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ICICI Bank British Airways Classic Credit Card VS ICICI Bank British Airways Premium Credit Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.
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Last updated: 18 July 2026
ICICI Bank British Airways Classic Credit Card
ICICI Bank British Airways Classic Credit Card
ICICI Bank British Airways Premium Credit Card
ICICI Bank British Airways Premium Credit Card

Fees & Charges

Joining FeeFree (1st year)
Joining Fee₹7,000 + GST
Renewal Fee₹3,500 + GST
Renewal Fee₹7,000 + GST
Spend Based WaiverNot applicable; the renewal fee cannot be waived off.
Spend Based Waiver
Foreign Transaction Fees3.5%
Foreign Transaction Fees3.50% of the transaction amount.
Interest Rate (APR)3.40% per month
Interest Rate (APR)3.40% per month (or 40.80% annually).

Rewards & Benefits

Welcome BonusEarn 3,500 bonus Avios on joining & 25,000 Avios on a BA return flight booking within 3 months.
Welcome BonusComplimentary British Airways Executive Club membership; Bonus 8,000 Avios on first Amex use; 25,000 Avios on first return ticket to London.
Rewards RateEarn up to 5 Avios per Rs. 100 on BA spends (Amex) & 2 Avios per Rs. 100 on other spends.
Rewards RateEarn up to 9 Avios per Rs. 100 spent on British Airways & other spends, depending on monthly spend.
Reward TypeAir Miles
Reward TypeAir Miles
Reward Redemption FeeRs. 99 per redemption request.
Reward Redemption FeeNil

Travel & Lifestyle

Domestic Lounge Access
Domestic Lounge Access
International Lounge Access
International Lounge Access
Travel BenefitsExclusive travel benefits with Avios redeemable for flights, hotels, and car rentals.
Travel BenefitsEarn British Airways Avios; 24x7 concierge service for hotel, flight, and restaurant reservations.
Movie Benefits
Movie BenefitsUp to 3 complimentary movie tickets per month from BookMyShow on achieving stipulated spend-based milestones.
Dining Benefits
Dining BenefitsMinimum 15% discount on dining bills at partner restaurants under ICICI Bank’s Culinary Treats Program.
Golf Benefits
Golf Benefits
Fuel Surcharge Waiver1% fuel surcharge waiver at all HPCL fuel stations for transactions up to Rs. 4,000.
Fuel Surcharge Waiver2.5% fuel surcharge waived off at all filling stations across India.

Security & Other

Insurance Benefits
Insurance Benefits
Cash Advance Charges2.5% of the amount withdrawn or a minimum of Rs. 300.
Cash Advance Charges2.50% of the transaction amount (subject to a minimum charge of Rs. 300).
Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

ICICI Bank British Airways Classic Credit Card

ICICI Bank British Airways Premium Credit Card

Who is it for?

The ICICI Bank British Airways Classic Credit Card was a co-branded card designed for frequent British Airways travelers, now discontinued. It offered significant Avios rewards, including a welcome bonus of up to 28,500 Avios, redeemable for flights, hotels, and car rentals. Cardholders could earn up to 5 Avios per Rs. 100 on BA spends with the Amex variant. Despite its travel benefits, it had a non-waivable annual fee and a high foreign currency markup.

Who is it for?

The ICICI Bank British Airways Premium Credit Card was a mid-range to premium travel card designed for frequent international flyers, especially those loyal to British Airways. It offered British Airways Avios points, complimentary movie tickets, and discounted dining. Despite its discontinuation, it was known for its dedicated rewards program for British Airways users.

Pros

Key benefits and features.

High Avios earning potential, especially for British Airways loyalists and frequent flyers.

Generous welcome bonus of up to 28,500 Avios, sufficient for a flight to London.

Flexible redemption of Avios for flights, hotels, and car rentals on British Airways.

Choice between MasterCard and American Express variants offered diverse earning opportunities.

Pros

Key benefits and features.

High Avios earning rate, especially for British Airways loyalists and high spenders.

Valuable welcome benefits including bonus Avios and Executive Club membership.

Dual card variants (MasterCard & Amex) offer flexibility and varied reward structures.

Includes useful lifestyle benefits like movie tickets and dining discounts.

Dedicated 24x7 concierge service for comprehensive travel and lifestyle support.

Cons

Key drawbacks and limitations.

The ICICI Bank British Airways Classic Credit Card has been discontinued.

The annual fee of Rs. 3,500 + GST could not be waived off based on spending.

A high foreign currency markup of 3.5% made international spends expensive.

A redemption fee of Rs. 99 per request applied to all Avios redemptions.

Mastercard variant offered significantly lower Avios earning rates compared to Amex.

Cons

Key drawbacks and limitations.

The card is currently discontinued, limiting new applications and future use.

High joining and annual fees of Rs. 7,000 + GST without waiver options.

Absence of any complimentary domestic or international airport lounge access.

High foreign currency markup of 3.50% for international transactions.

Interest rates are high at 3.40% per month, making revolving credit costly.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.