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BOBCARD ETERNA Credit Card VS BookMyShow RBL Bank Play Credit Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.
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Last updated: 18 July 2026

BOBCARD ETERNA charges ₹2,499 + GST for accelerated 15 Reward Points per ₹100 on dining and travel plus unlimited domestic lounge access. BookMyShow RBL Play charges ₹500 + GST and is narrower by design - 2 complimentary movie/event tickets a month plus ₹100 off food and beverages when booking via BookMyShow. If your priority is broad dining rewards and lounge access, ETERNA's higher fee buys much more; if you mainly want discounted movie tickets with a small dining bonus, the Play card's lower fee fits that narrower use case.

BOBCARD ETERNA Credit Card
BOBCARD ETERNA Credit Card
BookMyShow RBL Bank Play Credit Card
BookMyShow RBL Bank Play Credit Card

Fees & Charges

Joining Fee₹2,499 + GST
Joining Fee₹500 + GST
Renewal Fee₹2,499 + GST
Renewal Fee₹500 + GST
Spend Based WaiverJoining fee waiver on ₹25,000 spend in 60 days; annual fee waiver on ₹2,50,000 annual spend.
Spend Based WaiverAnnual fee waived on spending Rs. 1.5 lakhs or more in the previous year.
Foreign Transaction Fees2% of the transacted amount.
Foreign Transaction Fees3.5% of the total transaction amount.
Interest Rate (APR)3.75% Per Month or 45% Per Annum.
Interest Rate (APR)3.99% per month.

Rewards & Benefits

Welcome BonusEarn 10,000 bonus reward points on spending ₹50,000 within the first 60 days of card issuance.
Welcome BonusA discount of Rs. 500 on all movie, event, streams, or other non-movie ticket bookings via BookMyShow, on making at least one transaction within 30 days.
Rewards RateEarn 15 Reward Points for every ₹100 on online, travel, dining, movie, international spends.
Rewards RateEarn 2 complimentary movie/non-movie tickets (up to Rs. 250 each) monthly on Rs. 5,000 spend.
Reward TypeReward Points
Reward TypeOther Benefits
Reward Redemption FeeNil.
Reward Redemption FeeRs. 99 + taxes.

Travel & Lifestyle

Domestic Lounge AccessUnlimited complimentary lounge access at domestic airports, subject to spend criteria.
Domestic Lounge Access
International Lounge Access
International Lounge Access
Travel BenefitsUnlimited complimentary domestic lounge access (spend-based); low 2% foreign currency markup.
Travel Benefits
Movie BenefitsEnjoy Buy One Get One (BOGO) on movie tickets booked through the District App, max discount ₹250/month.
Movie BenefitsGet 2 complimentary movie/non-movie tickets (worth up to Rs. 250 each) every month on spending Rs. 5,000 in a month via BookMyShow.
Dining BenefitsAccess to 250+ culinary deals at Mastercard’s priceless special.
Dining BenefitsGet a discount of Rs. 100 on all food and beverage items on booking movie/event tickets via BookMyShow.
Golf Benefits
Golf Benefits
Fuel Surcharge Waiver1% waiver for fuel transactions between ₹400-₹5,000, capped at ₹250 per cycle.
Fuel Surcharge Waiver1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000, capped at Rs. 100 per month.

Security & Other

Insurance BenefitsFree Personal Accidental Death Cover (Air: ₹1 Crore, Non-Air: ₹10 Lakhs).
Insurance Benefits
Cash Advance Charges2.5% of withdrawn amount or ₹500, whichever is higher.
Cash Advance Charges2.5% of the cash amount, subject to a minimum of Rs. 500.
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Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

BOBCARD ETERNA Credit Card

BookMyShow RBL Bank Play Credit Card

Who is it for?

The BOBCARD Eterna Credit Card is a premium offering designed for individuals seeking significant travel and lifestyle privileges. It provides a high reward rate of 3.75% on online, travel, dining, movie, and international spends, coupled with a low 2% foreign currency markup. Cardholders enjoy unlimited complimentary domestic lounge access (spend-based) and valuable welcome and milestone benefits. This card is an excellent choice for those desiring premium features without a prohibitive annual fee.

Who is it for?

The BookMyShow RBL Bank Play Credit Card is a co-branded credit card designed for individuals who frequently book movie and event tickets via BookMyShow. It offers significant savings on entertainment expenses, including two complimentary movie/non-movie tickets every month upon achieving a specified spend, a welcome discount on BookMyShow, and a waiver on fuel surcharges. With an affordable annual fee that can be waived, it provides substantial value for its target audience, making it a budget-friendly option for maximizing entertainment savings.

Pros

Key benefits and features.

High reward rate (3.75%) on key categories like online shopping, travel, dining, movies, and international spends.

Low foreign currency markup of 2% makes it ideal for international travelers and online shoppers.

Offers both joining and annual fee spend-based waivers, making the card potentially free.

Unlimited complimentary domestic airport lounge access, though subject to a spend condition.

Available on the RuPay network, enabling UPI transactions with rewards, a unique advantage.

Pros

Key benefits and features.

Significant savings on movie and event bookings through BookMyShow platform.

Enjoy two complimentary movie or non-movie tickets every single month.

Affordable annual fee that is easily waived with moderate yearly spending.

Additional discounts on food and beverages when booking entertainment.

Cons

Key drawbacks and limitations.

Accelerated reward points are capped at 5,000 points per statement cycle for specific categories.

Domestic airport lounge access is conditional on high quarterly spending, which may be challenging.

Golf benefits previously offered with the Eterna Credit Card have since been removed.

No reward points are earned on certain categories such as insurance, fuel, and wallet transactions.

Cons

Key drawbacks and limitations.

High foreign currency markup of 3.5% makes international spends expensive.

Monthly free tickets require a minimum spend of Rs. 5,000, which might be high for some.

This BookMyShow RBL Bank Play Credit Card is an invite-only product.

Rewards redemption fee of Rs. 99 + taxes applies to each redemption.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.
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