Name: Canara Bank RuPay Classic Credit Card
Brand: canara
SKU: canara-bank-rupay-classic-credit-card
Availability: InStock

Question 1

What are the primary fees associated with the Canara Bank RuPay Classic Credit Card?

Accepted Answer

The Canara Bank RuPay Classic Credit Card is a lifetime-free card, meaning it has zero joining and annual fees. However, an inactivity fee of ₹100 is applicable if the card turnover is less than ₹12,000 annually.

Question 2

Does the Canara Bank RuPay Classic Credit Card offer welcome benefits?

Accepted Answer

No, the Canara Bank RuPay Classic Credit Card does not offer any welcome benefits or perks upon joining.

Question 3

How do I earn reward points with the Canara Bank RuPay Classic Credit Card?

Accepted Answer

With the Canara Bank RuPay Classic Credit Card, you earn 2 Reward Points for every ₹100 spent on PoS (Point of Sale) and E-Commerce transactions.

Question 4

What is the value of reward points on the Canara Bank RuPay Classic Credit Card?

Accepted Answer

Each Reward Point earned with the Canara Bank RuPay Classic Credit Card is valued at ₹0.25. These points can be redeemed for cashback or goods purchases.

Question 5

Does the Canara Bank RuPay Classic Credit Card provide lounge access?

Accepted Answer

Yes, the Canara Bank RuPay Classic Credit Card offers complimentary domestic lounge access at selected lounges in India.

Question 6

What insurance benefits are included with the Canara Bank RuPay Classic Credit Card?

Accepted Answer

The Canara Bank RuPay Classic Credit Card provides comprehensive insurance benefits, including Fraudulent Charge Cover (up to ₹2,00,000), Baggage Insurance (up to ₹25,000), Purchase Protection Cover (up to ₹25,000), and Accident Cover for both air and non-air incidents.

Question 7

Can I convert purchases into EMIs with my Canara Bank RuPay Classic Credit Card?

Accepted Answer

Yes, the Canara Bank RuPay Classic Credit Card allows you to easily convert your purchases into EMIs (Equated Monthly Installments) through the Canara ai1 app.

Question 8

What is the foreign currency markup on the Canara Bank RuPay Classic Credit Card?

Accepted Answer

The foreign currency markup on the Canara Bank RuPay Classic Credit Card is 3% on all international (Forex) transactions.

Question 9

Who is eligible to apply for the Canara Bank RuPay Classic Credit Card?

Accepted Answer

To apply for the Canara Bank RuPay Classic Credit Card, applicants must be 21 years or older, be a resident of India, and have an independent income of at least ₹1 Lakh gross per annum (or ₹60,000 for staff members with minimum ₹4,000 net take home salary), along with a decent credit history.

Question 10

How can I apply for the Canara Bank RuPay Classic Credit Card?

Accepted Answer

You can apply for the Canara Bank RuPay Classic Credit Card by visiting your nearest Canara Bank branch or by downloading and submitting the application form available on the official Canara Bank website under the 'Credit Cards' section.

Canara Bank RuPay Classic Credit Card

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