HDFC Bank Titanium Edge Credit Card VS BPCL SBI Credit Card VS 6E Rewards – IndiGo HDFC Bank Credit Card VS 6E Rewards XL – IndiGo HDFC Bank Credit Card
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
HDFC Bank Titanium Edge Credit Card
BPCL SBI Credit Card
6E Rewards – IndiGo HDFC Bank Credit Card
6E Rewards XL – IndiGo HDFC Bank Credit Card
Who is it for?
Who is it for?
Who is it for?
Who is it for?
Pros
Key benefits and features.
Zero joining fee and easily waivable renewal fee makes it budget-friendly.
Offers accelerated rewards on dining, making it good for foodies.
Provides a decent 1% fuel surcharge waiver, saving money on fuel expenses.
Comes with EMV chip and zero liability protection for secure transactions.
An interest-free period of up to 50 days helps manage your monthly finances better.
Pros
Key benefits and features.
Offers great reward points and significant value back on fuel transactions at BPCL petrol pumps across India.
The BPCL SBI Card is highly accessible due to its competitive and low joining cost of just Rs. 499.
Provides attractive rewards on various everyday spending categories like groceries, dining, and movie tickets.
Pros
Key benefits and features.
Receive a complimentary IndiGo flight ticket voucher worth ₹1,500 upon meeting criteria.
Enjoy accelerated rewards of 2.5% 6E Rewards on all IndiGo flight bookings.
Get a complimentary 6E Prime Add-On, including priority check-in and a meal.
Earn 2% 6E Rewards on grocery, dining, and entertainment spends.
Pros
Key benefits and features.
High reward rate of up to 5% on IndiGo spends and 3% on dining, grocery, and entertainment.
Significant welcome benefits including a complimentary flight ticket worth ₹3,000 and a 6E Prime Add-On.
Provides 8 complimentary domestic airport lounge visits annually, enhancing travel comfort.
Offers comprehensive golf benefits, including lessons and complimentary rounds of green fees.
Features Zero Cost Liability, protecting against fraudulent transactions if reported promptly.
Cons
Key drawbacks and limitations.
Lack of premium benefits like airport lounge access and comprehensive travel features.
A redemption fee of Rs. 99 applies for most reward point redemptions.
High foreign currency markup of 3.5% makes international spending expensive.
The card offers no specific welcome benefits, which some users might expect.
Reward points are only valid for two years, requiring timely redemption.
Cons
Key drawbacks and limitations.
Cardholders will not receive any complimentary domestic or international airport lounge access.
There are no specific insurance benefits or covers included as part of this credit card's offerings.
Reward points are not earned on transactions for mobile wallet uploads or fuel purchases outside BPCL stations.
Cons
Key drawbacks and limitations.
The card does not provide any complimentary domestic or international lounge access.
No fuel surcharge waiver applicable, reducing overall benefits on fuel transactions.
A redemption fee of ₹200 + GST applies to all 6E Rewards redemptions.
A high foreign currency markup of 3.5% applies to all international transactions.
Cons
Key drawbacks and limitations.
The card has been discontinued, and HDFC Bank is no longer accepting new applications.
The 6E Rewards program is phasing out, with points converting to IndiGo BluChip, whose value may vary.
Does not offer international airport lounge access or travel insurance benefits.
A redemption fee of ₹99 + applicable taxes is charged for redeeming 6E Rewards points.
Some user feedback indicates potential difficulties or complexities in redeeming reward points.