Canara Bank RuPay Platinum Credit Card VS IndusInd Bank Platinum Aura Edge Credit Card
Both IndusInd Bank Platinum Aura Edge Credit Card and Canara Bank RuPay Platinum Credit Card suit shopping-focused spenders, but they earn and cost differently. IndusInd Bank Platinum Aura Edge Credit Card is lifetime-free and earns up to 8X Reward Points on select categories; up to 4 savings points per ₹100 spent. Canara Bank RuPay Platinum Credit Card is lifetime-free and earns 2 reward points on every ₹100 spent on PoS and e-commerce transactions. IndusInd Bank Platinum Aura Edge Credit Card also brings discount vouchers from brands like Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, and Ola, while Canara Bank RuPay Platinum Credit Card counters with 2 complimentary accesses per quarter, with a maximum of 4 per year. Weigh the fee against the reward rate above to see which fits your spending pattern better.
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
Canara Bank RuPay Platinum Credit Card
IndusInd Bank Platinum Aura Edge Credit Card
Who is it for?
Who is it for?
Pros
Key benefits and features.
Enjoy zero joining and annual fees, making the Canara Rupay Platinum card highly accessible.
Benefit from comprehensive insurance covers including accident, baggage, and purchase protection.
Earn 2 reward points on every ₹100 spent on PoS and e-commerce transactions.
Receive complimentary domestic airport lounge access, enhancing your travel experience.
Avail an extended interest-free credit period of up to 50 days on your purchases.
Pros
Key benefits and features.
This card is lifetime free, offering significant savings by eliminating joining and annual fees.
Customizable reward plans (Shop, Home, Travel, Party) allow users to maximize earnings based on spending habits.
Earn up to 4 savings points per ₹100 spent on specific categories, providing high earning potential.
Comprehensive insurance benefits, including travel cover and Total Protect against fraudulent card use.
Offers a 1% fuel surcharge waiver and convenient contactless payment technology for daily use.
Cons
Key drawbacks and limitations.
The Canara Rupay Platinum card does not offer any international airport lounge access.
A relatively high 3% foreign currency markup applies to all international transactions.
An inactivity fee of ₹200 is charged if annual card turnover is below ₹50,000.
Lacks premium benefits such as complimentary golf rounds or specific movie/dining offers.
Cash advance charges are high at 3% of the transaction amount, with a minimum of ₹150.
Cons
Key drawbacks and limitations.
The card does not provide any complimentary domestic or international airport lounge access.
A fee of ₹100 is charged for every rewards redemption, reducing the overall value.
A high 3.5% foreign currency markup applies to all international transactions.
Fuel transactions do not accrue any reward points, limiting benefits for fuel spends.
High cash advance charges of 2.5% (minimum ₹300) make cash withdrawals costly.