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HDFC Platinum Times Credit Card VS PVR Kotak Platinum Credit Card VS RBL Bank Popcorn Credit Card

A detailed, side-by-side look at 3 leading credit cards. Analyze the features that matter most to you and make an informed choice.
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Last updated: 18 July 2026

Comparing 3 cards side by side: HDFC Platinum Times Credit Card, PVR Kotak Platinum Credit Card, RBL Bank Popcorn Credit Card. HDFC Platinum Times Credit Card is lifetime-free and earns 10 Reward Points for every ₹150 on weekday dining; 3 RP for every ₹150 on retail spends. PVR Kotak Platinum Credit Card is lifetime-free and earns 2 free PVR movie tickets (up to ₹400 each) monthly on spends of ₹10,000 or more. RBL Bank Popcorn Credit Card costs ₹1,000 + GST and earns 2 free movie tickets monthly on Rs. 5,000 spend. Get Rs. 25 weekly cashback on Rs. 2,500 spend. Compare the fee and reward differences above against your priority spend category — travel, dining, shopping, or fuel — to pick the right fit.

HDFC Platinum Times Credit Card
HDFC Platinum Times Credit Card
PVR Kotak Platinum Credit Card
PVR Kotak Platinum Credit Card
RBL Bank Popcorn Credit Card
RBL Bank Popcorn Credit Card

Fees & Charges

Joining Fee₹1,000 + GST
Joining FeeFree (1st year)
Joining Fee₹1,000 + GST
Renewal Fee₹1,000 + GST
Renewal Fee₹999 + GST
Renewal Fee₹1,000 + GST
Spend Based WaiverThe annual fee of Rs 1,000 is waived off on annual spends of Rs. 2.5 lakhs or above in the previous year.
Spend Based Waiver
Spend Based Waiver
Foreign Transaction Fees3.5% of the transaction amount (plus applicable taxes).
Foreign Transaction Fees3.5% on all foreign currency spends
Foreign Transaction FeesUp to 3.5% on all foreign currency spends.
Interest Rate (APR)3.6% per month (or 43.2% annually) on revolving credit.
Interest Rate (APR)3.5% per month
Interest Rate (APR)Up to 3.99% per month on the due amount.

Rewards & Benefits

Welcome BonusComplimentary Times Prime annual Membership worth Rs. 999 and E-Vouchers Worth Rs. 5000.
Welcome Bonus* No Joining Fee for the first year.
Welcome BonusReceive 4 complimentary movie tickets up to Rs. 1,000 on Bookmyshow as a welcome gift.
Rewards RateEarn 3 Reward Points per ₹150 on general spends; 10 Reward Points per ₹150 on weekday dining.
Rewards RateEarn 2 free PVR movie tickets monthly on spending Rs. 10,000 or more.
Rewards RateEarn 2 free movie tickets monthly on Rs. 5,000 spend & Rs. 25 weekly cashback on Rs. 2,500 spend.
Reward TypeReward Points
Reward TypeOther Benefits
Reward TypeCashback, Other Benefits
Reward Redemption FeeRs. 99 (plus applicable taxes) per redemption request.
Reward Redemption FeeNil
Reward Redemption FeeRs. 99 + GST, applicable on redemption of reward points.

Travel & Lifestyle

Domestic Lounge Access
Domestic Lounge Access
Domestic Lounge Access
International Lounge Access
International Lounge Access
International Lounge Access
Travel BenefitsUp to 10% CashBack on flight and hotel bookings via SmartBuy; round-the-year offers on travel.
Travel Benefits
Travel Benefits
Movie Benefits50% discount on movie tickets on BookMyShow (max Rs. 600/transaction, up to 4 tickets/month) + ₹50 off on F&B.
Movie Benefits2 free PVR tickets monthly on Rs. 10k spend; 20% off F&B, 5% off movie tickets at PVR INOX.
Movie BenefitsGet 2 free movie tickets every month on spending Rs. 5,000 in a billing month.
Dining BenefitsUp to 15% discount (max Rs. 1500) via PayEazy on Eazydiner; up to 40% off via Swiggy Dineout.
Dining Benefits20% instant discount on Food and Beverages at PVR INOX.
Dining Benefits
Golf Benefits
Golf Benefits
Golf Benefits
Fuel Surcharge Waiver1% fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 5,000. Maximum waiver of Rs. 250 per month.
Fuel Surcharge Waiver1% fuel surcharge is applicable at all fuel stations (no waiver provided).
Fuel Surcharge Waiver1% waiver on fuel transactions between Rs. 500-4,000, max Rs. 100/month.

