What are the key fees for the IndusInd Bank Platinum Aura Edge Credit Card?

The IndusInd Bank Platinum Aura Edge Credit Card is lifetime free, with Nil joining and renewal fees. A rewards redemption fee of Rs. 100 applies, and a 3.5% foreign currency markup.

How can I earn rewards with the IndusInd Bank Platinum Aura Edge Credit Card?

You can earn up to 8X reward points on select merchant categories. You can choose from four flexible plans: Shop, Home, Travel, or Party, to maximize your savings with the IndusInd Bank Platinum Aura Edge Credit Card.

What insurance benefits does the IndusInd Bank Platinum Aura Edge Credit Card offer?

The IndusInd Bank Platinum Aura Edge Credit Card provides comprehensive travel insurance, 'Total Protect' against fraud, personal air accident cover up to ₹25 lakhs, and Zero Liability Protection.

Does the IndusInd Bank Platinum Aura Edge Credit Card provide complimentary lounge access?

No, the IndusInd Bank Platinum Aura Edge Credit Card does not offer any complimentary airport lounge access, neither domestic nor international.

What is the foreign currency markup on the IndusInd Bank Platinum Aura Edge Credit Card?

The foreign currency markup for the IndusInd Bank Platinum Aura Edge Credit Card is 3.5% on all international transactions made using the card.

How can I redeem reward points earned on my IndusInd Bank Platinum Aura Edge Credit Card?

Reward points from your IndusInd Bank Platinum Aura Edge Credit Card can be redeemed via IndusMoments, Pay with Rewards, converted to Krisflyer airline miles, or redeemed as cash credit against your statement.

Is there a fuel surcharge waiver with the IndusInd Bank Platinum Aura Edge Credit Card?

Yes, the IndusInd Bank Platinum Aura Edge Credit Card offers a 1% fuel surcharge waiver on all fuel transactions ranging from Rs. 400 to Rs. 4,000.

Are there any welcome benefits with the IndusInd Bank Platinum Aura Edge Credit Card?

Yes, the IndusInd Bank Platinum Aura Edge Credit Card offers welcome benefits in the form of Vouchagram discount vouchers from various popular brands, applicable on select fee plans.

What are the interest rates for the IndusInd Bank Platinum Aura Edge Credit Card?

The applicable interest rate for the IndusInd Bank Platinum Aura Edge Credit Card is 3.95% per month, which amounts to 47.40% on an annual basis.

What are the main advantages of choosing the IndusInd Bank Platinum Aura Edge Credit Card?

Key advantages of the IndusInd Bank Platinum Aura Edge Credit Card include its lifetime-free status, flexible reward plans, robust insurance benefits, and a valuable fuel surcharge waiver.

IndusInd Bank

IndusInd Bank Platinum Aura Edge Credit Card

ShoppingTravelDining

Last updated: 27 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Discount vouchers from various brands including Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy.

Rewards Rate

Earn up to 8X reward points on select categories. 1 savings point = Re 0.50 or 0.5 airline mile.

Reward Type

Reward Points

Reward Redemption

Redeem via IndusMoments, Pay with Rewards, Krisflyer airline miles, or cash credit (1 point = ₹0.40).

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Travel, Total Protect against fraud, Air Accident Cover up to ₹25 lakhs, Zero Liability Protection.

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

Earn up to 4 savings points on hotel spends, 2.5 on airline tickets. Includes comprehensive travel insurance.

What matters, explained clearly

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Frequently Asked Questions

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