HDFC Bank Titanium Edge Credit Card VS BPCL SBI Credit Card VS 6E Rewards – IndiGo HDFC Bank Credit Card VS Accelero ICICI Bank Credit Card
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
HDFC Bank Titanium Edge Credit Card
BPCL SBI Credit Card
6E Rewards – IndiGo HDFC Bank Credit Card
Accelero ICICI Bank Credit Card
Who is it for?
Who is it for?
Who is it for?
Who is it for?
Pros
Key benefits and features.
Zero joining fee and easily waivable renewal fee makes it budget-friendly.
Offers accelerated rewards on dining, making it good for foodies.
Provides a decent 1% fuel surcharge waiver, saving money on fuel expenses.
Comes with EMV chip and zero liability protection for secure transactions.
An interest-free period of up to 50 days helps manage your monthly finances better.
Pros
Key benefits and features.
Offers great reward points and significant value back on fuel transactions at BPCL petrol pumps across India.
The BPCL SBI Card is highly accessible due to its competitive and low joining cost of just Rs. 499.
Provides attractive rewards on various everyday spending categories like groceries, dining, and movie tickets.
Pros
Key benefits and features.
Receive a complimentary IndiGo flight ticket voucher worth ₹1,500 upon meeting criteria.
Enjoy accelerated rewards of 2.5% 6E Rewards on all IndiGo flight bookings.
Get a complimentary 6E Prime Add-On, including priority check-in and a meal.
Earn 2% 6E Rewards on grocery, dining, and entertainment spends.
Pros
Key benefits and features.
Significant savings on automobile services like car washes and roadside assistance.
Offers a decent reward rate on general spending, enhancing everyday value.
Provides valuable lifestyle benefits including movie, dining, and travel discounts.
Nominal joining and renewal fees, with an easy spend-based waiver option.
Well-rounded card combining vehicle-related perks with general lifestyle benefits.
Cons
Key drawbacks and limitations.
Lack of premium benefits like airport lounge access and comprehensive travel features.
A redemption fee of Rs. 99 applies for most reward point redemptions.
High foreign currency markup of 3.5% makes international spending expensive.
The card offers no specific welcome benefits, which some users might expect.
Reward points are only valid for two years, requiring timely redemption.
Cons
Key drawbacks and limitations.
Cardholders will not receive any complimentary domestic or international airport lounge access.
There are no specific insurance benefits or covers included as part of this credit card's offerings.
Reward points are not earned on transactions for mobile wallet uploads or fuel purchases outside BPCL stations.
Cons
Key drawbacks and limitations.
The card does not provide any complimentary domestic or international lounge access.
No fuel surcharge waiver applicable, reducing overall benefits on fuel transactions.
A redemption fee of ₹200 + GST applies to all 6E Rewards redemptions.
A high foreign currency markup of 3.5% applies to all international transactions.
Cons
Key drawbacks and limitations.
Lounge access is conditional on spending Rs. 75,000 in the previous quarter.
Reward Points are not earned on fuel purchases, EMI, or loan payments.
A redemption fee of Rs. 99 plus taxes applies for redeeming reward points.
The 3.5% foreign currency markup is relatively high for international transactions.
Maximum fuel cashback benefit is capped at Rs. 200 per month at HPCL stations.