Security & Other

Insurance Benefits
Insurance BenefitsRs. 75,000 cover for lost/stolen card; Zero liability protection against fraud.
Insurance Benefits
Cash Advance Charges2.5% of the transaction fee, subject to a minimum charge of Rs 500.
Cash Advance ChargesRs. 300 per withdrawal of Rs. 10,000
Cash Advance Charges2.5% of amount withdrawn or Rs. 300, whichever is higher.
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Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

HDFC Platinum Times Credit Card

PVR Kotak Platinum Credit Card

RBL Bank Popcorn Credit Card

Who is it for?

The HDFC Platinum Times Credit Card is an entry-to-mid-range credit card designed for youth and beginners, focusing on entertainment, dining, and shopping. It offers significant discounts on movies and dining, accelerated reward points, and a complimentary Times Prime annual membership. While new applications are currently paused, existing cardholders continue to enjoy its features, making it a popular choice for lifestyle benefits.

Who is it for?

The PVR Kotak Platinum Credit Card was designed for frequent movie-goers, offering significant savings at PVR INOX. Though discontinued for new applications, it provided two free PVR movie tickets monthly on spend, plus instant discounts on F&B and movie tickets. With zero liability protection and lost card insurance, it was a valuable card for cinema enthusiasts.

Who is it for?

The RBL Bank Popcorn Credit Card is designed for movie enthusiasts, offering exclusive benefits like welcome and monthly free movie tickets. It also provides an assured weekly cashback and a fuel surcharge waiver, adding value to daily transactions. However, it has been discontinued and will transition existing cardholders by December 20, 2025.

Pros

Key benefits and features.

Affordable annual fee with a clear spend-based waiver condition.

Significant discounts on movie tickets (50% off) and dining (up to 40% off).

Accelerated reward points on weekday dining and complimentary Times Prime membership.

Opportunities for cashback on utility bills and shopping via SmartPay and SmartBuy.

Pros

Key benefits and features.

Excellent for frequent movie-goers with 2 free PVR tickets monthly on spend.

Significant savings on PVR F&B and movie tickets via instant discounts.

Provides essential security with zero liability and lost card insurance cover.

Zero joining fee makes the PVR Kotak Platinum Credit Card accessible.

Pros

Key benefits and features.

Significant savings on movie expenses with welcome and monthly free tickets.

Assured weekly cashback provides consistent value on everyday spending.

Includes a useful 1% fuel surcharge waiver, reducing fuel costs.

Easy redemption process for both movie tickets and weekly cashback.

Cons

Key drawbacks and limitations.

The HDFC Platinum Times Credit Card is currently discontinued for new applications.

Reward points have several caps and exclusions on specific transaction categories.

A foreign currency markup of 3.5% is relatively high for international transactions.

A fee of Rs. 99 plus taxes is charged for every rewards redemption request.

Cons

Key drawbacks and limitations.

The PVR Kotak Platinum Credit Card is discontinued for new applications.

No fuel surcharge waiver, adding to costs for fuel transactions nationwide.

High foreign currency markup of 3.5% on all international spends.

Benefits are largely limited to the PVR cinema ecosystem.

Cons

Key drawbacks and limitations.

The RBL Bank Popcorn Credit Card has been discontinued, limiting new applications.

A rewards redemption fee of Rs. 99 + GST applies to point redemptions.

High foreign currency markup of up to 3.5% makes international spends costly.

Exclusions for spend-based benefits cover many common categories like utilities and fuel.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.
Apply for HDFC Platinum Times Credit Card(opens in new tab)Apply for PVR Kotak Platinum Credit Card(opens in new tab)Apply for RBL Bank Popcorn Credit Card(opens in new tab)