ICICI Bank British Airways Premium Credit Card – Benefits, Fees & Eligibility

Introduction

The ICICI Bank British Airways Premium Credit Card is an international travel credit card issued by ICICI Bank in collaboration with British Airways. Positioned as a mid-range to premium travel card, it is best suited for frequent international flyers, particularly those who prefer British Airways. Its key differentiating benefits include earning British Airways Avios points, complimentary movie tickets, and discounted dining at partner restaurants.

Welcome Benefits

• Complimentary British Airways Executive Club membership.
• Bonus 8,000 Avios on using the American Express variant of the card for the first time.
• 25,000 Avios on booking the first return ticket from India to London within the first 3 months of card issuance.

Fees

• Joining Fee: Rs. 7,000 + GST
• Annual Fee: Rs. 7,000 + GST
• Spend-Based Waiver: Not applicable.
• Rewards Redemption Fee: Nil
• Foreign Currency Markup: 3.50% of the transaction amount.
• Interest Rates: 3.40% per month (or 40.80% annually).
• Fuel Surcharge Waiver: 2.5% fuel surcharge waived off at all filling stations across India.
• Cash Advance Charges: 2.50% of the transaction amount (subject to a minimum charge of Rs. 300).

Rewards

• Reward Type: Air Miles (British Airways Avios Points).
• Card Variants: You receive two credit cards: one MasterCard variant and one American Express variant.
• MasterCard Variant Rewards:
  • 1 Avios per Rs. 100 spent.
• American Express Variant Rewards:
  • For monthly spends less than Rs. 2.25 lakh:
    • 4 Avios per Rs. 100 on British Airways tickets and in-flight shopping.
    • 6 Avios per Rs. 100 on other everyday spends.
  • For monthly spends between Rs. 2.5 lakh and Rs. 5 lakh:
    • 5 Avios per Rs. 100 on British Airways tickets and in-flight shopping.
    • 7.5 Avios per Rs. 100 on other everyday spends.
  • For monthly spends greater than Rs. 5 lakh:
    • 6 Avios per Rs. 100 on British Airways tickets and in-flight shopping.
    • 9 Avios per Rs. 100 on other everyday spends.
• Movie Benefits:
  • 1 BookMyShow voucher on making 5 transactions with the card in a month.
  • 3 BookMyShow vouchers on making 10 transactions with the card in a month.
  • Up to 3 complimentary movie tickets per month from BookMyShow on achieving stipulated spend-based milestones.
• Dining Benefits: Minimum 15% discount on dining bills at partner restaurants under ICICI Bank’s Culinary Treats Program.
• Travel Benefits:
  • Rewards are earned as British Airways Avios.
  • 24x7 concierge service for assistance regarding hotel reservations, flight bookings, table reservations at restaurants, gift/flower delivery, etc.
• Lounge Access: No complimentary domestic or international airport lounge access.
• Golf: Not applicable.
• Insurance Benefits: Not applicable.
• Hand-picked Reward Points: Not earned with this card.

Rewards Redemption Guide

• Avios earned on the British Airways Premium Credit Card can be redeemed for reward flights, class upgrades, etc., on British Airways or any of its Oneworld partner airlines.
• Avios is British Airways' AirMiles program.

Card Review

The ICICI Bank British Airways Premium Credit Card is considered a decent credit card for frequent international flyers, particularly those loyal to British Airways, due to its high reward rate in British Airways Avios Points. A major downside of this card is the absence of any complimentary airport lounge access, both domestic and international. Despite this, for individuals whose preferred carrier is British Airways, this card offers a dedicated rewards program.

Important Product Details

• The card is currently discontinued.
• You receive two credit cards together: one MasterCard variant and one American Express variant.
• The card earns rewards as Avios, which is British Airways' AirMiles program.
• Complimentary British Airways Executive Club membership is provided.
• A bonus of 8,000 Avios is awarded on the first use of the American Express variant of the card.
• An additional 25,000 Avios are granted upon booking the first return ticket from India to London within 3 months of card issuance.
• Accelerated Avios earning (up to 9 Avios per Rs. 100) is possible on achieving stipulated spend milestones with the American Express variant.
• Up to 3 movie tickets each month from BookMyShow can be availed on achieving stipulated spend-based milestones.
• A minimum 15% discount on dining bills is available at partner restaurants under ICICI Bank’s Culinary Treats Program.
• No complimentary airport lounge access is provided, neither domestic nor international.
• A 24x7 concierge service is available for various assistance needs.

Other Details

• The card provides 24x7 concierge service for assistance regarding hotel reservations, flight bookings, table reservations at restaurants, gift/flower delivery, etc.