Canara Bank RuPay Classic Credit Card VS Canara Bank RuPay Platinum Credit Card
Fees & Charges
Rewards & Benefits
Travel & Lifestyle
Security & Other
Canara Bank RuPay Classic Credit Card
Canara Bank RuPay Platinum Credit Card
Who is it for?
Who is it for?
Pros
Key benefits and features.
Lifetime-free card with zero joining and annual fees, making it highly accessible.
Enjoy an interest-free credit period of up to 50 days on your purchases.
Earn valuable reward points on all PoS and e-commerce transactions for every ₹100 spent.
Comprehensive insurance benefits including fraud, baggage, purchase, and accident cover.
Pros
Key benefits and features.
Enjoy zero joining and annual fees, making the Canara Rupay Platinum card highly accessible.
Benefit from comprehensive insurance covers including accident, baggage, and purchase protection.
Earn 2 reward points on every ₹100 spent on PoS and e-commerce transactions.
Receive complimentary domestic airport lounge access, enhancing your travel experience.
Avail an extended interest-free credit period of up to 50 days on your purchases.
Cons
Key drawbacks and limitations.
Lacks specific benefits for dining, movies, or travel, limiting lifestyle perks.
High foreign currency markup of up to 3% on international transactions.
Fuel surcharge waiver is limited, with a minimum fee and specific spend conditions.
An inactivity fee of ₹100 applies if annual card turnover is less than ₹12,000.
Cons
Key drawbacks and limitations.
The Canara Rupay Platinum card does not offer any international airport lounge access.
A relatively high 3% foreign currency markup applies to all international transactions.
An inactivity fee of ₹200 is charged if annual card turnover is below ₹50,000.
Lacks premium benefits such as complimentary golf rounds or specific movie/dining offers.
Cash advance charges are high at 3% of the transaction amount, with a minimum of ₹150.