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Bandhan Bank Flare Credit Card VS ICICI Bank Coral Credit Card VS RBL Bank Popcorn Credit Card VS Yes Bank Marquee Credit Card

A detailed, side-by-side look at 4 leading credit cards. Analyze the features that matter most to you and make an informed choice.
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Last updated: 8 September 2026
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CheQ AU Credit Card

Zero Fees. More Rewards

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CheQ AU Credit Card

Fees & Charges

Joining Fee₹2,499 + GST
Joining Fee₹500 + GST
Joining Fee₹1,000 + GST
Joining Fee₹9,999 + GST
Renewal Fee₹2,499 + GST
Renewal Fee₹500 + GST
Renewal Fee₹1,000 + GST
Renewal Fee₹4,999 + GST
Spend Based WaiverWaived on annual spend of ₹6,00,000.
Spend Based WaiverAnnual fee waived on spending ₹1.5 lakh or more in the previous anniversary year.
Spend Based Waiver
Spend Based WaiverAnnual fee waived on spending Rs. 10 Lakh in a year.
Foreign Transaction Fees1.99% + taxes.
Foreign Transaction Fees3.5% of the transaction amount.
Foreign Transaction FeesUp to 3.5% on all foreign currency spends.
Foreign Transaction Fees1% of the transaction amount.
Interest Rate (APR)2.00% - 3.50% p.m. on retail purchases; 3.50% p.m. on cash withdrawals.
Interest Rate (APR)3.75% per month (45% per annum) for ATM withdrawals and minimum due payments.
Interest Rate (APR)Up to 3.99% per month on the due amount.
Interest Rate (APR)2.99% per month (35.88% annually).

Rewards & Benefits

Welcome BonusGet an Amazon Pay e-voucher worth ₹2,000 on spending ₹10,000 within the first 30 days of card issuance.
Welcome Bonus
Welcome BonusReceive 4 complimentary movie tickets up to Rs. 1,000 on Bookmyshow as a welcome gift.
Welcome Bonus40,000 Reward Points & complimentary ETPrime subscription voucher worth ₹3,199.
Rewards Rate10 reward points on every ₹200 on all eligible spends.
Rewards RateEarn 2 Reward Points per ₹100 on retail (excl. fuel); 1 RP per ₹100 on utilities & insurance.
Rewards RateEarn 2 free movie tickets monthly on Rs. 5,000 spend & Rs. 25 weekly cashback on Rs. 2,500 spend.
Rewards RateEarn 36 RP on ₹200 online (4.5%), 18 RP on ₹200 offline (2.25%), 10 RP on ₹200 utilities (1.25%).
Reward TypeReward Points
Reward TypeReward Points
Reward TypeCashback, Other Benefits
Reward TypeReward Points
Reward Redemption FeeNil.
Reward Redemption Fee₹99 + GST
Reward Redemption FeeRs. 99 + GST, applicable on redemption of reward points.
Reward Redemption Fee₹100 + GST

Travel & Lifestyle

Domestic Lounge Access4 complimentary Domestic Airport Lounge access in a calendar quarter at select airports.
Domestic Lounge Access1 complimentary access to select domestic airport lounges every quarter with ₹75k spend in prior quarter.
Domestic Lounge Access
Domestic Lounge Access6 complimentary visits/quarter for primary/add-on + 2 guest visits/quarter (spend ₹1L/quarter).
International Lounge Access1 complimentary International Airport Lounge access in a calendar quarter at select airports.
International Lounge Access
International Lounge Access
International Lounge AccessUnlimited access for primary/add-on cardholders + 4 guest visits/year.
Travel BenefitsAccelerated rewards on travel spends and customised travel perks.
Travel Benefits1 complimentary domestic airport lounge access and 1 railway lounge access every quarter.
Travel Benefits
Travel BenefitsLow 1% foreign currency markup; extensive lounge access; travel assistance.
Movie Benefits25% discount on BookMyShow, up to ₹500 once every month.
Movie Benefits25% off (up to ₹100) on 2 movie tickets on BookMyShow/INOX, twice monthly, with ₹25k spend in prev. quarter.
Movie BenefitsGet 2 free movie tickets every month on spending Rs. 5,000 in a billing month.
Movie BenefitsBuy One Get One (BOGO) on movie tickets, capped at 3/month (max ₹800/ticket).
Dining Benefits15% discount on EazyDiner, up to ₹750 once every month.
Dining Benefits15% or more discount on dining bills at over 2,500 partner restaurants via Culinary Treats Programme.
Dining Benefits
Dining Benefits15% discount at select restaurants.
Golf Benefits4 complimentary golf lessons per calendar year (1 lesson per quarter).
Golf Benefits
Golf Benefits
Golf BenefitsWaiver of 4 Green Fees; 1 complimentary golf lesson per month at select courses.
Fuel Surcharge Waiver1% waiver up to ₹500 per statement cycle.
Fuel Surcharge Waiver1% fuel surcharge waiver at HPCL stations for transactions between ₹400 and ₹4,000.
Fuel Surcharge Waiver1% waiver on fuel transactions between Rs. 500-4,000, max Rs. 100/month.
Fuel Surcharge Waiver1% waiver on transactions ₹500-₹5,000, max ₹1,000/statement cycle.

