AU Small Finance BankAU RuPay Classic Debit Card – Benefits, Fees & Eligibility
Is the AU RuPay Classic Debit Card Right for You?
The AU RuPay Classic Debit Card is best suited for users who prioritize Shopping. With a joining fee of Nil and a renewal fee of Nil, this card is positioned for cardholders who can maximize its benefits to justify the cost. It offers Vouchers & Discounts as its primary reward mechanism.
Key Card Details
Nil
Nil
Vouchers & Discounts
Notable Perks
Insurance Coverage
Purchase Protection, Air Personal Accident Cover, Card Liability Cover, Personal Accident Cover.
Things to Consider
Specific fees and charges are not explicitly detailed in the provided information.
The card does not appear to offer any specific travel or lounge access benefits.
No explicit mention of reward points or cashback earning rates for transactions.
Benefits & Features
Welcome Offer
Receive a brand voucher worth ₹100, redeemable across leading brands.
Reward Type
Vouchers & Discounts
Reward Redemption
Brand voucher redeemable across leading brands; access to 100+ offers.
Insurance Coverage
Purchase Protection, Air Personal Accident Cover, Card Liability Cover, Personal Accident Cover.
Fees & Charges
Joining Fee
Nil
Renewal Fee
Nil
Pros & Cons
Pros
Key benefits and features of this card.
Extensive insurance coverage provides peace of mind for purchases and accidents.
Enjoy higher daily limits for both purchases and cash withdrawals, offering flexibility.
Access over 100 lucrative offers on shopping, online purchases, and car services.
Receive a welcome brand voucher worth ₹100, redeemable at various leading brands.
Benefit from 24x7 customer support and convenient mobile app features for banking.
Cons
Key drawbacks and limitations of this card.
Specific fees and charges are not explicitly detailed in the provided information.
The card does not appear to offer any specific travel or lounge access benefits.
No explicit mention of reward points or cashback earning rates for transactions.
Eligibility is restricted to existing AU Small Finance Bank savings account holders.
Lacks specialized benefits for categories like movies, dining, or golf privileges.
Product Details
Comprehensive insurance benefits including Purchase Protection and Personal Accident Cover.
Higher daily purchase and cash withdrawal limits for enhanced flexibility.
Access to over 100 lucrative offers on shopping, online purchases, and car services.
Comes with a ₹100 brand voucher redeemable at leading brands.
Requires an existing Savings Account with AU Small Finance Bank.
24x7 customer support and access to AU 0101 Mobile App features.
Benefits & Features
Welcome Offer
Receive a brand voucher worth ₹100, redeemable across leading brands.
Reward Type
Vouchers & Discounts
Reward Redemption
Brand voucher redeemable across leading brands; access to 100+ offers.
Insurance Coverage
Purchase Protection, Air Personal Accident Cover, Card Liability Cover, Personal Accident Cover.
What matters, explained clearly
Introduction
The AU RuPay Classic Debit Card from AU Small Finance Bank is a standard offering designed to provide essential banking functionalities and benefits. It stands out with comprehensive insurance benefits, higher daily purchase and withdrawal limits, and access to over 100 lucrative offers across various categories.
Welcome Benefits
- Receive a brand voucher worth ₹100, redeemable across leading brands.
Fees
- For specific fees and charges associated with this card, please refer to the applicable Schedule of Charges provided by AU Small Finance Bank.
Rewards
-
Offers
- Get access to 100+ lucrative offers on shopping, online purchases, car services, and various other categories.
-
Insurance Benefits
- Purchase Protection: Provides coverage for eligible purchases made with the card.
- Air Personal Accident Cover: Offers coverage in case of accidental death or disability during air travel.
- Card Liability Cover: Provides protection against fraudulent transactions.
- Personal Accident Cover: Offers coverage in case of accidental death or disability.
-
Withdrawal & Purchase
- Enjoy higher daily purchase and withdrawal limits.
Card Eligibility Criteria
- To be eligible for the AU RuPay Classic Debit Card, you need to have an existing Savings Account with AU Small Finance Bank.
Important Product Details
- Insurance Coverage: Benefit from Purchase Protection, Air Personal Accident Cover, Card Liability Cover against fraudulent transactions, and Personal Accident Cover for accidental death or disability.
- Enhanced Limits: Enjoy higher daily limits for both purchases and cash withdrawals.
- Extensive Offers: Access a wide range of over 100 offers on shopping, online purchases, and car services.
- Brand Voucher: Receive a ₹100 brand voucher that can be redeemed at leading brands.
Other Details
- How to Apply:
- Visit your nearest AU Small Finance Bank branch to obtain and submit the application form.
- Alternatively, you can call 1800-1200-1200 or email customercare@aubank.in for more information.
- Quick Links for Card Management:
- Set Your PIN
- Report fraud
- Manage card
- Token Management
- Service Requests
- AU 0101 Mobile App Features:
- View account balance and transactions.
- Download account statements.
- Request a cheque book.
- Customer Support: 24x7 customer support is available.
- Bank Presence: AU Small Finance Bank has a national presence with 1042 branches and ATMs.
- General Information: The bank offers quality services at competitive rates, ensures convenient branch visits, and provides a superfast mobile app for managing transactions.