HDFC Bank Titanium Edge Credit Card VS HDFC Bank Central Travel Account Credit Card VS HDFC Bank Corporate Platinum Credit Card VS HDFC Bank Corporate Premium Credit Card
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
HDFC Bank Titanium Edge Credit Card
HDFC Bank Central Travel Account Credit Card
HDFC Bank Corporate Platinum Credit Card
HDFC Bank Corporate Premium Credit Card
Who is it for?
Who is it for?
Who is it for?
Who is it for?
Pros
Key benefits and features.
Zero joining fee and easily waivable renewal fee makes it budget-friendly.
Offers accelerated rewards on dining, making it good for foodies.
Provides a decent 1% fuel surcharge waiver, saving money on fuel expenses.
Comes with EMV chip and zero liability protection for secure transactions.
An interest-free period of up to 50 days helps manage your monthly finances better.
Pros
Key benefits and features.
Streamlines accounting by eliminating multiple invoices, reimbursements, and cash advances.
Provides substantial savings on business travel and essential software through exclusive partnerships.
Offers comprehensive travel insurance, adding a crucial layer of security for business travelers.
Features extensive reporting capabilities and seamless integration with major ERP systems.
No joining or renewal fees, making the HDFC Bank CTA Card highly cost-effective for corporates.
Pros
Key benefits and features.
Enjoy a decent reward rate on all spends with the HDFC Corporate Platinum card.
Benefit from generous complimentary domestic airport lounge access annually.
Extensive insurance coverage, including a high Rs. 1 Cr air accidental death cover.
Advanced tools for expense tracking, reporting, and reconciliation for businesses.
Access valuable savings via SmartBuy Corporate Portal on travel and business software.
Pros
Key benefits and features.
Enjoy zero joining and renewal fees, making premium benefits very accessible.
Earn robust rewards: 5 points per ₹150 spent, optimizing corporate expenses.
Benefit from extensive travel perks, including complimentary lounge access worldwide.
Advanced reconciliation and reporting tools improve expense management visibility.
Robust insurance suite, including corporate liability waiver for peace of mind.
Cons
Key drawbacks and limitations.
Lack of premium benefits like airport lounge access and comprehensive travel features.
A redemption fee of Rs. 99 applies for most reward point redemptions.
High foreign currency markup of 3.5% makes international spending expensive.
The card offers no specific welcome benefits, which some users might expect.
Reward points are only valid for two years, requiring timely redemption.
Cons
Key drawbacks and limitations.
Lacks a specific reward points program, focusing more on direct savings and expense management.
A range of fees apply for late payments, non-payments, cash processing, and rent payments.
Minimum annual turnover of 10 Crores might be a barrier for smaller businesses without collateral.
Cons
Key drawbacks and limitations.
The HDFC Corporate Platinum Credit Card does not offer international lounge access.
Reward points do not accrue on rent payments made using this credit card.
A reward redemption fee of Rs. 99 (plus taxes) applies per request.
A foreign currency markup of 3.5% is charged on all international spends.
Cons
Key drawbacks and limitations.
A redemption fee of ₹99 plus taxes applies to all reward point redemptions.
Reward points are capped at 10,000 per statement cycle, limiting high spenders.
A foreign currency markup of 2.5% applies to all international transactions.
Reward points are not accrued on rent payments, limiting earning potential.
Strict eligibility criteria, including a ₹10 Cr company turnover, may restrict access.