AU RuPay Classic Debit Card VS AU Royale World Debit Card
Fees & Charges
Transaction Limits
Rewards & Benefits
Travel & Lifestyle
Security & Other
AU RuPay Classic Debit Card
AU Royale World Debit Card
Who is it for?
Who is it for?
Pros
Key benefits and features.
Comprehensive insurance coverage including purchase protection and air travel.
Enjoy higher daily transaction limits for both purchases and ATM withdrawals.
Access a wide array of over 100 lucrative offers across diverse categories.
Receive a valuable ₹100 brand voucher as a welcome benefit upon card issuance.
Conveniently manage your card and transactions using the AU 0101 Mobile App.
Pros
Key benefits and features.
Enjoy high daily transaction limits for both ATM withdrawals and online purchases.
Benefit from a competitive 2.5% foreign currency markup on international spends.
Access extensive complimentary airport lounges, both domestic and international.
Receive comprehensive insurance coverage for lost card, purchases, and accidents.
Get a free one-time subscription to Amazon Prime or Zee5 as a welcome perk.
Cons
Key drawbacks and limitations.
Specific daily transaction limits for ATM and POS are not explicitly provided.
Detailed fees and annual maintenance charges are not disclosed in the markdown.
Requires an existing Savings Account with AU Small Finance Bank for eligibility.
Lacks explicit mention of travel, dining, or movie-specific benefits.
No information regarding complimentary lounge access or fuel surcharge waivers.
Cons
Key drawbacks and limitations.
Annual maintenance and issuance fees are not explicitly detailed on the card page.
Lacks a general cashback or reward points program for everyday spending.
Requires checking a separate Schedule of Charges for full fee transparency.
No explicit mention of fuel surcharge waiver benefits or free ATM transactions.