What are the main benefits of the BPCL SBI Card?

The BPCL SBI Card primarily offers significant value back on fuel purchases at BPCL stations and accelerated rewards on everyday spending categories like dining, groceries, and movies.

How much is the joining fee for the BPCL SBI Card?

The joining fee for the BPCL SBI Card is Rs. 499 + GST. This also includes a welcome gift worth Rs. 500.

Can the annual renewal fee for the BPCL SBI Card be waived?

Yes, the annual renewal fee of Rs. 499 + GST for the BPCL SBI Card can be waived if your annual spending in the preceding year totals Rs. 50,000 or more.

What is the reward rate on fuel purchases with the BPCL SBI Card?

You get a 4.25% value back on fuel purchases at BPCL petrol pumps, which includes 13X Reward Points (3.25% reward rate) and a 1% fuel surcharge waiver, with the BPCL SBI Card.

Are there any rewards for non-fuel spends on the BPCL SBI Card?

Yes, the BPCL SBI Card offers 5 Reward Points on every Rs. 100 spent on dining, departmental stores, groceries, and movies, up to 5000 points per month.

Does the BPCL SBI Card offer lounge access?

No, the BPCL SBI Card does not include any complimentary domestic or international airport lounge access benefits.

How can I redeem reward points earned on my BPCL SBI Card?

Reward points from the BPCL SBI Card can be redeemed instantly against fuel purchases at select BPCL pumps, through the Shop & Smile catalogue, for gift vouchers, or as cash against your statement balance.

What is the foreign currency markup fee for the BPCL SBI Card?

The foreign currency markup fee for international transactions made with the BPCL SBI Card is 3.5% of the transaction amount.

Are there any charges for redeeming reward points from the BPCL SBI Card?

Yes, a reward redemption fee of Rs. 99 plus applicable taxes is charged for each redemption request made from your BPCL SBI Card.

What is the maximum fuel surcharge waiver on the BPCL SBI Card?

The BPCL SBI Card offers a maximum fuel surcharge waiver of Rs. 100 per billing cycle on transactions up to Rs. 4,000 at BPCL petrol pumps.

State Bank of India

BPCL SBI Credit Card

FuelShoppingDining

Last updated: 26 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Get 2,000 Activation Bonus Reward Points worth Rs. 500 on payment of the joining fee.

Rewards Rate

4.25% Valueback on fuel. 5 points per Rs. 100 on select categories & 1 point on others.

Reward Type

Reward Points

Reward Redemption

Redeem instantly against fuel purchases, through Shop & Smile Catalogue, gift vouchers, or cash.

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie

Earn 5 Reward Points on every Rs. 100 spent on movie tickets (5X Reward Points).

Dining

Earn 5 Reward Points on every Rs. 100 spent on dining (5X Reward Points).

Travel Benefits

Not Applicable

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