What is the HDFC Bank Corporate Platinum Credit Card?

The HDFC Bank Corporate Platinum Credit Card is designed for businesses, offering benefits like expense management tools, reward points, travel perks, and insurance coverage.

What are the joining and renewal fees for the HDFC Bank Corporate Platinum Credit Card?

The HDFC Bank Corporate Platinum Credit Card has no joining fee and no renewal fee, making it a cost-effective choice for businesses.

How do I earn reward points with the HDFC Bank Corporate Platinum Credit Card?

You earn 3 Reward Points for every Rs. 150 spent using your HDFC Bank Corporate Platinum Credit Card, capped at 6,000 points per cycle.

What insurance benefits are included with the HDFC Bank Corporate Platinum Credit Card?

This card offers extensive insurance, including Rs. 1 Crore air accidental death cover, emergency medical expenses, flight delay, and baggage loss protection.

How can I redeem reward points from my HDFC Bank Corporate Platinum Credit Card?

Reward points from your HDFC Bank Corporate Platinum Credit Card can be redeemed via the SmartBuy Corporate Portal for flights, hotels, or catalogue items. 1 RP = INR 0.30.

What is the foreign currency markup on the HDFC Bank Corporate Platinum Credit Card?

The foreign currency markup on the HDFC Bank Corporate Platinum Credit Card is 3.5% on all international spends.

Does the HDFC Bank Corporate Platinum Credit Card offer a fuel surcharge waiver?

Yes, the HDFC Bank Corporate Platinum Credit Card provides a 1% fuel surcharge waiver on transactions between Rs. 400-5,000, capped at Rs. 500 monthly.

What business management tools does the HDFC Bank Corporate Platinum Credit Card provide?

The HDFC Bank Corporate Platinum Credit Card offers enhanced reporting tools for expense tracking, customized reports, and an advanced reconciliation process to simplify business operations.

What is the interest-free credit period offered by the HDFC Bank Corporate Platinum Credit Card?

You can avail up to 50 days of interest-free credit period on your HDFC Bank Corporate Platinum Credit Card from the date of purchase.

HDFC Bank

HDFC Bank Corporate Platinum Credit Card

Q: Does the HDFC Bank Corporate Platinum Credit Card offer lounge access?

Yes, the HDFC Bank Corporate Platinum Credit Card provides 2 complimentary domestic airport lounge visits quarterly, totaling 8 annually. It does not offer international lounge access.

BusinessTravel

Last updated: 26 October 2025

Benefits & Features

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Welcome Offer

Not Applicable

Rewards Rate

Earn 3 Reward Points for every Rs. 150 spent, max 6,000 RP/cycle. 1 RP = INR 0.30.

Reward Type

Reward Points

Reward Redemption

Redeem points for airline tickets, hotel bookings, and catalogue items via SmartBuy Corporate Portal.

Domestic Lounge Access

2 complimentary domestic airport lounge visits quarterly, totaling 8 accesses annually.

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Corporate Liability Waiver, Air Accidental Death (Rs. 1 Cr), Medical (Rs. 1 lakh), Flight/Baggage cover.

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

Comprehensive benefits including discounted fares, free meals, and seat selection via MMT MyBiz.

What matters, explained clearly

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Frequently Asked Questions

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