HDFC Platinum Times Credit Card VS PVR Kotak Platinum Credit Card VS RBL Bank Popcorn Credit Card
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
HDFC Platinum Times Credit Card
PVR Kotak Platinum Credit Card
RBL Bank Popcorn Credit Card
Who is it for?
Who is it for?
Who is it for?
Pros
Key benefits and features.
Offers significant entertainment benefits, including movie discounts and dining deals.
Provides accelerated reward points, especially on weekday dining expenditures.
Comes with valuable welcome benefits like e-vouchers and a Times Prime Membership.
The annual fee is easily waivable by achieving a reasonable spending threshold.
An excellent entry-level option, well-suited for young users and beginners.
Pros
Key benefits and features.
Enjoy 2 complimentary PVR movie tickets monthly by spending just ₹10,000 in a billing cycle.
Benefit from a significant 20% instant discount on Food and Beverages at PVR INOX outlets.
Receive strong security with ₹75,000 insurance cover and zero liability protection for your card.
Get an instant 5% discount directly on your PVR INOX movie tickets, enhancing entertainment savings.
Pros
Key benefits and features.
Significant savings on movie tickets, ideal for frequent cinema-goers via Bookmyshow.
Assured weekly cashback provides consistent savings on regular everyday spending.
Valuable 1% fuel surcharge waiver helps reduce costs on necessary fuel transactions.
Offers a balanced approach to savings across entertainment and daily essential purchases.
Cons
Key drawbacks and limitations.
Reward points are not earned on fuel, e-wallet, and specific third-party education payments.
A redemption fee of Rs 99 plus taxes is charged for each reward points request.
Imposes a high 3.5% foreign currency markup on all international transactions.
Reward points have a limited validity, expiring after two years from accumulation.
High cash advance charges make it expensive to withdraw cash using this card.
Cons
Key drawbacks and limitations.
A 1% fuel surcharge is always applicable at fuel stations without any waiver, increasing costs.
Certain spend categories like utilities and rent do not count towards monthly movie ticket targets.
The card comes with a relatively high foreign currency markup of 3.5% on international transactions.
A renewal fee of ₹999 + GST is applicable after the first year, which could be a deterrent.
Cons
Key drawbacks and limitations.
Movie benefits are tied to Bookmyshow only, limiting choices to a single platform.
No explicit travel or lounge access benefits, unlike premium credit card offerings.
High foreign currency markup of 3.5% makes international spends quite expensive.
A rewards redemption fee of Rs. 99 plus GST applies to cashback redemptions.
Monthly free movie tickets require a specific minimum spend threshold of Rs. 5,000.