Indus Solitaire Credit Card – Benefits, Fees & Eligibility

Introduction

The Indus Solitaire Credit Card, issued by IndusInd Bank, is positioned as a super-premium offering tailored for high-net-worth individuals and frequent international travelers. This exclusive, invite-only card stands out with its zero foreign currency markup, complimentary international lounge visits, and a suite of luxury benefits including concierge services and premium memberships to Taj Epicure, EazyDiner Prime, and Moneycontrol Pro. It aims to provide unparalleled comfort and savings for a discerning clientele.

Welcome Benefits

• Bonus Reward Points: Earn 5,000 bonus Reward Points on spending Rs. 1 Lakh within the first 30 days of card issuance.
• Complimentary One-Year Taj Epicure Preferred Membership:
  • Voucher for a one-night stay including breakfast for two people.
  • Two vouchers for a one-level room upgrade for one night, reserved directly at the best available rate.
  • Two vouchers at All Day Dining Restaurants for two people.
  • Complimentary one-time 60-minute spa treatment and access to sauna and steam for one person.
  • Enjoy up to 25% off on your stay, dining, takeaway, and spa treatments all year round.
  • Membership is valid only for the first year and can be availed after the joining fee payment is done in full. Issuance by partner group within 30 working days after claiming.
• Complimentary EazyDiner Prime Membership for One Year:
  • Guaranteed 25% and up to 50% discount at over 2000 partner restaurants in India and Dubai.
  • Exclusive 1+1 deals on buffets at hotels.
  • Joining bonus of 2000 EazyPoints.
  • 2X EazyPoints on all restaurant table reservations, redeemable for free meals, 5-star hotel stays, and exclusive foodie events.
• Complimentary Moneycontrol Pro Membership:
  • Enjoy an ad-free experience with seamless navigation and faster response times.
  • Access to 230+ exclusive expert editorials every month.
  • Opportunity to gain valuable insights from world-renowned experts and journalists through Moneycontrol Pro's collaboration with Financial Times.
  • Get access to 40+ investment ideas every week, as well as 3 to 4 daily technical calls, for actionable insights.
  • Exclusive Live Webinars for Expert Trading & Investment Strategies.
  • Daily and weekly newsletters.
• Complimentary Club ITC Culinaire Membership (Mastercard variant):
  • Welcome Pack Certificates (8 total):
    • 2 Culinary Delights certificates: 25% discount on Food & Beverages bill at participating ITC hotels for a maximum of 4 guests (not valid on Sunday brunch).
    • 2 Culinary Extravaganza certificates: 50% discount on buffet lunch/dinner for 2 at a participating ITC hotel (not valid on Sunday brunch).
    • 2 Sweet Indulgence certificates: 30% discount on purchases at a gourmet shop at a participating ITC hotel (for purchases of maximum up to INR 5000).
    • 2 Luxury Sojourns certificates: 20% off on purchase of Welcombreak packages (bookings through guest contact centre only).
  • Primary Cardholders are automatically enrolled and receive the kit from ITC within 30 working days from card setup date.
  • Spouse enrollment is available by contacting the Contact Center.
  • Discontinuation Notice: Effective 5th October 2025, Complimentary ITC Membership which is available with the Mastercard variant will be discontinued for existing cardholders and for any new customers boarded on or after 15th September 2025.

Fees

• Joining Fee: ₹30,000 + GST
• Annual Fee: ₹10,000 + GST
• Spend-Based Waiver: Annual Fee waived on spends of ₹10 Lakh or more in a Card Anniversary Year.
• Rewards Redemption Fee: Not applicable.
• Foreign Currency Markup: Zero Charge.
• Interest Rates: 3.83% Monthly and 46% Annually.
• Fuel Surcharge Waiver: 1% Fuel Surcharge Waiver at any fuel station in the country.
• Cash Advance Charges: 2.5% of the advanced amount or a Minimum Charge of Rs. 300.

Rewards

• Rewards Rate

  • Earn 1 Reward Point (RP) for each offline and online transaction of Rs. 100.
  • Earn 0.70 Reward Points (RPs) for each transaction of Rs. 100 made in select categories such as Utility Bills, Rental, Insurance, Education, and Government transactions.
  • No Reward Points are awarded for fuel transactions.

