Indus Solitaire Credit Card – Benefits, Fees & Eligibility

Introduction

The Indus Solitaire Credit Card, issued by IndusInd Bank, is a super-premium, invite-only offering designed for high-net-worth individuals (HNIs) and frequent international travelers who prioritize luxury, comfort, and exclusive services. Operating on the Mastercard network, this card differentiates itself with a zero foreign currency markup, extensive complimentary lounge access, and a comprehensive suite of luxury memberships and concierge services.

Welcome Benefits

• Complimentary One-Year Taj Epicure Preferred Membership:
  • Includes a voucher for a one-night stay with breakfast for two people.
  • Two vouchers for a one-level room upgrade for one night, reserved directly at the best available rate.
  • Two vouchers for set meals at All Day Dining Restaurants for two people.
  • Complimentary one-time 60-minute spa treatment and access to sauna and steam for one person.
  • Enjoy up to 25% off on your stay, dining, takeaway, and spa treatments all year round.
  • This membership is valid only for the first year and can be availed only after the joining fee payment is done in full. To claim the first-year membership, card members need to call the Contact Center (1800-267-7777) or write to them; issuance will be done by the partner group within 30 working days after claiming.
• Complimentary EazyDiner Prime Membership for One Year:
  • Guaranteed 25% and up to 50% discount at over 2000 partner restaurants in India and Dubai.
  • Exclusive 1+1 deals on buffets at hotels.
  • Receive a joining bonus of 2000 EazyPoints.
  • Earn 2X (double) EazyPoints every time you eat out, redeemable for free meals, 5-star hotel stays, and exclusive foodie events.
• Complimentary Moneycontrol Pro Membership:
  • Enjoy an ad-free experience with seamless navigation and faster response times.
  • Access to expert editorials every month (over 230 exclusive editorials).
  • Gain valuable insights from world-renowned experts and journalists through Moneycontrol Pro's collaboration with Financial Times.
  • Get access to 40+ investment ideas every week, as well as 3 to 4 daily technical calls, for actionable insights.
  • Exclusive Live Webinars for Expert Trading & Investment Strategies.
  • Stay ahead with daily and weekly insights through newsletters.
• Bonus Reward Points: Earn 5,000 bonus Reward Points on spending Rs. 1 Lakh within the first 30 days of card issuance.

Fees & Charges Breakdown

• Joining Fee: ₹30,000 + GST
• Renewal Fee: ₹10,000 + GST
• Spend-Based Waiver: The annual fee is waived on spends of ₹10 Lakh or more in a card anniversary year.
• Reward Redemption Fee: Not applicable.
• Foreign Currency Markup: Zero Charge on international spends.
• Interest Rates: 3.83% Monthly and 46% Annually.
• Fuel Surcharge Waiver: 1% Fuel Surcharge Waiver at any fuel station in the country.
• Cash Advance Charges: 2.5% of the advanced amount or a Minimum Charge of Rs. 300.

Rewards & Cashback Structure

• Earning Rate:
  • Earn 1 Reward Point (RP) for every Rs. 100 spent on most offline and online transactions.
  • Earn 0.70 Reward Points for every Rs. 100 spent on select categories such as Utility Bills, Rental Payments, Insurance Premium, Education, Government Services, and Real Estate transactions.
  • No Reward Points are awarded for fuel transactions.
• Reward Redemption Options:
  • You can redeem Reward Points with IndusMoments.
  • You can convert your Reward Points to partner Airline Miles in the ratio of 5 Reward Points = 4 AirMiles.
  • You can also redeem your Reward Points for cash credit in the ratio of 1 Reward Point = Rs. 0.50.
• Reward Point Redemption Discontinuation Notices:
  • Reward Points redemption towards Club Vistara Airmiles on www.indusmoments.com for your IndusInd Bank Credit Card will be discontinued effective 31st October 2024.
  • Reward Points redemption towards InterMiles for your IndusInd Bank Credit Card will be discontinued effective 21st January 2025.

