Indus Solitaire Credit Card – Benefits, Fees & Eligibility

Introduction

The Indus Solitaire Credit Card is a super-premium offering from IndusInd Bank, designed for high-net-worth individuals and frequent international travelers who value luxury and comfort. This card provides a comprehensive suite of benefits, including zero foreign currency markup, extensive lounge access, and exclusive concierge services, ensuring a seamless and enriching experience. Cardholders earn reward points on their spending, which can be redeemed for various exciting options, including airline miles and cash credit, along with a range of complimentary memberships and privileges tailored to a premium lifestyle.

Welcome Benefits

• Earn 5,000 Bonus Reward Points upon spending INR 1 Lakh within the first 30 days of card issuance.
• Complimentary One-Year Taj Epicure Preferred Membership:
  • One voucher for a 1-night stay with breakfast for two persons.
  • Two vouchers for a one-level room upgrade for one night, reserved directly at the Best Available Rate.
  • Two vouchers for set meals at All Day Dining Restaurants for two people.
  • One complimentary 60-minute spa treatment and access to sauna and steam for one person.
  • Up to 25% discount on stays, dine-in, takeaway, and spa treatments year-round.
  • Conditions: Membership is valid only for the first year, can be availed after full joining fee payment, and must be claimed by contacting the card's contact center. Issuance will be done by the partner group within 30 working days after claiming.
• Complimentary One-Year EazyDiner Prime Membership:
  • Guaranteed 25% and up to 50% discount at over 2000 participating restaurants in India and Dubai.
  • Exclusive 1+1 deals on buffets at hotels.
  • Earn 2X EazyPoints every time you eat out, redeemable for free meals, 5-star hotel stays, and exclusive foodie events.
  • Receive a joining bonus of 2000 EazyPoints.
• Complimentary Moneycontrol Pro Membership:
  • Enjoy an ad-free experience with seamless navigation and faster response times.
  • Access to over 230 exclusive expert editorials every month.
  • Gain insights from world-renowned experts and journalists through Moneycontrol Pro + FT Financial Times.
  • Receive actionable insights, including 40+ weekly investment ideas and 3 to 4 daily technical calls.
  • Access exclusive live webinars for expert trading and investment strategies.
  • Stay informed with daily and weekly newsletters.

Fees

• Joining Fee: INR 30,000 + GST.
• Annual Fee: INR 10,000 + GST.
• Spend-Based Waiver: The annual fee is waived off on spends of INR 10 Lakhs or more in the previous anniversary year.
• Rewards Redemption Fee: Not applicable.
• Foreign Currency Markup: Zero charge on international spends.
• Interest Rates: 3.83% per month (46% annually).
• Fuel Surcharge: 1% waiver on fuel surcharge at any fuel station across India.
• Cash Advance Charges: 2.5% of the advanced amount or a minimum charge of INR 300.

Rewards

Reward Point Earning

• Earn 1 Reward Point on every INR 100 spent on most transactions.
• Earn 0.70 Reward Points for every INR 100 spent on select categories such as utility bill payments, insurance premium, government services, educational institutes, real estate, and rental payments.
• No Reward Points are accrued for fuel transactions.

Movies & Dining

• EazyDiner Prime Membership:
  • Guaranteed 25% and up to 50% discount at over 2000 top restaurants in India and Dubai.
  • Exclusive 1+1 deals on buffets at hotels.
  • Earn 2X EazyPoints on dining, which can be redeemed for free meals, 5-star hotel stays, and exclusive foodie events.
• Club ITC Culinaire Membership (Mastercard Offer):
  • Welcome Pack Certificates:
    • 2 "Culinary Delights" vouchers offering a 25% discount on Food & Beverages bill at participating ITC hotels for a maximum of 4 guests (not valid on Sunday brunch).
    • 2 "Culinary Extravagance" vouchers offering a 50% discount on buffet lunch/dinner for 2 at a participating ITC hotel (not valid on Sunday brunch).
    • 2 "Sweet Indulgence" vouchers offering a 30% discount on purchases at a gourmet shop at a participating ITC hotel (for purchases up to INR 5000).
    • 2 "Luxury Sojourns" vouchers offering a 20% discount on purchase of Welcombreak packages.
  • Fine Dining Privileges:
    • Earn Green Points at 25% on all eligible Food & Beverage spends at ITC Hotels & WelcomHotels.
    • Enjoy savings of 20% while dining at Fortune and WelcomHeritage Hotels.
    • Receive 1,000 bonus Green Points on every accumulated spend of ₹ 25,000 on Food & Beverage, up to a maximum of ₹ 1,00,000 accumulated spend.
  • Fine Living (As A Resident Guest) Privileges:
    • Earn Green Points at 25% on all eligible Food & Beverage spends at participating ITC Hotels & Welcomhotels.
    • Earn Green Points at 5% on all eligible non-Food & Beverage spends at participating ITC Hotels, Welcomhotels & Fortune Hotels.
    • Enjoy savings of 20% on Food & Beverage spends at participating Fortune Hotels (valid for up to 8 guests including the member).
  • Exclusive Offers:
    • Hi-spirited Wednesdays: Enjoy 2-for-1 on select beverages at select bars between 6
      pm & 8
      pm, every Wednesday.
    • Gourmet Fridays: Earn 50% extra Green Points on dining spends at select restaurants at ITC Hotels on Fridays (not applicable at Bukhara - ITC Maurya, Peshawari - ITC Rajputana and Jharokha - ITC Rajputana).
    • Birthday Week: Receive 50% bonus Green Points during your and your spouse's birthday week on dining or stay at all participating ITC Hotels and Sheraton New Delhi (not valid at Fabelle boutiques).

