

Benefit from milestone reward points, increasing overall card value.

Pros

Key benefits and features.

Helps significantly save on entertainment expenses, especially for movies and events.

Offers two complimentary movie or non-movie tickets every month upon reaching spend.

Provides an additional discount of Rs. 100 on food and beverages on BookMyShow.

The nominal annual membership fee can be easily waived with annual spending.

A more affordable option compared to other RBL Bank entertainment credit cards.

Cons

Key drawbacks and limitations.

No specific welcome benefits are provided with the paid Coral variant.

A rewards redemption fee of ₹99 + GST is charged for point redemptions.

High foreign currency markup of 3.5% applies to international transactions.

Monthly interest rate of 3.75% (45% p.a.) can be high if not paid fully.

Cons

Key drawbacks and limitations.

Spending threshold for monthly tickets excludes common categories like fuel and utilities.

Complimentary movie tickets are only valid for one month, requiring quick redemption.

Rewards redemption incurs a separate fee of Rs. 99 plus applicable taxes.

High foreign currency markup of 3.5% makes international spends rather expensive.

Cash advance charges are relatively high at 2.5% of the amount, with a minimum of Rs. 500.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.