Travel, Lounge & Lifestyle Perks

• Complimentary Airport Lounge Access:
  • Enjoy 4 complimentary international lounge visits per quarter.
  • Enjoy 4 complimentary domestic lounge visits per quarter.
  • Domestic lounge access is contingent on spending ₹5 Lakh in the previous quarter.
  • Effective 1st April 2026, spends criteria tracking will be initiated to unlock complimentary domestic lounge access from the July 2026 quarter onwards.
  • Both International and Domestic lounges can be accessed through the Credit Card plastic and Lounge Key membership.
• Golf Privileges (Mastercard Golf Program):
  • 12 rounds of complimentary green fees for a year, not exceeding 3 rounds in a calendar quarter.
  • 4 complimentary green fee access for guests per year, not exceeding 1 complimentary guest green fee in a calendar quarter.
  • 12 complimentary golf lessons each year, not exceeding 3 lessons in a calendar quarter.
  • Participating golf clubs include Bombay Presidency Golf Club, Kharghar Golf Club, Boulder Hills Golf Club, Champion Reef, Clover Greens, Prestige Golfshire, Golden Greens Golf Resort, ITC Classic Golf Resort, Karma Lakeland, Jaypee Greens, Jaypee Wishtown, Unitech Golf & Country Club, Kalhar, Kensville Golf Club, Madras Gymkhana Club, Oxford Golf & Country Club, Poona Golf Club, Panchkula Golf Club, and Royal Jaipur Golf Club.
  • Experience private club access to TPC's leading private golf courses throughout the United States, such as TPC Boston.
  • Golf benefits can be booked via the MTLS World Elite Concierge at 0008000504193 or online at mastercard.golflan.com.
• Concierge Services:
  • Elderly Care Assist: Arrange homecare personnel, OPD appointments, teleconsultation appointments with GPs and specialists, physiotherapy assistance at home in select cities, and consultations/bookings with wellness experts, nutritionists, and dieticians for elderly family members residing in India.
  • Meet & Greet and Airport Cab Transfer: Curated services for special treatment at your destination, including pre-booked rides for a comfortable and luxurious traveling experience at select domestic and international locations.
  • Complete Guidance about Pre-trip Vaccination and Visa Requirement: Get recent, up-to-date information concerning visa and vaccination requirements for foreign countries, as specified by the World Health Organization and the ABC Guide to International Travel Information.
  • Overseas Language/Translation Support: Receive complete support in international tours with details and arrangement of agencies offering telephonic translation services and emergency support.
  • Golf Events Assistance: Get information on major golfing events and/or competitions globally, with facilitation for booking and purchasing entry tickets.
  • Concierge services can be contacted at 18002099071 or by writing to Indusindassist@aspirelifestyles.com.
• Insurance Benefits:
  • Travel Insurance: Health insurance coverage of up to USD 25,000 in case of hospitalization due to accidental injury or illness while on an international trip (provided on a reimbursement basis).
  • Comprehensive Travel Insurance Coverage (in partnership with The Oriental Insurance Company Ltd.):
    • Lost baggage: Up to Rs 1,00,000
    • Delayed baggage: Up to Rs 25,000
    • Loss of passport: Up to Rs 50,000
    • Lost ticket: Up to Rs 25,000
    • Missed flight connection: Up to Rs 25,000
  • Total Protect: A first-of-its-kind program covering unauthorized transactions up to the credit limit (including add-on cards) in case of loss/theft of the card. This insurance cover is provided up to 48 hours prior to reporting the loss of your card.
  • Counterfeit Fraud Protection: Insurance to protect against incidents where your card or card details are stolen and misused to produce counterfeit cards.
• Dining & Lifestyle Perks:
  • Complimentary EazyDiner Prime Membership (details under Welcome Benefits).
  • Club ITC Culinaire Membership (Mastercard Offer):
    • Welcome Pack Certificates: Includes 2 certificates for 25% discount on Food & Beverages (for a maximum of 4 guests), 2 certificates for 50% discount on buffet lunch/dinner (for 2 people), 2 certificates for 30% discount on purchases at a gourmet shop (up to INR 5000), and 2 certificates for 20% off on Welcombreak packages.
    • Fine Dining: Earn Green Points @ 25% on all eligible Food & Beverage spends at ITC Hotels & WelcomHotels. Enjoy savings of 20% while dining at Fortune and WelcomHeritage Hotels. Receive 1,000 bonus Green Points on every accumulated spend of ₹25,000 on Food & Beverage (valid up to ₹1,00,000).
    • Fine Living (As A Resident Guest): Earn Green Points at 25% on all eligible Food & Beverage spends and 5% on all eligible non-Food & Beverage spends at participating ITC Hotels, Welcomhotels & Fortune Hotels.
    • Exclusive Offers: Hi-spirited Wednesdays (enjoy 2 at the cost of 1 at select bars between 6:00 pm & 8:00 pm), Gourmet Fridays (earn 50% extra Green Points on dining spends at select ITC Hotels), and Birthday week (receive 50% bonus Green Points during your and your spouse's birthday week on dining spends or stay).
    • Primary cardholders are automatically enrolled and receive the kit from ITC within 30 working days from the card setup date. Spouses can be enrolled by contacting 18602677777.
• Airport by Invitation (Mastercard Offer):
  • For Departures: Private departure lounge with refreshments and wait staff, personal shopper can be arranged, airline check-in and all security procedures carried out in the privacy of your own lounge, luggage checked-in and taken from the lounge, private chauffeured car to take you from the VIP suite to the aircraft, and the option to board the flight last or first.
  • On Arrival: Private chauffeured car waiting on the tarmac to take you from the aircraft to the VIP suite, private arrival lounge with refreshments, customs and immigration clearance carried out in the privacy of your own lounge, and luggage delivered directly to you in your private lounge.
  • Other Services: Luggage Assistance/Baggage Porters, Lounge Bookings, Executive Car Transfers/Limousine, Personal Shopper, Gift Services on Arrival, Meeting and Conference Room Bookings, Tarmac Transfers, Electric Buggy, Premium Baggage Collection/Delivery, Assistance to unaccompanied minors, Train Bookings (major U.K. rail stations including Eurostar), VIP Wheelchairs/PRM Service, Airport Courier, Seating Assistance, Valet Car Parking Service, Car Park Jockey, Cloak Room Service.
• Wellness (Mastercard Offer):
  • Advance Medical: Enjoy complimentary access to more than 50,000 top doctors around the world. This program provides expert medical opinion on complex diseases and covers the card member, spouse, children (under 25), and parents. Benefits include access to a Personal Health Advisor, medical records gathering, translation services, diagnosis and treatment confirmation, support in finding and organizing appointments with top experts, and ongoing medical support.
• Complimentary Global Data Roaming (Mastercard Offer):
  • Option to choose between a Flexiroam SIM Card, Microchip, or eSIM for new Flexiroam users.
  • Complimentary Global Data Plan of 3 GB for 10 days every year for both new and existing Flexiroam users.
  • 15% discount on all subsequent Flexiroam data plans purchased with your IndusInd Bank Indus Solitaire Credit Card.

