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Axis Bank Cashback Credit Card VS ICICI Bank Coral Travel Card

A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.
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Last updated: 29 July 2026

Both ICICI Bank Coral Travel Card and Axis Bank Cashback Credit Card suit travel-focused spenders, but they earn and cost differently. ICICI Bank Coral Travel Card is lifetime-free. Axis Bank Cashback Credit Card costs ₹1,000 + GST and earns up to 7% cashback on online spends; unlimited 0.75% on offline & travel; 0.5% on utilities. ICICI Bank Coral Travel Card also brings ₹500 BookMyShow & ₹500 Uber vouchers (with USD 1k load), Card Protection Plus insurance, and a free replacement card, while Axis Bank Cashback Credit Card counters with enjoy 5,000 EDGE Reward Points worth ₹1,000 upon making the first transaction within 30 days. If frequent flyers spending matters more, go with ICICI Bank Coral Travel Card; if shopping is the priority, Axis Bank Cashback Credit Card fits better.

Axis Bank Cashback Credit Card
Axis Bank Cashback Credit Card
ICICI Bank Coral Travel Card
ICICI Bank Coral Travel Card

Fees & Charges

Joining Fee₹1,000 + GST
Joining Fee₹499 + GST
Renewal Fee₹1,000 + GST
Renewal FeeNot Available
Spend Based WaiverAnnual fee waiver on spends of ₹4,00,000 and above in an anniversary year.
Spend Based Waiver
Foreign Transaction Fees3.50% of the transaction value
Foreign Transaction Fees
Interest Rate (APR)3.75% per month (55.55% Annual)
Interest Rate (APR)

Rewards & Benefits

Welcome BonusEnjoy 5,000 EDGE Reward Points worth ₹1,000 upon making the first transaction within 30 days.
Welcome Bonus₹500 BookMyShow & ₹500 Uber vouchers (with USD 1k load), Card Protection Plus insurance, and a free replacement card.
Rewards RateUp to 7% cashback on online spends; unlimited 0.75% on offline & travel; 0.5% on utilities.
Rewards Rate
Reward TypeCashback
Reward Type
Reward Redemption Fee
Reward Redemption Fee

Travel & Lifestyle

Domestic Lounge Access
Domestic Lounge Access
International Lounge Access
International Lounge Access
Travel BenefitsUnlimited 0.75% cashback on travel-related spends.
Travel Benefits
Movie Benefits
Movie Benefits
Dining BenefitsInstant discount of 25% up to ₹800 on EazyDiner once every month.
Dining Benefits
Golf Benefits
Golf Benefits
Fuel Surcharge Waiver1% of transaction amount (refund not applicable). No fuel surcharge waiver.
Fuel Surcharge Waiver

Security & Other

Insurance Benefits
Insurance BenefitsComprehensive plan including Air Accident (₹10L), Lost Card Liability (₹5L), Checked-in Baggage Delay (USD 300), Loss of Passport/Tickets (USD 500), Missing Flight (USD 300), Plane Hijacking (USD 3k).
Cash Advance Charges2.5% of the cash amount (Minimum ₹500)
Cash Advance Charges
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Best valueHigher costHighlights apply to Joining Fee and Renewal Fee only.

Axis Bank Cashback Credit Card

ICICI Bank Coral Travel Card

Who is it for?

The Axis Bank Cashback Credit Card is a mid-range offering designed for individuals who prioritize straightforward cashback benefits, especially on online and everyday spending. It provides up to 7% cashback on online transactions and an unlimited 0.75% on offline and travel expenditures. With automatic cashback redemption and flexible eligibility, it's a hassle-free option for savvy shoppers looking to maximize savings.

Who is it for?

The ICICI Bank Coral Forex Prepaid Card is a foreign exchange card offered by ICICI Bank, primarily designed for international travelers, including leisure vacationers and frequent travelers, to make their overseas trips convenient and rewarding. It serves as a robust alternative to credit cards for foreign transactions, offering benefits such as free travel insurance, various joining vouchers, easy online card management, and comprehensive lost card liability coverage. The card aims to provide a secure and cost-effective solution for international spending.

Pros

Key benefits and features.

Offers unlimited 0.75% cashback on all offline and travel spending.

Provides high cashback rates of up to 7% on online purchases.

Flexible eligibility criteria make this card accessible to many applicants.

Automatic cashback redemption process simplifies rewards management.

Pros

Key benefits and features.

Enjoy 0% forex markup on transactions made in the loaded currency, saving on international spends.

Comprehensive insurance plan covers air accidents, lost baggage, passport, and card liability.

Attractive welcome benefits include BookMyShow and Uber vouchers, offsetting the initial joining fee.

Wide global acceptance on Visa network ensures seamless transactions worldwide.

Enhanced security with an embedded microchip and lost card liability coverage up to ₹5 lakh.

Cons

Key drawbacks and limitations.

The card does not offer a fuel surcharge waiver.

The spend threshold for the annual fee waiver is set quite high at ₹4 lakh.

Lacks premium features like complimentary airport lounge access or golf benefits.

Various transaction fees apply for rent, wallet load, fuel, education, and utilities.

Cons

Key drawbacks and limitations.

The card does not offer a traditional reward points or cashback program on spends.

Lacks complimentary airport lounge access, which is a common perk for travel cards.

A 3.5% cross-currency markup applies if you transact in a currency not loaded on the card.

Cannot be used for domestic transactions, limiting its utility to international travel only.

ATM withdrawals incur a fee of USD 2, plus 0.5% for POS cash withdrawals.

How We Compare These Cards

Every comparison on CardsForYou is built from the same verified data set we use across the site - joining and renewal fees, reward rates, forex markup, lounge access, and insurance benefits - sourced directly from each issuer and refreshed regularly. We highlight the lower-cost option on fees automatically, but "best" always depends on your own spending pattern: a card that wins on annual fee may lose on reward rate for a heavy spender, and vice versa. Use the table above alongside your own typical monthly spend to judge real value, not just the headline numbers.

Ready to Choose?

Based on your comparison, select the credit card that best matches your spending habits and financial goals.
Apply for Axis Bank Cashback Credit Card(opens in new tab)Apply for ICICI Bank Coral Travel Card(opens in new tab)