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Axis Bank Pride Signature Credit Card VS Flipkart Axis Bank Credit Card VS Axis Bank Magnus Credit Card VS Axis Bank Cashback Credit Card

A detailed, side-by-side look at 4 leading credit cards. Analyze the features that matter most to you and make an informed choice.
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Last updated: 17 July 2026
Axis Bank Pride Signature Credit Card
Axis Bank Pride Signature Credit Card
Flipkart Axis Bank Credit Card
Flipkart Axis Bank Credit Card
Axis Bank Magnus Credit Card
Axis Bank Magnus Credit Card
Axis Bank Cashback Credit Card
Axis Bank Cashback Credit Card

Fees & Charges

Joining FeeFree (1st year)
Joining FeeFree (1st year)
Joining Fee₹12,500 + GST
Joining Fee₹1,000 + GST
Renewal Fee₹500 + GST
Renewal Fee₹500 + GST
Renewal Fee₹12,500 + GST
Renewal Fee₹1,000 + GST
Spend Based WaiverRenewal fee of ₹500 is waived if annual spends exceed ₹40,000 in the preceding year.
Spend Based WaiverAnnual fee waived on annual spends greater than ₹3.5 lakhs.
Spend Based WaiverAnnual membership fee waived on expenditure of ₹25 Lakhs or more in the preceding anniversary year (₹30 Lakhs for Burgundy variant).
Spend Based WaiverAnnual fee waiver on spends of ₹4,00,000 and above in an anniversary year.
Foreign Transaction Fees3.50% of the forex transaction value.
Foreign Transaction Fees3.5% of the transaction value.
Foreign Transaction Fees2% of the total transaction amount.
Foreign Transaction Fees3.50% of the transaction value
Interest Rate (APR)3.75% per month (55.55% annually) for retail purchases and cash.
Interest Rate (APR)3.75% per month (55.55% per annum) for retail purchases and cash.
Interest Rate (APR)3.0% per month (42.58% annually) on extended credit.
Interest Rate (APR)3.75% per month (55.55% Annual)

Rewards & Benefits

Welcome BonusNo specific welcome benefits are mentioned for this card.
Welcome Bonus₹350 activation benefits, ₹250 Flipkart voucher, and ₹100 Swiggy discount on joining.
Welcome BonusChoose any one gift voucher worth ₹12,500 from Luxe, Yatra, or Postcard Hotels.
Welcome BonusEnjoy 5,000 EDGE Reward Points worth ₹1,000 upon making the first transaction within 30 days.
Rewards RateEarn 8 EDGE REWARD Points for every ₹200 spent (0.8% value).
Rewards Rate7.5% on Myntra, 5% on Flipkart & Cleartrip, 4% on preferred partners, 1% on other eligible spends.
Rewards Rate12 EDGE RPs per ₹200 on retail spends up to ₹1.5L/month, then 35 RPs. 60 RPs per ₹200 on Travel EDGE Portal.
Rewards RateUp to 7% cashback on online spends; unlimited 0.75% on offline & travel; 0.5% on utilities.
Reward TypeReward Points
Reward TypeCashback
Reward TypeReward Points
Reward TypeCashback
Reward Redemption FeeNil (as per Input 1, though Input 2 implies a fee).
Reward Redemption FeeNil / No.
Reward Redemption FeeNil
Reward Redemption Fee

Travel & Lifestyle

Domestic Lounge Access2 complimentary visits to select domestic airport lounges every calendar quarter.
Domestic Lounge AccessNo complimentary airport lounge access with the Flipkart Axis Bank Credit Card as of 20th June 2025.
Domestic Lounge AccessUnlimited complimentary domestic airport lounge access (spend ₹50,000 in preceding 3 months). 4 complimentary guest visits annually.
Domestic Lounge Access
International Lounge Access
International Lounge AccessNo complimentary airport lounge access with the Flipkart Axis Bank Credit Card as of 20th June 2025.
International Lounge AccessUnlimited complimentary international airport lounge access with Priority Pass membership. 4 complimentary guest visits annually.
International Lounge Access
Travel BenefitsInstant savings of up to 15% on flights & hotels via Goibibo and Makemytrip every Wednesday.
Travel Benefits5% cashback on Cleartrip spends and 4% cashback on Uber rides.
Travel BenefitsUnlimited complimentary domestic and international airport lounge access. Discounted stays at Oberoi and Leela Palace Hotels.
Travel BenefitsUnlimited 0.75% cashback on travel-related spends.
Movie Benefits
Movie BenefitsAccelerated cashback (4%) on PVR movie tickets.
Movie Benefits
Movie Benefits
Dining BenefitsMinimum 15% discount on dining bills at over 4,000 partner restaurants via Axis Bank Dining Delights.
Dining Benefits15% off up to ₹500 at partner restaurants with Axis Bank Dining Delights. 4% cashback on Swiggy food orders.
Dining Benefits15% discount (up to ₹1,000 via Eazydiner) at over 4,000 restaurants under Axis Dining Delights.
Dining BenefitsInstant discount of 25% up to ₹800 on EazyDiner once every month.
Golf Benefits
Golf Benefits
Golf Benefits4 complimentary rounds of green fees per calendar year (max 1 per month) via Mastercard World Program.
Golf Benefits
Fuel Surcharge Waiver1% fuel surcharge waiver on transactions between ₹400-₹4,000, capped at ₹400 per month.
Fuel Surcharge Waiver1% waiver on fuel purchases (₹400-₹4,000), max ₹400 per cycle.
Fuel Surcharge Waiver1% fuel surcharge waived for transactions between ₹400 and ₹4,000. Max waiver ₹400 per month.
Fuel Surcharge Waiver1% of transaction amount (refund not applicable). No fuel surcharge waiver.