Credit Card Review

The Indus Solitaire Credit Card is an excellent choice for individuals who value luxury, comfort, and a comprehensive suite of premium services. With a joining fee of ₹30,000, it is ideally suited for High-Net-Worth Individuals (HNIs) and frequent international travelers. Its key advantages include zero foreign currency markup, extensive complimentary domestic and international lounge access, and valuable complimentary memberships to Taj Epicure, EazyDiner Prime, and Moneycontrol Pro. The card offers a range of features designed to simplify and enhance the lives of its users, making it a perfect fit for those who demand the best in travel, lifestyle, and financial convenience.

Important Product Details

• This is a premium, invite-only credit card offered by IndusInd Bank.
• The card operates on the Mastercard network.
• It features zero foreign currency markup on all international transactions.
• Cardholders receive complimentary memberships to Taj Epicure Preferred, EazyDiner Prime, and Moneycontrol Pro.
• It provides extensive complimentary airport lounge access, with 4 international and 4 domestic visits per quarter (domestic access subject to spend conditions).
• A comprehensive Mastercard Golf program offers complimentary green fees and lessons at top golf courses in India and access to the TPC Network in the US.
• The card includes a wide array of concierge services, such as Elderly Care Assist, Meet & Greet, Airport Cab Transfer, and pre-trip guidance.
• Robust insurance coverage is provided for travel, lost card liability (Total Protect), and counterfeit fraud.
• Complimentary global data roaming benefits are included through Flexiroam.

Other Details

• The cost for any requested concierge services is to be paid by the customer.
• The list of participating golf clubs is subject to change.
• Effective 5th October 2025, the Complimentary ITC Membership (Club ITC Culinaire) which is available with the Mastercard variant will be discontinued for existing cardholders. For any new customers boarded on or after 15th September 2025, this offer will not be available.
• While no Reward Points are earned on fuel transactions, a 1% fuel surcharge waiver is provided.
• Concierge services can be contacted at 18002099071 or via email at Indusindassist@aspirelifestyles.com.
• Reward points can be redeemed through the IndusMoments platform.
• Detailed Terms & Conditions for various benefits and policies are available on the IndusInd Bank website.