Flipkart Axis Bank Credit Card VS Flipkart Axis Bank Super Elite Credit Card VS Flipkart SBI Card VS HDFC Bank Flipkart Wholesale Credit Card
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
Flipkart Axis Bank Credit Card
Flipkart Axis Bank Super Elite Credit Card
Flipkart SBI Card
HDFC Bank Flipkart Wholesale Credit Card
Who is it for?
Who is it for?
Who is it for?
Who is it for?
Pros
Key benefits and features.
Very good reward rate of 5% on all eligible spends on Flipkart and Cleartrip.
High reward rate of 7.5% on Myntra, making it ideal for fashion shopping.
Good reward rate of 4% on partner merchants like Swiggy, Uber, PVR, FitPass.
Cashback is directly adjusted against the card’s statement balance every month, simplifying redemption.
No upper limit on cashback for most categories, providing significant savings potential.
Pros
Key benefits and features.
Offers a variety of welcome benefits, including 500 SuperCoins and complimentary trial memberships to YouTube Premium, Gaana Plus, and Lenskart Gold.
Provides excellent rewards on Flipkart spends, making it highly beneficial for avid Flipkart shoppers.
Comes with an affordable annual fee that can be waived based on spending.
Pros
Key benefits and features.
High cashback on Flipkart (5%) and Myntra (7.5%) for frequent online shoppers.
Significant savings on travel with 12% off on Cleartrip bookings.
Convenient contactless payments and global cash access for flexibility.
Option to convert large purchases into easy EMIs with Flexipay facility.
Pros
Key benefits and features.
High 5% cashback on Flipkart Wholesale, utility, and government payments.
Unlimited domestic airport lounge access enhances travel for business users.
Zero liability protection offers security against unauthorized fraudulent transactions.
Enjoy up to 50 days of interest-free credit, providing significant financial flexibility.
No joining fee and a renewal fee easily waived with ₹3 lakh annual spend.
Cons
Key drawbacks and limitations.
Not the best choice for offline shopping, offering only 1% cashback on such spends.
Does not offer any insurance benefits, such as air accident cover or luggage cover.
No complimentary airport lounge access, limiting travel perks for cardholders.
New fees on rent, education, utilities, and wallet loads from late 2024.
Cons
Key drawbacks and limitations.
Does not offer any insurance benefits, which is a notable drawback for cardholders.
Does not provide domestic or international lounge access, limiting travel perks.
Lacks extensive privileges across different categories beyond online shopping.
Cons
Key drawbacks and limitations.
Limited benefits outside of co-branded partners like Flipkart, Myntra, and Cleartrip.
Renewal fee waiver requires a high annual spend of ₹3,50,000.
No complimentary lounge access or golf benefits mentioned for premium perks.
Cash advance charges are not detailed, which could be a hidden cost.
Cons
Key drawbacks and limitations.
Cashback benefits are subject to monthly caps, limiting savings for high spenders.
Additional fees apply to rent, education, and high-value fuel transactions.
A 3.5% foreign currency markup is relatively high for international transactions.
Strict eligibility criteria for self-employed with minimum ₹6 lakh ITR.