Flipkart Axis Bank Super Elite Credit Card – Benefits, Fees & Eligibility

Flipkart Axis Bank Super Elite Credit Card

Introduction

The Flipkart Axis Bank Super Elite Credit Card is a co-branded offering by Axis Bank in partnership with Flipkart, specifically designed for frequent shoppers on the Flipkart platform. This card allows users to earn SuperCoins on every transaction, which are then credited to their SuperCoins balance within the Flipkart app. It comes with a nominal annual fee of Rs. 500 and offers a range of exciting welcome benefits, including bonus SuperCoins and complimentary trial memberships to various online services. Cardholders can achieve significant savings on their purchases, as SuperCoins can be redeemed for various products and gift vouchers on the Flipkart app/website.

Welcome Benefits

• 500 SuperCoins on card activation.
• 2 months trial membership of YouTube Premium.
• 3 months trial subscription of Gaana Plus.
• 1 Year membership of Lenskart Gold.
• Extra Rs. 500 off on Myntra select styles, valid on a maximum of 3 transactions on orders above INR 2,999.
• 15% off on Domestic Flight bookings via Flipkart Flights, with a maximum discount of up to INR 1,500.
• Flat 30% off on the first medicine order from Flipkart Health.

Fees

• Joining Fee: Rs. 500 + GST.
• Renewal Fee: Rs. 500 + GST.
• Spend-Based Waiver: The annual fee is waived if Rs. 2 lakhs or more is spent in the previous year.
• Rewards Redemption Fee: Nil.
• Foreign Currency Markup: 3.5% of the total transaction amount.
• Interest Rates: 3.75% Per Month (55.55% Per Year).
• Fuel Surcharge: 1% fuel surcharge waiver on all fuel transactions.
• Cash Advance Charges: 2.5% of the withdrawn amount, subject to a minimum of Rs. 500.

Rewards

Earning SuperCoins

• On Flipkart Purchases (for Plus members): Earn 12 SuperCoins for every Rs. 100 spent on Flipkart, capped at 300 coins per transaction. This is in addition to the 4 SuperCoins currently issued by Flipkart (capped at 100 per transaction), making a potential total of 16 SuperCoins for Rs. 2500 spent.
• On Flipkart Purchases (for Non-Plus members): Earn 6 SuperCoins for every Rs. 100 spent on Flipkart, capped at 150 coins per transaction. This is in addition to the 2 SuperCoins currently issued by Flipkart (capped at 100 per transaction), making a potential total of 8 SuperCoins for Rs. 2500 spent.
• On Other Eligible Spends: Earn 2 SuperCoins per Rs. 100 spent on all other eligible retail purchases (uncapped).
• SuperCoin Exclusions: SuperCoins will not be issued for spends on EMI transactions, purchase of gift cards on Flipkart, fuel spends, rental payments, cash advances, and jewellery items.

Additional Discounts and Deals

• Myntra Offer: Get an additional discount of up to Rs. 500 on Myntra orders worth Rs. 2,999 or more. This offer is applicable to the first three Myntra orders made using this card.
• Flipkart Flights: Enjoy a 15% discount (up to Rs. 1,500) on domestic flight bookings via Flipkart Flights.
• International Flights: Introductory offer of up to Rs. 5,000 off on international flight bookings.
• Flipkart Health: Flat 30% off on the first medicine order from Flipkart Health.

Other Benefits

• Fuel Surcharge Waiver: A 1% fuel surcharge waiver is provided on all fuel purchases made between Rs. 400 and Rs. 5,000.
• Lounge Access: No complimentary domestic or international lounge access.
• Insurance Benefits: No insurance benefits are provided with this card.
• Movie & Dining: No specific movie or dining benefits are mentioned.
• Golf: No golf benefits are mentioned.

Rewards Redemption Guide

• SuperCoins are a unique rewards system integrated into the Flipkart Plus program, designed for redeeming exciting rewards.
• The SuperCoins earned with this card can be redeemed for a variety of products, gift vouchers, and other options available directly on the Flipkart website or app.
• The monetary value of 1 SuperCoin is equivalent to Re. 1.
• To view your SuperCoins earning history or to redeem SuperCoins, you can access the dedicated SuperCoin section on the Flipkart app or website.

Card Eligibility Criteria

• Age: Applicants must be a minimum of 18 years old and not older than 70 years.
• Income: A stable source of income is required.
• Residency: Applicants can be either a resident of India or a non-resident Indian.
• Credit Score: A decent credit score is necessary for approval.

Documents Required

• Copy of PAN Card or Form 60.
• Passport-sized colored photograph.
• Identity Proof: Aadhar Card, Passport, Voter’s Card, etc.
• Address Proof: Latest electricity bills, Aadhar Card, Passport, Ration Card, etc.
• Proof of Income: Latest salary slips, latest audited Income Tax Returns (ITR), etc.

Card Review

The Flipkart Axis Bank Super Elite Credit Card is an optimal choice for individuals who are avid shoppers on Flipkart and its associated platforms. With a modest annual fee of Rs. 500, which can be easily waived by spending Rs. 2 lakhs annually, the card delivers a highly attractive reward rate, allowing users to effectively save up to 12% in the form of SuperCoins on their Flipkart purchases. The redemption process is straightforward, with 1 SuperCoin valued at Re. 1, offering flexibility to redeem against a vast selection of products and gift vouchers on Flipkart. While this card excels as a shopping-centric product, providing substantial benefits on online retail and travel via Flipkart, it does not extend privileges such as complimentary domestic or international lounge access or insurance benefits. It is particularly well-suited for loyal Flipkart customers looking to maximize their rewards on e-commerce spending.

Important Product Details

• Activation benefit of 500 bonus SuperCoins.
• Earn up to 12 SuperCoins per Rs. 100 spent on Flipkart for Plus members and 6 SuperCoins for non-Plus members.
• Receive 2 SuperCoins per Rs. 100 on all other eligible retail spends.
• 15% discount on domestic flight bookings via Flipkart Flights.
• Up to Rs. 500 off on select Myntra items on minimum purchases of Rs. 2,999 (for the first three orders).
• Complimentary 3-month Gaana Plus trial membership.
• Complimentary 2-month YouTube Premium trial membership.
• Complimentary 1-year Lenskart Gold membership.
• 30% discount on the first medicine order from Flipkart Health.
• The annual membership fee of Rs. 500 is waived if Rs. 2 lakhs or more is spent in the previous year.
• Includes a 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 5,000.
• No SuperCoins are earned on EMI transactions, gift card purchases, fuel, rental payments, cash advances, and jewellery items.
• Does not offer domestic or international lounge access.
• Does not provide insurance benefits.

Other Details

• Applications for the Flipkart Axis Bank Super Elite Credit Card can be submitted online or offline by visiting a nearest Axis Bank branch.