• Travel Benefits

  • Domestic Lounge Access: 4 Free Visits Each Quarter on Spends of ₹5 Lakh in the Previous Quarter. Effective 1st April 2026, spends criteria tracking will be initiated to unlock complimentary domestic lounge access from July 2026 quarter onwards.
  • International Lounge Access: 4 Free Visits Each Quarter.
  • One Night Free with Mastercard: Enjoy one night free with Mastercard at a collection of participating luxurious hotels and resorts.
  • Global Data Roaming:
    • Option to choose between a Flexiroam SIM Card, Microchip, or eSIM (for new Flexiroam users only).
    • Complimentary Global Data Plan of 3 GB for 10 days every year (for new and existing Flexiroam users).
    • 15% discount on all subsequent Flexiroam data plans purchased with the card.
  • Travel Insurance:
    • Health insurance coverage of up to USD 25,000 in case of hospitalization due to accidental injury or illness while on an international trip (provided on a reimbursement basis).
    • Insurance coverage for: Lost baggage (up to Rs 1,00,000), Delayed baggage (up to Rs 25,000), Loss of passport (up to Rs 50,000), Lost ticket (up to Rs 25,000), Missed flight connection (up to Rs 25,000).
  • Airport by Invitation (Mastercard):
    • For Departures: Private departure lounge with refreshments and wait staff, personal shopper can be arranged, airline check-in and security procedures carried out in privacy, luggage checked-in from lounge, private chauffeured car to aircraft, option to board last or first.
    • On Arrival: Private chauffeured car from tarmac to VIP suite, private arrival lounge with refreshments, customs and immigration clearance in privacy, luggage delivered directly to lounge.
    • Other Services: Luggage Assistance/Baggage Porters, Lounge Bookings, Executive Car Transfers/Limousine, Personal Shopper, Gift Services on Arrival, Meeting and Conference Room Bookings, Tarmac Transfers, Electric Buggy, Premium Baggage Collection/Delivery, Assistance to unaccompanied minors, Train Bookings (major U.K. rail stations), VIP Wheelchairs/PRM Service, Airport Courier, Seating Assistance, Valet Car Parking Service, Car Park Jockey, Cloak Room Service.

• Golf Benefits (Mastercard Golf Program)

  • 12 rounds of complimentary green fees for a year, not exceeding 3 rounds in a calendar quarter.
  • 4 complimentary green fee access for guests, not exceeding 1 complimentary guest green fee in a calendar quarter.
  • 12 complimentary golf lessons each year, not exceeding 3 lessons in a calendar quarter.
  • Participating Golf Clubs: Bombay Presidency Golf Club, Kharghar Golf Club, Boulder Hills Golf Club, Champion Reef, Clover Greens, Prestige Golfshire, Golden Greens Golf Resort, ITC Classic Golf Resort, Karma Lakeland, Jaypee Greens, Jaypee Wishtown, Unitech Golf & Country Club, Kalhar, Kensville Golf Club, Madras Gymkhana Club, Oxford Golf & Country Club, Poona Golf Club, Panchkula Golf club, Royal Jaipur Golf Club (list subject to change).
  • TPC Network: Experience private club access to TPC's leading private golf courses across the United States, offering a professional golfer's experience without membership price tag.

• Concierge Services

  • Elderly Care Assist: Arrange homecare personnel, OPD appointments, teleconsultation appointments with GPs and specialists, physiotherapy assistance at home in select cities, consultations and bookings with wellness experts, nutritionists, and dieticians.
  • Meet & Greet and Airport Cab Transfer: Book rides in advance for comfortable and luxurious travel experiences at select domestic and international locations.
  • Complete guidance about Pre-trip Vaccination and Visa Requirement: Get up-to-date information concerning visa and vaccination requirements for foreign countries.
  • Overseas Language/Translation Support: Get complete support in international tours with details and arrangement of agencies offering telephonic translation services and emergency support.
  • Golf Events Assistance: Get information on major golfing events and/or competitions globally, with facilitation for booking and purchase of entry tickets.

• Wellness

  • Handpicked offers and deals for health and wellness.
  • Advance Medical: Complimentary access to more than 50,000 top doctors around the world for expert medical opinion on complex diseases. Covers self, spouse, children (<25), and parents. Includes access to a Personal Health Advisor, medical record gathering, translation services, diagnosis and treatment confirmation, support in finding and organizing appointments, and ongoing medical support.

• Fine Dining (Club ITC Culinaire)

  • Earn Green Points @ 25% on all eligible Food & Beverage spends at ITC Hotels & WelcomHotels.
  • Enjoy savings of 20% while dining at Fortune and WelcomHeritage Hotels (valid up to 8 guests including the member).
  • Receive 1,000 bonus Green Points on every accumulated spend of ₹ 25,000 on Food & Beverage (valid on accumulated F&B spends of up to ₹ 1,00,000).
  • Exclusive Offers:
    • Hi-spirited Wednesdays: Enjoy 2-for-1 at select bars between 6:00 PM & 8:00 PM, every Wednesday (applicable on select beverages).
    • Gourmet Fridays: Earn 50% extra Green Points on dining spends at select restaurants at ITC Hotels on Fridays (not applicable at Bukhara - ITC Maurya, Peshawari - ITC Rajputana and Jharokha - ITC Rajputana).
    • Birthday week: Receive 50% bonus Green Points during your and your spouse's birthday week on dining spends (37.5% earnings) or stay (7.5% earnings) at all participating ITC Hotels and Sheraton New Delhi (not valid at Fabelle boutiques).

