CRED IndusInd Bank RuPay Credit Card VS EazyDiner IndusInd Bank Credit Card VS EazyDiner IndusInd Platinum Credit Card VS Indus Solitaire Credit Card
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
CRED IndusInd Bank RuPay Credit Card
EazyDiner IndusInd Bank Credit Card
EazyDiner IndusInd Platinum Credit Card
Indus Solitaire Credit Card
Who is it for?
Who is it for?
Who is it for?
Who is it for?
Pros
Key benefits and features.
5% rewards on all online spends without merchant restrictions.
Up to 5% savings on co-branded spends, including UPI transactions made via the CRED app.
Enjoy a favorable 1:1 rewards redemption ratio for travel bookings and CRED Store purchases.
The card comes with a Nil joining fee, making it accessible without upfront costs.
Pros
Key benefits and features.
Significant dining discounts and benefits, including a complimentary EazyDiner Prime membership.
Valuable welcome and renewal benefits, including a Postcard Hotel stay voucher.
Accelerated reward points on key lifestyle categories like travel, shopping, and entertainment.
Comprehensive fraud protection with the 'Total Protect' program.
Complimentary premium alcoholic beverages at select restaurants.
Pros
Key benefits and features.
Lifetime free status means no joining or annual fees, making it highly economical.
Guaranteed 25% dining discount plus an extra 20% off via EazyDiner app.
Welcome benefits include a 3-month EazyDiner Prime membership and 500 EazyPoints.
Milestone benefits offer Prime renewal and bonus Reward Points on quarterly spends.
"Total Protect" program provides comprehensive insurance cover against card fraud.
Pros
Key benefits and features.
Enjoy zero foreign currency markup, making international spends highly economical.
Benefit from extensive complimentary domestic and international airport lounge access.
Receive valuable memberships like Taj Epicure, EazyDiner Prime, and Moneycontrol Pro.
Access comprehensive golf privileges, including 12 complimentary green fees and lessons.
Robust insurance coverage and dedicated concierge services enhance travel and security.
Cons
Key drawbacks and limitations.
No rewards on UPI, insurance, and utility spends made outside the CRED app.
Rewards can only be redeemed on the CRED app.
No significant lifestyle benefits beyond the rewards program.
The annual renewal fee cannot be waived off, regardless of spending thresholds.
Cons
Key drawbacks and limitations.
The card comes with relatively high joining and annual fees.
Dining discounts are limited to EazyDiner App payments at select restaurants.
No reward points are earned on dining transactions.
The card does not offer any complimentary lounge access or golf benefits.
Reward points earned with this card have an expiry period of one year.
Cons
Key drawbacks and limitations.
Limited versatility as benefits are primarily focused on dining, lacking travel perks.
Reward points are not earned on fuel, insurance, rent, utility, and government payments.
Extra 20% dining discount is capped at 3 usages per month and has specific conditions.
Rewards redemption fee of Rs. 100 applies, reducing the overall value of points.
High foreign currency markup of 3.5% makes international spends expensive.
Cons
Key drawbacks and limitations.
The card comes with a high joining fee of ₹30,000 and a renewal fee of ₹10,000.
It is an invite-only card, limiting accessibility to a select group of individuals.
Domestic lounge access is contingent on a substantial spend of ₹5 Lakh per quarter.
Reward points earning is lower on utility, rent, and insurance payments (0.70 RP/₹100).
Certain airline mile redemption options are being discontinued in the near future.