City Union Bank SBI Card PRIME VS City Union Bank SimplySAVE SBI Card
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
City Union Bank SBI Card PRIME
City Union Bank SimplySAVE SBI Card
Who is it for?
Who is it for?
Pros
Key benefits and features.
Attractive welcome e-Gift voucher of Rs. 3,000 with a choice of popular lifestyle brands.
Extensive complimentary lounge access, including 4 international and 8 domestic visits annually.
Accelerated reward points on key spending categories like utility bills, dining, and groceries.
Valuable milestone benefits, including Pizza Hut and high-value Yatra.com/Pantaloons e-Gift Vouchers.
Renewal fee waiver on achieving an annual spend target of Rs. 3 lakhs, offering significant savings.
Pros
Key benefits and features.
Accelerated rewards on daily spends like dining, movies, and groceries.
Valuable welcome bonus of 2,000 Reward Points on initial spending.
Enjoy a 1% fuel surcharge waiver, saving money on petrol expenses.
Renewal fee waiver on achieving a reasonable annual spending threshold.
Offers contactless payment and global acceptance for convenience.
Cons
Key drawbacks and limitations.
Reward points for utility bill payments are capped at 3000 points at the higher earning rate.
Birthday reward points are capped at 2,000 per calendar year, limiting potential earnings.
The fuel surcharge waiver has a monthly maximum cap of Rs. 250, which might be insufficient for high spenders.
Complimentary Priority Pass membership is only for primary cardholders and valid for 2 years.
Cons
Key drawbacks and limitations.
Lacks premium benefits like lounge access or golf privileges.
Reward redemption value is relatively low (4 points = Re. 1).
No specific travel or international spending benefits are highlighted.
The fuel surcharge waiver is capped, limiting potential savings for heavy users.
Annual fee is applicable, not a lifetime free card without waiver.