• Total Protect

  • A first-of-its-kind program that covers unauthorized transactions up to the credit limit on the card, also available on add-on cards.
  • Provides insurance cover up to 48 hours prior to reporting the loss of the card.
  • Protects against counterfeit fraud where card details are stolen and misused.

Rewards Redemption Guide

• You can redeem Reward Points with IndusMoments.
• You can convert your Reward Points to partner Airline Miles in the ratio of 5 Reward Points = 4 AirMiles.
• You can also redeem your Reward Points for cash credit in the ratio of 1 Reward Point = Rs. 0.50.
• Important Notice: Reward Points Redemption towards Club Vistara Airmiles on www.indusmoments.com for your IndusInd Bank Credit Card will be discontinued effective 31st Oct 2024.
• Important Notice: Reward Points redemption towards InterMiles for your IndusInd Bank Credit Card will be discontinued effective 21st January 2025.

Card Review

The Indus Solitaire Credit Card is an excellent choice for individuals who value luxury, comfort, and premium services. With a substantial joining fee of Rs. 30,000 + GST, it is ideally suited for High-Net-Worth Individuals (HNIs) who can fully leverage its extensive benefits.

Pros:

• Zero foreign currency markup, making it ideal for international travelers.
• Generous complimentary lounge access (4 international and 4 domestic per quarter).
• Valuable welcome benefits including Taj Epicure, EazyDiner Prime, Moneycontrol Pro, and Club ITC Culinaire memberships.
• Comprehensive golf privileges with complimentary green fees and lessons.
• Extensive concierge services for travel, elderly care, and lifestyle assistance.
• Robust travel insurance and "Total Protect" for security.
• Annual fee waiver on significant spending.

Cons:

• High joining and annual fees may be prohibitive for those who cannot maximize the benefits.
• Domestic lounge access will be subject to a spend criterion of ₹5 Lakh in the previous quarter starting from July 2026.
• No reward points on fuel transactions.
• Discontinuation of certain airline miles redemption partners (Club Vistara, InterMiles) in the near future.

Who should apply: This card is a perfect fit for affluent individuals and frequent international travelers who seek a premium lifestyle, demand top-tier services, and can meet the spend requirements to offset the annual fee and unlock domestic lounge benefits.

Important Product Details

• This is a premium, invite-only credit card.
• The joining fee is Rs. 30,000 + GST, and the annual fee is Rs. 10,000 + GST from the second year.
• The annual fee can be waived on spends of ₹10 Lakh or more in a card anniversary year.
• It carries zero foreign currency markup charges.
• Cardholders receive complimentary Moneycontrol Pro, EazyDiner Prime, and Taj Epicure Memberships as welcome benefits.
• Complimentary Club ITC Culinaire membership is offered with the Mastercard variant, though it will be discontinued for new and existing cardholders from specific dates in 2025.
• Offers 4 free international lounge visits and 4 free domestic lounge visits each quarter. Domestic lounge access will require a spend of ₹5 Lakh in the previous quarter starting July 2026.
• Provides 12 complimentary green fee waivers and 12 golf lessons annually.
• Comprehensive travel insurance and "Total Protect" fraud coverage are included.
• Earns 1 Reward Point on every Rs. 100 spent, and 0.70 Reward Points on select categories like Insurance, Utilities, Education, Rental, and Government transactions.
• No Reward Points are awarded for fuel transactions.
• A 1% fuel surcharge waiver is provided.
• Cash advance charges are 2.5% or a minimum of Rs. 300.
• Interest rates are 3.83% monthly and 46% annually.

Other Details

• This card is offered on an "Invite Only" basis.
• Golf benefits are offered by Mastercard.
• For concierge services, you can contact 18002099071 or write to Indusindassist@aspirelifestyles.com.
• For Mastercard Golf program booking, call 0008000504193 or visit https://mastercard.golflan.com/.
• The list of eligible airport lounges can be checked via LoungeKey at https://www.loungekey.com/indusind.
• Effective 5th October 2025, Complimentary ITC Membership (Mastercard variant) will be discontinued for existing cardholders and for any new customers boarded on or after 15th September 2025.
• Effective 1st April 2026, spends criteria tracking will be initiated to unlock complimentary domestic lounge access from July 2026 quarter onwards.
• Reward Points Redemption towards Club Vistara Airmiles on www.indusmoments.com will be discontinued effective 31st Oct 2024.
• Reward Points redemption towards InterMiles will be discontinued effective 21st January 2025.
• All benefits and services are subject to specific terms and conditions, which customers are advised to review.