Security & Other

Insurance Benefits
Insurance BenefitsThe card does not offer any insurance benefits like air accident cover or cover against loss/delay of luggage.
Insurance BenefitsCredit Shield protection worth ₹5 Lakh, Purchase protection worth ₹2 Lakh, Lost/Delayed Baggage coverage of $500.
Insurance Benefits
Cash Advance Charges2.5% of withdrawn amount, subject to a minimum charge of ₹500.
Cash Advance Charges2.5% of the cash amount, with a minimum of ₹500.
Cash Advance ChargesNil (interest charges are applicable).
Cash Advance Charges2.5% of the cash amount (Minimum ₹500)
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Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

Axis Bank Pride Signature Credit Card

Flipkart Axis Bank Credit Card

Axis Bank Magnus Credit Card

Axis Bank Cashback Credit Card

Who is it for?

The Axis Bank Pride Signature Credit Card is exclusively designed for Indian defence personnel, featuring a patriotic design. It offers 8 EDGE REWARD Points for every ₹200 spent, complimentary domestic lounge access, and attractive dining discounts. With a waiverable annual fee and enhanced security features, it's a valuable option for its target audience.

Who is it for?

The Flipkart Axis Bank Credit Card is an entry-level card designed for online shoppers, offering significant cashback on popular platforms like Flipkart, Myntra, and Cleartrip. It provides high reward rates on preferred partners such as Swiggy, Uber, and PVR, making it ideal for digital spending and daily online transactions. With cashback directly adjusted to the statement, it simplifies savings for users who frequently shop online and seek value on fashion, travel, and entertainment.

Who is it for?

The Axis Bank Magnus Credit Card is a super-premium offering designed for high-income individuals seeking a luxurious lifestyle. It provides extensive travel benefits, including unlimited domestic and international airport lounge access, and a competitive 2% foreign currency markup. Cardholders enjoy a robust rewards program with accelerated earnings on travel and dining discounts. With comprehensive insurance and an annual fee waiver based on spending, it's ideal for those who frequently travel and spend big.

Who is it for?

The Axis Bank Cashback Credit Card is a mid-range offering designed for individuals who prioritize straightforward cashback benefits, especially on online and everyday spending. It provides up to 7% cashback on online transactions and an unlimited 0.75% on offline and travel expenditures. With automatic cashback redemption and flexible eligibility, it's a hassle-free option for savvy shoppers looking to maximize savings.

Pros

Key benefits and features.

The annual charge can be waived if you spend at least ₹40,000 in the card anniversary year.

Offers a unique patriotic theme and personalized card features.

Provides valuable travel (lounge access) and dining benefits.

Pros

Key benefits and features.

Very good reward rate of 5% on all eligible spends on Flipkart and Cleartrip.

High reward rate of 7.5% on Myntra, making it ideal for fashion shopping.

Good reward rate of 4% on partner merchants like Swiggy, Uber, PVR, FitPass.

Cashback is directly adjusted against the card’s statement balance every month, simplifying redemption.

No upper limit on cashback for most categories, providing significant savings potential.

Pros

Key benefits and features.

Unlimited international and domestic lounge access for primary and add-on cardholders.

Reduced foreign currency markup fee of 2% makes international spends more economical.

Comprehensive insurance benefits including Credit Shield cover and purchase protection.

Lifetime Free option for eligible Axis Bank Burgundy Salary Account holders.

The Burgundy variant offers an improved 5:4 reward point transfer ratio for travel.

Pros

Key benefits and features.

Offers unlimited 0.75% cashback on all offline and travel spending.

Provides high cashback rates of up to 7% on online purchases.

Flexible eligibility criteria make this card accessible to many applicants.

Automatic cashback redemption process simplifies rewards management.

Cons

Key drawbacks and limitations.

Interest rates are not preferential for military personnel, unlike some other defence-specific cards.

The Axis Bank Pride Signature Credit Card does not offer any international lounge access.

Reward points are excluded on common spending categories such as utilities, education, insurance, and fuel.

Cons

Key drawbacks and limitations.

Not the best choice for offline shopping, offering only 1% cashback on such spends.

Does not offer any insurance benefits, such as air accident cover or luggage cover.

No complimentary airport lounge access, limiting travel perks for cardholders.

New fees on rent, education, utilities, and wallet loads from late 2024.

Cons

Key drawbacks and limitations.

High annual income requirement of ₹24 Lakhs makes it inaccessible for many applicants.

No golf benefits are explicitly listed in the main product details, unlike other premium cards.

Several benefits like movie BOGO offers and concierge services have been removed recently.

Cons

Key drawbacks and limitations.

The card does not offer a fuel surcharge waiver.

The spend threshold for the annual fee waiver is set quite high at ₹4 lakh.

Lacks premium features like complimentary airport lounge access or golf benefits.

Various transaction fees apply for rent, wallet load, fuel, education, and utilities.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.
Apply for Axis Bank Pride Signature Credit Card(opens in new tab)Apply for Flipkart Axis Bank Credit Card(opens in new tab)Apply for Axis Bank Magnus Credit Card(opens in new tab)Apply for Axis Bank Cashback Credit Card(opens in new tab)