Travel

• Enjoy zero foreign currency mark-up on all international spends.
• Avail one night free with Mastercard at a curated collection of participating luxurious hotels and resorts.
• Airport by Invitation (Mastercard Offer):
  • For Departures:
    • Access to a private departure lounge with refreshments and wait staff. A personal shopper can also be arranged.
    • Airline check-in and all security procedures are handled in the privacy of your lounge.
    • Luggage is checked-in and taken directly from the lounge.
    • Private, chauffeured car transfer from the VIP suite directly to the aircraft.
    • Option to board the flight last or first.
  • On Arrival:
    • Private, chauffeured car waiting on the tarmac to transfer you from the aircraft to the VIP suite.
    • Access to a private arrival lounge with refreshments.
    • Customs and Immigration clearance processed in the privacy of your lounge.
    • Luggage delivered directly to you in your private lounge.
  • Other Airport Services: Luggage Assistance/Baggage Porters, Lounge Bookings, Executive Car Transfers/Limousine, Personal Shopper, Gift Services on Arrival, Meeting and Conference Room Bookings, Tarmac Transfers, Electric Buggy, Premium Baggage Collection/Delivery (where available), Assistance to unaccompanied minors, Train Bookings (major U.K. rail stations including Eurostar in St. Pancras and Gare Du Nord only), VIP Wheelchairs/PRM Service, Airport Courier, Seating Assistance, Valet Car Parking Service, Car Park Jockey, Cloak Room Service.

Lounge Access

• Enjoy 4 complimentary International lounge visits per quarter through the Lounge Key membership.
• Enjoy 4 complimentary Domestic lounge visits per quarter.
• This allows for a total of 16 International and 16 Domestic lounge visits annually.
• Both International and Domestic lounge access can be availed using the physical Credit Card.

Golf

• Mastercard Golf Program:
  • 12 rounds of complimentary green fees for a year, with a maximum of 3 rounds per calendar quarter.
  • 4 complimentary green fee access for guests per year, with a maximum of 1 complimentary guest green fee per calendar quarter.
  • 12 complimentary golf lessons every year, with a maximum of 3 lessons per calendar quarter.
  • Participating Golf Clubs (examples): Bombay Presidency Golf Club (Mumbai), Kharghar Golf Club (Mumbai), Boulder Hills Golf Club (Hyderabad), Champion Reef (Bangalore), Clover Greens (Bangalore), Prestige Golfshire (Bangalore), Golden Greens Golf Resort (Gurgaon), ITC Classic Golf Resort (Gurgaon), Karma Lakeland (Gurgaon), Jaypee Greens (Noida), Jaypee Wishtown (Noida), Unitech Golf & Country Club (Noida), Kalhar (Ahmedabad), Kensville Golf Club (Ahmedabad), Madras Gymkhana Club (Chennai), Oxford Golf & Country Club (Pune), Poona Golf Club (Pune), Panchkula Golf club (Chandigarh), Royal Jaipur Golf Club (Jaipur).
  • TPC Network: Experience private club access to TPC's leading private golf courses across the United States, offering a professional golfer's experience without the membership price tag.
• Concierge Golf Events Assistance: Get information on major golfing events and competitions globally, with facilitation for booking and purchasing entry tickets.

Insurance

• International Travel Health Insurance: Health insurance coverage of up to USD 25,000 for hospitalization due to accidental injury or illness while on an international trip. (Provided on a reimbursement basis; medical cost covered may vary by location.)
• Travel Insurance (in partnership with The Oriental Insurance Company Ltd.):
  • Lost baggage: Sum Assured up to Rs 1,00,000.
  • Delayed baggage: Sum Assured up to Rs 25,000.
  • Loss of passport: Sum Assured up to Rs 50,000.
  • Lost ticket: Sum Assured up to Rs 25,000.
  • Missed flight connection: Sum Assured up to Rs 25,000.
• Total Protect Program:
  • Covers unauthorized transactions in case of card loss or theft.
  • Provides an insurance cover for incidents up to 48 hours prior to reporting the loss of your card.
  • Covers an amount equal to the credit limit on your card and is also available on add-on cards.
• Counterfeit Fraud: Insurance protection against instances where your card or card details are stolen and misused to produce counterfeit cards.
• Air Accident Cover: Complimentary personal air accident insurance cover of up to 25 lakhs.

