EazyDiner IndusInd Platinum Credit Card VS IndusInd Bank ePay Amex Credit Card VS IndusInd Bank eSvarna Corporate Card VS IndusInd Bank Platinum Aura Edge Credit Card
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
EazyDiner IndusInd Platinum Credit Card
IndusInd Bank ePay Amex Credit Card
IndusInd Bank eSvarna Corporate Card
IndusInd Bank Platinum Aura Edge Credit Card
Who is it for?
Who is it for?
Who is it for?
Who is it for?
Pros
Key benefits and features.
Lifetime free status means no joining or annual fees, making it highly economical.
Guaranteed 25% dining discount plus an extra 20% off via EazyDiner app.
Welcome benefits include a 3-month EazyDiner Prime membership and 500 EazyPoints.
Milestone benefits offer Prime renewal and bonus Reward Points on quarterly spends.
"Total Protect" program provides comprehensive insurance cover against card fraud.
Pros
Key benefits and features.
Unique increasing Reward Points structure, earning up to 10 RPs per transaction.
Complimentary 3-Month Zomato Gold membership is great for food enthusiasts.
Loyalty-based 2X Reward Points program encourages consistent card usage.
Being a virtual credit card, it offers enhanced security for digital transactions.
Nil joining and annual fees make this IndusInd Bank card a lifetime free card.
Pros
Key benefits and features.
Zero joining and renewal fees make the eSvarna Corporate Card highly cost-effective for businesses.
Seamless UPI integration on the RuPay Network offers modern, convenient payment options for employees.
Complimentary domestic and international lounge access significantly enhances employee travel experiences.
Comprehensive insurance coverage provides peace of mind against various travel and fraud risks.
Dedicated relationship manager and consolidated billing simplify corporate expense management.
Pros
Key benefits and features.
This card is lifetime free, offering significant savings by eliminating joining and annual fees.
Customizable reward plans (Shop, Home, Travel, Party) allow users to maximize earnings based on spending habits.
Earn up to 4 savings points per ₹100 spent on specific categories, providing high earning potential.
Comprehensive insurance benefits, including travel cover and Total Protect against fraudulent card use.
Offers a 1% fuel surcharge waiver and convenient contactless payment technology for daily use.
Cons
Key drawbacks and limitations.
Limited versatility as benefits are primarily focused on dining, lacking travel perks.
Reward points are not earned on fuel, insurance, rent, utility, and government payments.
Extra 20% dining discount is capped at 3 usages per month and has specific conditions.
Rewards redemption fee of Rs. 100 applies, reducing the overall value of points.
High foreign currency markup of 3.5% makes international spends expensive.
Cons
Key drawbacks and limitations.
The cash credit redemption value of 1 Reward Point = Rs. 0.35 is relatively low.
Does not offer any complimentary domestic or international lounge access.
Lacks a fuel surcharge waiver, which can be a drawback for fuel spends.
High foreign currency markup of 3.5% makes international spends costly.
Cons
Key drawbacks and limitations.
The IndusInd Bank eSvarna Corporate Card does not offer a traditional rewards program.
Cash advance charges of 3.35% can be quite high for urgent cash needs.
Foreign currency markup of 3.5% is relatively high for frequent international spends.
Limited to corporate use, not suitable for individual personal credit card needs.
Cons
Key drawbacks and limitations.
The card does not provide any complimentary domestic or international airport lounge access.
A fee of ₹100 is charged for every rewards redemption, reducing the overall value.
A high 3.5% foreign currency markup applies to all international transactions.
Fuel transactions do not accrue any reward points, limiting benefits for fuel spends.
High cash advance charges of 2.5% (minimum ₹300) make cash withdrawals costly.