What are the joining and renewal fees for the IndusInd Bank Platinum Credit Card?

The IndusInd Bank Platinum Credit Card has no joining fee and no annual renewal fee, making it a cost-effective option.

How do I earn reward points with the IndusInd Bank Platinum Credit Card?

You earn 1.5 Reward Points for every ₹150 spent on general purchases and 1.2 points on utility/insurance payments with your IndusInd Bank Platinum Credit Card.

What are the welcome benefits offered by the IndusInd Bank Platinum Credit Card?

With the IndusInd Bank Platinum Credit Card, you can choose from exclusive vouchers from brands like Montblanc, The Postcard Hotel, or Vouchagram.

Does the IndusInd Bank Platinum Credit Card offer travel insurance?

Yes, the IndusInd Bank Platinum Credit Card provides comprehensive travel insurance, covering lost baggage, passport, tickets, and missed connections.

What is the foreign currency markup on the IndusInd Bank Platinum Credit Card?

The IndusInd Bank Platinum Credit Card charges a 3.5% foreign currency markup on all international transactions.

Are there any fuel surcharge waivers on the IndusInd Bank Platinum Credit Card?

Yes, the IndusInd Bank Platinum Credit Card offers a 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 4,000.

How can I redeem reward points from my IndusInd Bank Platinum Credit Card?

You can redeem points from your IndusInd Bank Platinum Credit Card via indusmoments.com, 'Pay with Rewards', for air miles, or as cash credit.

What insurance benefits does the IndusInd Bank Platinum Credit Card provide?

The IndusInd Bank Platinum Credit Card offers personal air accident cover up to ₹25 lakh and Total Protect for fraud prevention.

Are there any movie or dining offers available with the IndusInd Bank Platinum Credit Card?

Currently, the IndusInd Bank Platinum Credit Card does not offer specific movie or dining benefits, as previous offers have expired.

What are the cash advance charges for the IndusInd Bank Platinum Credit Card?

Cash advance charges for the IndusInd Bank Platinum Credit Card are Rs. 300 or 2.5% of the withdrawn amount, whichever is higher.

IndusInd Bank

IndusInd Bank Platinum Credit Card

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Last updated: 27 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Choose from exclusive vouchers/experiences like Montblanc, Postcard Hotel, Vouchagram, applicable on select fee plan.

Rewards Rate

Earn 1.5 points per ₹150 on general spends; 1.2 points per ₹150 on utilities & insurance.

Reward Type

Reward Points

Reward Redemption

Redeem via indusmoments.com, 'Pay with Rewards', air miles (Krisflyer), or cash credit.

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Travel insurance, Total Protect for fraud, personal air accident cover up to ₹25 lakh.

Movie

No specific movie benefits currently offered; previous deals expired on 31st March 2021.

Dining

No specific dining benefits currently offered; previous deals expired on 31st March 2021.

Travel Benefits

Comprehensive travel insurance & 24x7 auto assist for roadside emergencies and support.

What matters, explained clearly

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Frequently Asked Questions

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