Security & Other

Insurance Benefits
Insurance BenefitsPersonal accident insurance cover of ₹2 Lakh on RuPay variant.
Insurance Benefits
Insurance BenefitsCredit Shield Cover of Rs. 3 Lakh; 6-month accidental damage insurance for online electronics.
Cash Advance Charges3.5% (minimum of ₹500 + taxes).
Cash Advance Charges2.5% or a minimum of ₹500, whichever is higher.
Cash Advance Charges2.5% of amount withdrawn or Rs. 300, whichever is higher.
Cash Advance Charges2.5% or ₹650, whichever is higher.
Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

Bandhan Bank Flare Credit Card

ICICI Bank Coral Credit Card

RBL Bank Popcorn Credit Card

Yes Bank Marquee Credit Card

Who is it for?

Who is it for?

Who is it for?

Who is it for?

Pros

Key benefits and features.

Never-expiring reward points ensure long-term value and flexibility for redemption.

Enjoy significant savings with 15% off dining and 25% off movie tickets monthly.

Complimentary domestic and international lounge access enhances travel comfort.

Benefit from a low foreign currency markup of just 1.99% on international spends.

Attractive welcome benefit of an Amazon Pay e-voucher worth ₹2,000.

Pros

Key benefits and features.

Offers valuable complimentary railway lounge access without any spend criteria.

Provides significant savings on movie tickets with up to 25% discount twice monthly.

Attractive milestone benefits allow earning up to 10,000 bonus Reward Points annually.

Includes a 1% fuel surcharge waiver and exclusive dining discounts at partner restaurants.

Annual fee can be easily waived by meeting a reasonable spend threshold of ₹1.5 lakh.

Pros

Key benefits and features.

Significant savings on movie expenses with welcome and monthly free tickets.

Assured weekly cashback provides consistent value on everyday spending.

Includes a useful 1% fuel surcharge waiver, reducing fuel costs.

Easy redemption process for both movie tickets and weekly cashback.

Pros

Key benefits and features.

Ideal for international travelers due to unlimited international lounge access and a low 1% foreign currency markup.

Attractive for entertainment lovers, offering BOGO movie tickets and dining discounts.

Accelerated reward points on online and offline spends, including specific utility payments.

Cons

Key drawbacks and limitations.

High monthly income requirement of ₹12 lakh makes the card inaccessible for many.

Renewal fee waiver requires a substantial annual spend of ₹6,00,000.

Interest rates can be high for new customers at 3.50% per month on retail purchases.

Cash advance charges are steep at 3.5% with a minimum of ₹500 plus taxes.

Over limit fee of 2.5% (minimum ₹500) can add unexpected costs.

Cons

Key drawbacks and limitations.

Lounge access and movie benefits are subject to specific quarterly spend conditions.

The card does not offer any welcome benefits for new cardholders.

Rewards redemption incurs a fee of ₹99 + GST, reducing overall value.

High foreign currency markup of 3.5% makes international spends less rewarding.

Movie cashback offers on the Amex variant have been revoked from Jan 2025.

Cons

Key drawbacks and limitations.

The RBL Bank Popcorn Credit Card has been discontinued, limiting new applications.

A rewards redemption fee of Rs. 99 + GST applies to point redemptions.

High foreign currency markup of up to 3.5% makes international spends costly.

Exclusions for spend-based benefits cover many common categories like utilities and fuel.

Cons

Key drawbacks and limitations.

The card has a high joining fee of Rs. 9,999 + GST, making initial cost significant.

Welcome benefits, while valuable, may seem limited compared to the high joining charge.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.