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EazyDiner IndusInd Bank Credit Card VS IndusInd Bank Platinum Credit Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.
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Last updated: 21 July 2026

Both EazyDiner IndusInd Bank Credit Card and IndusInd Bank Platinum Credit Card suit shopping-focused spenders, but they earn and cost differently. EazyDiner IndusInd Bank Credit Card costs ₹2,999 + GST and earns 10 RP/₹100 on Hotel, Travel, Shopping, Entertainment; 4 RP/₹100 on others. 3X EazyPoints on EazyDiner App. IndusInd Bank Platinum Credit Card is lifetime-free and earns 1.5 reward points on every ₹150 spent (except fuel); 1.2 points on utilities/insurance. EazyDiner IndusInd Bank Credit Card also brings 2,000 EazyPoints, 12-month EazyDiner Prime membership, and a ₹7,500 Postcard Hotel stay voucher, while IndusInd Bank Platinum Credit Card counters with access to Montblanc, The Postcard Hotel, and discount vouchers from Amazon, Flipkart, Uber. If dining spending matters more, go with EazyDiner IndusInd Bank Credit Card; if premium is the priority, IndusInd Bank Platinum Credit Card fits better.

EazyDiner IndusInd Bank Credit Card
EazyDiner IndusInd Bank Credit Card
IndusInd Bank Platinum Credit Card
IndusInd Bank Platinum Credit Card

Fees & Charges

Joining Fee₹2,999 + GST
Joining FeeLifetime Free
Renewal Fee₹2,999 + GST
Renewal FeeLifetime Free
Spend Based WaiverNo spend-based waiver for the annual fee.
Spend Based Waiver
Foreign Transaction Fees3.5%
Foreign Transaction Fees3.5% of the transacted amount
Interest Rate (APR)3.83% per month (APR: 45.96%)
Interest Rate (APR)3.83% per month (46% per annum)

Rewards & Benefits

Welcome Bonus2,000 EazyPoints, 12-month EazyDiner Prime membership, and a ₹7,500 Postcard Hotel stay voucher.
Welcome BonusAccess to Montblanc, The Postcard Hotel, and discount vouchers from Amazon, Flipkart, Uber.
Rewards Rate10 RP/₹100 on Hotel, Travel, Shopping, Entertainment; 4 RP/₹100 on others. 3X EazyPoints on EazyDiner App.
Rewards RateEarn 1.5 reward points on every ₹150 spent (except fuel); 1.2 points on utilities/insurance.
Reward TypeReward Points
Reward TypeReward Points
Reward Redemption FeeNil
Reward Redemption FeeRs. 100

Travel & Lifestyle

Domestic Lounge Access
Domestic Lounge Access
International Lounge Access
International Lounge Access
Travel Benefits₹7,500 Postcard Hotel stay voucher. EazyPoints redeemable for free luxury hotel stays.
Travel BenefitsComprehensive travel insurance covering lost baggage, delayed baggage, passport, ticket, and missed connection.
Movie Benefits10 Reward Points per ₹100 on Entertainment spends.
Movie Benefits
Dining BenefitsComplimentary EazyDiner Prime, 25-50% off at 2000+ restaurants, extra 25% off via EazyDiner App.
Dining Benefits
Golf Benefits
Golf Benefits
Fuel Surcharge Waiver1% waiver on ₹500-₹3,000 transactions, capped at ₹250/cycle. GST applicable.
Fuel Surcharge Waiver1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 4,000.

Security & Other

Insurance Benefits'Total Protect' covers fraudulent use up to credit limit for loss/theft/counterfeit fraud.
Insurance BenefitsComplimentary Air Accidental death cover of ₹25 Lakhs and 'Total Protect' for fraudulent usage.
Cash Advance Charges2.5% of withdrawn amount, minimum ₹300.
Cash Advance ChargesRs. 300 or 2.5% of the amount withdrawn, whichever is higher.
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Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

EazyDiner IndusInd Bank Credit Card

IndusInd Bank Platinum Credit Card

Who is it for?

The EazyDiner IndusInd Signature Credit Card is a premium dining and lifestyle card designed for frequent diners, travelers, and shoppers. It offers substantial dining discounts, valuable welcome and renewal benefits including a complimentary EazyDiner Prime membership and a Postcard Hotel stay voucher. With accelerated reward points on select spending categories, this card provides significant value, especially for those who regularly use the EazyDiner platform and seek luxury travel experiences.

Who is it for?

The IndusInd Bank Platinum Credit Card is a mid-range to premium card designed for millennials who enjoy shopping and a luxurious lifestyle. It offers a generous reward rate of 1.5 points per ₹150 spent, comprehensive insurance benefits including a ₹25 lakh air accidental death cover, and a 1% fuel surcharge waiver. With no joining or annual fees, 24/7 concierge, and 'Total Protect' fraud coverage, it's a secure and valuable option for everyday spending and travel, despite lacking specific movie, dining, or lounge access benefits.

Pros

Key benefits and features.

Significant dining discounts and benefits, including a complimentary EazyDiner Prime membership.

Valuable welcome and renewal benefits, including a Postcard Hotel stay voucher.

Accelerated reward points on key lifestyle categories like travel, shopping, and entertainment.

Comprehensive fraud protection with the 'Total Protect' program.

Complimentary premium alcoholic beverages at select restaurants.

Pros

Key benefits and features.

The card offers a generous reward rate of 1.5 points on every ₹150 spent, enhancing value.

Enjoy comprehensive insurance benefits, including ₹25 lakh air accidental death cover.

Benefit from 24/7 concierge and auto assist services for enhanced convenience and security.

The card comes with zero joining and annual fees, making it a cost-effective premium option.

'Total Protect' feature provides extensive fraud coverage, securing your transactions effectively.

Cons

Key drawbacks and limitations.

The card comes with relatively high joining and annual fees.

Dining discounts are limited to EazyDiner App payments at select restaurants.

No reward points are earned on dining transactions.

The card does not offer any complimentary lounge access or golf benefits.

Reward points earned with this card have an expiry period of one year.

Cons

Key drawbacks and limitations.

The IndusInd Bank Platinum Credit Card lacks specific movie, dining, or lounge access benefits.

Reward point redemption value for cash credit is lower compared to non-cash options.

Welcome benefits are only applicable on select fee plans, limiting universal access.

A rewards redemption fee of Rs. 100 is charged, which can reduce overall value.

The foreign currency markup of 3.5% is relatively high for international transactions.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.
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