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BookMyShow RBL Bank Play Credit Card VS HDFC Bank INFINIA Metal Credit Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.
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Last updated: 18 July 2026

These sit at opposite ends of the market. HDFC Bank INFINIA Metal charges ₹12,500 + GST for unlimited global lounge access and 5-star dining/hotel privileges - a super-premium card for high spenders. BookMyShow RBL Play charges ₹500 + GST for 2 complimentary movie/event tickets a month and small dining discounts via BookMyShow - a budget entertainment card. There's no real overlap in target user here: INFINIA is for affluent frequent travelers, Play is for regular moviegoers on a modest budget.

BookMyShow RBL Bank Play Credit Card
BookMyShow RBL Bank Play Credit Card
HDFC Bank INFINIA Metal Credit Card
HDFC Bank INFINIA Metal Credit Card

Fees & Charges

Joining Fee₹500 + GST
Joining Fee₹12,500 + GST
Renewal Fee₹500 + GST
Renewal Fee₹12,500 + GST
Spend Based WaiverAnnual fee waived on spending Rs. 1.5 lakhs or more in the previous year.
Spend Based WaiverRenewal fee waived on ₹10 lakhs or more spend in preceding 12 months for Metal Edition.
Foreign Transaction Fees3.5% of the total transaction amount.
Foreign Transaction Fees2% + GST (~2.36%) on all foreign currency transactions.
Interest Rate (APR)3.99% per month.
Interest Rate (APR)1.99% per month (23.8% annualized) on the due amount.

Rewards & Benefits

Welcome BonusA discount of Rs. 500 on all movie, event, streams, or other non-movie ticket bookings via BookMyShow, on making at least one transaction within 30 days.
Welcome BonusComplimentary Club Marriott membership for 1st year & 12,500 bonus Reward Points on activation.
Rewards RateEarn 2 complimentary movie/non-movie tickets (up to Rs. 250 each) monthly on Rs. 5,000 spend.
Rewards RateEarn 5 RP for ₹150 retail spends; up to 10X RP on SmartBuy travel & shopping.
Reward TypeOther Benefits
Reward TypeReward Points
Reward Redemption FeeRs. 99 + taxes.
Reward Redemption FeeNil

Travel & Lifestyle

Domestic Lounge Access
Domestic Lounge AccessUnlimited complimentary airport lounge access in India for primary and add-on cardholders.
International Lounge Access
International Lounge AccessUnlimited complimentary airport lounge access globally via Priority Pass for primary & add-on.
Travel Benefits
Travel BenefitsComplimentary Club Marriott & ITC Hotels stay offers; Redeem RP for flights/airmiles on SmartBuy.
Movie BenefitsGet 2 complimentary movie/non-movie tickets (worth up to Rs. 250 each) every month on spending Rs. 5,000 in a month via BookMyShow.
Movie Benefits
Dining BenefitsGet a discount of Rs. 100 on all food and beverage items on booking movie/event tickets via BookMyShow.
Dining BenefitsComplimentary Club Marriott membership; 1+1 buffet at ITC; FLAT 10% EXTRA OFF on Swiggy Dineout.
Golf Benefits
Golf BenefitsUnlimited complimentary golf lessons and games at leading courses across India and worldwide.
Fuel Surcharge Waiver1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000, capped at Rs. 100 per month.
Fuel Surcharge Waiver1% waiver on transactions ₹400-₹1,00,000, capped at ₹1,000 per statement cycle.

Security & Other

Insurance Benefits
Insurance BenefitsAccidental Air Death ₹3 Cr, Emergency Overseas Hospitalization ₹50 L, Credit Shield ₹9 L.
Cash Advance Charges2.5% of the cash amount, subject to a minimum of Rs. 500.
Cash Advance ChargesNIL, but interest charges are applicable from the date of cash advance.
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Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

BookMyShow RBL Bank Play Credit Card

HDFC Bank INFINIA Metal Credit Card

Who is it for?

The BookMyShow RBL Bank Play Credit Card is a co-branded credit card designed for individuals who frequently book movie and event tickets via BookMyShow. It offers significant savings on entertainment expenses, including two complimentary movie/non-movie tickets every month upon achieving a specified spend, a welcome discount on BookMyShow, and a waiver on fuel surcharges. With an affordable annual fee that can be waived, it provides substantial value for its target audience, making it a budget-friendly option for maximizing entertainment savings.

Who is it for?

The HDFC Bank INFINIA Metal Credit Card is a super-premium, invite-only offering designed for high-net-worth individuals. It provides luxurious benefits like unlimited global lounge access, complimentary golf, a 24x7 concierge, and high reward earnings. With its low foreign currency markup and comprehensive insurance, it caters to an uncompromising lifestyle.

Pros

Key benefits and features.

Significant savings on movie and event bookings through BookMyShow platform.

Enjoy two complimentary movie or non-movie tickets every single month.

Affordable annual fee that is easily waived with moderate yearly spending.

Additional discounts on food and beverages when booking entertainment.

Pros

Key benefits and features.

Unlimited lounge access globally for primary and add-on cardholders via Priority Pass membership.

Enjoy unlimited complimentary golf games and coaching at premier courses across the world.

Highly rewarding with 5 Reward Points for every ₹150 spent, up to 10X on SmartBuy.

Valuable welcome & renewal benefits, including bonus RPs & complimentary Club Marriott membership.

Comprehensive insurance benefits, including air accidental death cover and overseas hospitalization.

Cons

Key drawbacks and limitations.

High foreign currency markup of 3.5% makes international spends expensive.

Monthly free tickets require a minimum spend of Rs. 5,000, which might be high for some.

This BookMyShow RBL Bank Play Credit Card is an invite-only product.

Rewards redemption fee of Rs. 99 + taxes applies to each redemption.

Cons

Key drawbacks and limitations.

The card is strictly invite-only, making it inaccessible to most potential applicants due to rigorous criteria.

Significant joining and renewal fees, though a waiver is possible with very high annual spending.

Reward points have monthly caps on grocery, telecom, and utility transactions, limiting earning potential.

Low cashback redemption value (₹0.30 per point) compared to higher value redemptions for travel.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.
Apply for HDFC Bank INFINIA Metal Credit Card(opens in new tab)