AU Small Finance BankAU RuPay Classic Debit Card – Benefits, Fees & Eligibility
Is the AU RuPay Classic Debit Card Right for You?
The AU RuPay Classic Debit Card is best suited for users who prioritize Everyday Use, Shopping. With an issuance fee of Lifetime Free and an annual maintenance charge of Lifetime Free, this card offers free entry for new applicants. It offers Merchant Vouchers, Instant Discounts as its primary reward mechanism.
Key Card Details
Lifetime Free
Lifetime Free
Merchant Vouchers, Instant Discounts
Higher daily withdrawal limits.
Higher daily purchase limits.
Notable Perks
Welcome Offer
Receive a brand voucher worth ₹100, redeemable across leading brands.
Insurance Coverage
Purchase protection, Personal accident cover, Air travel insurance.
Account Requirement
Requires an existing Savings Account with AU Small Finance Bank.
Things to Consider
Specific daily transaction limits for ATM and POS are not explicitly provided.
Detailed fees and annual maintenance charges are not disclosed in the markdown.
Requires an existing Savings Account with AU Small Finance Bank for eligibility.
Benefits & Features
Welcome Offer
Receive a brand voucher worth ₹100, redeemable across leading brands.
Reward Type
Merchant Vouchers, Instant Discounts
Insurance Coverage
Purchase protection, Personal accident cover, Air travel insurance.
Daily ATM Withdrawal Limit
Higher daily withdrawal limits.
Daily POS/Online Spend Limit
Higher daily purchase limits.
Account Requirement
Requires an existing Savings Account with AU Small Finance Bank.
Fees & Charges
Issuance Fee
Lifetime Free
AMC Fee
Lifetime Free
Pros & Cons
Pros
Key benefits and features of this card.
Comprehensive insurance coverage including purchase protection and air travel.
Enjoy higher daily transaction limits for both purchases and ATM withdrawals.
Access a wide array of over 100 lucrative offers across diverse categories.
Receive a valuable ₹100 brand voucher as a welcome benefit upon card issuance.
Conveniently manage your card and transactions using the AU 0101 Mobile App.
Cons
Key drawbacks and limitations of this card.
Specific daily transaction limits for ATM and POS are not explicitly provided.
Detailed fees and annual maintenance charges are not disclosed in the markdown.
Requires an existing Savings Account with AU Small Finance Bank for eligibility.
Lacks explicit mention of travel, dining, or movie-specific benefits.
No information regarding complimentary lounge access or fuel surcharge waivers.
Product Details
RuPay Classic network debit card.
Offers comprehensive insurance benefits including purchase protection.
Provides higher daily limits for purchases and ATM withdrawals.
Access to over 100 lucrative offers across diverse categories.
Includes a welcome benefit of a ₹100 brand voucher.
Requires an existing Savings Account with AU Small Finance Bank.
Manage card and transactions conveniently via the AU 0101 App.
Benefits & Features
Welcome Offer
Receive a brand voucher worth ₹100, redeemable across leading brands.
Reward Type
Merchant Vouchers, Instant Discounts
Insurance Coverage
Purchase protection, Personal accident cover, Air travel insurance.
Daily ATM Withdrawal Limit
Higher daily withdrawal limits.
Daily POS/Online Spend Limit
Higher daily purchase limits.
Account Requirement
Requires an existing Savings Account with AU Small Finance Bank.
What matters, explained clearly
Introduction
The AU RuPay Classic Debit Card, issued by AU Small Finance Bank, is designed for customers holding an existing Savings Account. It offers a range of benefits including comprehensive insurance coverage, higher daily transaction limits for purchases and withdrawals, and access to over 100 lucrative offers across various categories.
Welcome Benefits
- Receive a brand voucher worth ₹100, redeemable across leading brands.
Transaction Limits & Usage
- Enjoy higher daily purchase and withdrawal limits. (Specific limits are not provided in the available information).
Fees and Charges
- For detailed fees and charges associated with this card, refer to the applicable Schedule of Charges provided by AU Small Finance Bank.
Rewards & Offers
- Access to 100+ lucrative offers on shopping, online purchases, car services, and various other categories.
-
Insurance Coverage
- Purchase protection.
- Personal accident cover.
- Air travel insurance.
Account & Eligibility Criteria
- Eligibility:
- Requires an existing Savings Account with AU Small Finance Bank.
- How to Apply:
- Visit your closest AU Small Finance Bank branch to obtain the application form.
- Fill out and submit the application form to initiate the process.
- Alternatively, contact customer care by calling 1800-1200-1200 or emailing customercare@aubank.in for more information.
Important Product Details
- Card Variant: RuPay Classic Debit Card.
- Key Benefits:
- Insurance benefits including purchase protection, personal accident cover, and air travel insurance.
- Higher daily purchase and withdrawal limits.
- Access to over 100 offers on various categories.
- Welcome benefit of a ₹100 brand voucher.
Other Details
- AU Small Finance Bank Advantages:
- National presence with a network of 2,900+ touchpoints.
- Offers quality services at competitive rates.
- Ample touchpoints ensure convenient customer service.
- Superfast AU 0101 App for managing and tracking transactions.
- Sustained growth with a balance sheet exceeding ₹1 lakh crore.
- AU 0101 Mobile App Features:
- View balance and transactions.
- Download account statements.
- Request cheque books.
- Customer Support:
- 24x7 help available.
- Card Management & Support:
- Access to quick links for setting PIN, reporting fraud, managing the card, token management, and service requests.
- Referral Program:
- Option to refer the account to friends and family.