Lifestyle & Other Privileges

• Moneycontrol Pro Membership:
  • Ad-free experience with seamless navigation and faster responses.
  • Explore 230+ exclusive editorials every month, offering expert perspectives.
  • Uncover insights from world-renowned experts and journalists through Moneycontrol Pro + FT Financial Times.
  • Receive actionable insights, including 40+ weekly investment ideas and 3 to 4 daily technical calls.
  • Access exclusive live webinars for expert trading & investment strategies.
  • Stay ahead with daily and weekly newsletters.
• Finest Concierge Services:
  • Elderly Care Assist: Arrange homecare personnel with fixed working hours in major cities, OPD appointments, teleconsultation with GPs and specialists, physiotherapy assistance at home in select cities, and consultations/bookings with wellness experts, nutritionists, and dieticians.
  • Meet & Greet and Airport Cab Transfer: Curated services for a special welcome and comfortable travel experience, with advance booking available at select domestic and international locations.
  • Pre-trip Vaccination and Visa Requirement Guidance: Get recent, up-to-date information concerning visa and vaccination requirements for foreign countries, as specified by the World Health Organization’s Publication and the ABC Guide to International Travel Information.
  • Overseas Language/Translation Support: Receive complete support for international tours with details and arrangement of agencies offering telephonic translation services and emergency support.
• Wellness (Mastercard Offer - Advance Medical):
  • Enjoy complimentary access to a network of over 50,000 top doctors globally.
  • Access expert medical opinion on complex diseases.
  • Coverage extends to Self, Spouse, Children (under 25), and Parents.
  • Receive guidance from a Personal Health Advisor (dedicated doctor) who coordinates the entire process, including gathering medical records, translation services, diagnosis and treatment confirmation, support in finding and organizing appointments with top experts, and ongoing medical support/follow-up.
• Global Data Roaming (Mastercard Offer - Flexiroam):
  • Option to choose between a Flexiroam SIM Card, Microchip, or eSIM for new Flexiroam users.
  • Receive a complimentary Global Data Plan of 3 GB for 10 days every year (for both new and existing Flexiroam users).
  • Get a 15% discount on all subsequent Flexiroam data plans purchased with your Indus Solitaire Credit Card.

Rewards Redemption Guide

• Redeem Reward Points for best-in-class offers from IndusMoments.
• Convert your Reward Points to Airline Miles with partner airlines at a ratio of 5 Reward Points = 4 AirMiles.
• Opt for Cash Credit in the ratio of 1 Reward Point = ₹ 0.50.
• Important Discontinuation Notices:
  • Reward Points Redemption towards Club Vistara Airmiles on www.indusmoments.com will be discontinued effective 31st October 2024.
  • Reward Points redemption towards InterMiles for your IndusInd Bank Credit Card will be discontinued effective 21st January 2025.

Card Review

The Indus Solitaire Credit Card is an excellent choice for individuals who value luxury and comfort, particularly high-net-worth individuals and frequent international travelers. This card offers a wide array of benefits, including multiple lounge visits, zero forex charges, and complimentary memberships to Taj Epicure Preferred, EazyDiner Prime, and Moneycontrol Pro. With a joining fee of INR 30,000, the card is strategically positioned to offer useful memberships and premium services that aim to simplify and enrich the lives of its users. It is a perfect fit for those who demand the best in travel, dining, and lifestyle privileges, making it a compelling option for a sophisticated clientele seeking top-tier credit card advantages.

Important Product Details

• This is a premium credit card offering an exclusive range of benefits.
• The complimentary ITC Membership, available with the Mastercard variant, will be discontinued effective 5th October 2025 for existing cardholders. New customers boarded on or after 15th September 2025 will not be able to avail this offer.
• Reward Points Redemption towards Club Vistara Airmiles will be discontinued effective 31st October 2024.
• Reward Points redemption towards InterMiles will be discontinued effective 21st January 2025.
• The complimentary Taj Epicure Preferred Membership is valid only for the first year and requires full payment of the joining fee. Card members must contact the bank's contact center to claim this membership, which will be issued by the partner group within 30 working days.
• Primary cardholders are automatically enrolled for Club ITC Culinaire membership and will receive the kit from ITC within 30 working days from the card setup date. To enroll a spouse for the membership, the cardholder needs to contact the bank's customer service. Existing Club ITC Culinaire members cannot be re-enrolled.

Other Details

• For concierge services, including Elderly Care Assist, Meet & Greet, Airport Cab Transfer, Pre-trip Vaccination and Visa Requirements, Overseas Language/Translation Support, and Golf Events Assistance, you can call the toll-free number 18002099071 or email Indusindassist@aspirelifestyles.com.
• The cost for concierge services requested will be paid by the customer.
• For any queries related to claiming the first year of Taj Epicure Preferred Membership, card members can call the Contact Center at 1800-267-7777 or write to priority.care@indusind.com.
• The list of participating golf clubs under the Mastercard Golf Program is subject to change.